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Generated 06-08-2026
Active BE 1003.525.574Private limited company

ACMJB Consult

Chaussée de Bruxelles 41 ·1310 La Hulpe, Belgium· 2 yrs active
Sector: Legal & accounting (69209)
Conclusion Checked

The computed 12-month bankruptcy probability of ACMJB Consult is 0.4% (very low). The 2024 annual accounts show equity of €27k and a net result of €366. Its solvency ranks better than 86% of 4815 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €27k
Net result €366
Better than sector 86%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health78Profitability7Solvency100Growth52Stability82
64 / 100

Strong profile, led by solvency.

Health 78
Profitability 7
Solvency 100
Growth 52
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
78 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 01-09-2025 with the NBB · fiscal year 2024 · micro
€0€3k€5k€8kOperating result 2023: €9k€9kNet result 2023: €7k€7kOperating result 2024: €486€486Net result 2024: €366€36620232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 84.2% 61.0%
better than 86% of 4815 sector peers
Net result €366 €34k
better than 8% of 4812 sector peers
Equity €27k €59k
better than 26% of 4815 sector peers
Gross operating margin €953 €56k
better than 5% of 4810 sector peers
Total assets €32k €117k
better than 9% of 4815 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€10k
- -80% vs sector
Net profit
€366
-94.6% -99% vs sector
Cash flow
€8k
- -87% vs sector
Total assets
€32k
+7.6% -96% vs sector
Equity
€27k
+1.4% -96% vs sector
Working capital
€27k
+1.4% -96% vs sector
Income taxes
€98
-94.3% -100% vs sector
Debt
€5k
+61.0% -97% vs sector
Debt ≤ 1y
€5k
+61.0% -94% vs sector
Current ratio
6.34
-33.1% +9% vs sector
Quick ratio
6.34
-33.1% +9% vs sector
Solvency
84.2%
-5.8% +2% vs sector
Debt / equity
0.19
+58.8% -11% vs sector
ROE
1.3%
-94.7% -74% vs sector
ROA
1.1%
-95.0% -72% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA-
Net profit€366
Cash flow-
Staff costs-
Income taxes€98
Dividends-
Total assets€32k
Equity€27k
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€27k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.34
Quick ratio6.34
Working capital ratio84.2%
Solvency84.2%
Debt / equity0.19
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA1.1%
ROE1.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€32k
Current assets 29/58€32k
Amounts receivable within one year 40/41€18k
Cash & bank 54/58€14k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€32k
Equity 10/15€27k
Contributions / capital 10/11€20k
Accumulated profits (losses) 14€7k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Trade debts payable within one year 44€5k
Income statement
Gross operating margin 9900€953
Operating result 9901€486
Financial charges 65€22
Result before taxes 9903€464
Income taxes 67/77€98
Net result for the period 9904€366
Result to be appropriated 9905€366
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Ratios computed by Checked.
Directors & mandates 2 directors
Former directors (2)
  • Elodie VANGRICKEN
    Director
    State Gazette act 25373383 (02-12-2025)
    Former
    - → 27-11-2025
  • Olivier CALLENS
    Director
    State Gazette act 25373383 (02-12-2025)
    Former
    - → 27-11-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Legal & accounting(69209)
Legal form Private limited company(610)
Incorporation18-12-2023
StatusActive
Postal code1310
Connections & network 1 connected companies
Network connections
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Rue de Genval 12, 1301 Wavre
Activiteiten van (gecertificeerde) (fiscaal) accountants
since 20232.359.439.084
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25050C0177/00Y000 Wallonia 4,037 m² 1 · 390 m² 10.1 m · 2 fl.
25006B0099/00E000 Wallonia 2,441 m² 1 · 203 m² 11.0 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
02-12-2025
State Gazette act Statutes amendment
v3.2
01-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
20-12-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 8 months ago
2025
02-12-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": true,
    "seat_change": true,
    "object_change": false,
    "effective_date": "2025-11-27",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "1003.525.574",
    "name_full": "OPTI4U",
    "legal_form": "SRL"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2023
20-12-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1301 Bierges, Rue de Genval 12",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1976-05-30",
        "name": "ZOENEN Arnaud",
        "niss": null,
        "address": "1180 Uccle, Chauss\u00E9e d\u0027Alsemberg, 800/2"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5200,
      "holder_person_name": "ZOENEN Arnaud",
      "is_subscriber_only": false,
      "n_shares_subscribed": 26,
      "amount_subscribed_eur": 5200,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1980-01-12",
        "name": "CALLENS Olivier Dominique Christiane Marie",
        "niss": null,
        "address": "5030 Gembloux, Rue des Volontaires, 3"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 4800,
      "holder_person_name": "CALLENS Olivier Dominique Christiane Marie",
      "is_subscriber_only": false,
      "n_shares_subscribed": 24,
      "amount_subscribed_eur": 4800,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1985-01-09",
        "name": "VAN de VELDE Wendy Denise Adrian Henrica",
        "niss": null,
        "address": "1410 Waterloo, Chauss\u00E9e de Bruxelles, 686"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 4800,
      "holder_person_name": "VAN de VELDE Wendy Denise Adrian Henrica",
      "is_subscriber_only": false,
      "n_shares_subscribed": 24,
      "amount_subscribed_eur": 4800,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1990-12-29",
        "name": "VANGRICKEN Elodie V\u00E9ronique Didier Ghislaine",
        "niss": null,
        "address": "5030 Gembloux, Chauss\u00E9e de Namur, 124/0033"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 5200,
      "holder_person_name": "VANGRICKEN Elodie V\u00E9ronique Didier Ghislaine",
      "is_subscriber_only": false,
      "n_shares_subscribed": 26,
      "amount_subscribed_eur": 5200,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 20000,
  "subject_company": {
    "kbo": "1003.525.574",
    "name_full": "OPTI4U",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-12-15",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Accountants en belastingconsulenten69201Overige fiscale dienstverlening69209Boekhouders en boekhouders-fiscalisten69202
Primary activity highlighted.
Names & trade names
Legal nameFR ACMJB Consult
Registered office
Chaussée de Bruxelles 41
1310 La Hulpe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative