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Complete company report
Generated 06-08-2026
Active BE 0865.310.670Private limited company (pre-2019)

ACM AUTO

Rue de Gozée 137 ·6110 Montigny-le-Tilleul, Belgium· 22 yrs active
Sector: Retail trade (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of ACM AUTO is 0.7% (low). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 22 yrs
Board 1
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2022 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2022 micro 13-02-2025 2025-00034786
31-12-2020 micro 02-11-2021 2021-76400022
31-12-2019 micro 28-12-2020 2020-77300069
31-12-2018 micro 01-09-2020 2020-50300255
31-12-2017 micro 03-12-2018 2018-73500542
31-12-2016 micro 19-02-2018 2018-05300485
31-12-2015 volledig 27-06-2016 2016-24300211
31-12-2013 volledig 27-11-2014 2014-67900160
31-12-2012 volledig 28-06-2013 2013-23500538
31-12-2011 volledig 07-11-2012 2012-63300264
Directors & mandates 2 directors
Current directors & mandates
  • Ludovic CAVILLOT
    Director
    State Gazette act 21044081 (12-04-2021)
    Current
    19-03-2021 → present
Former directors (1)
  • Sabine MOREAU
    Director
    State Gazette act 21044081 (12-04-2021)
    Former
    - → 19-03-2021
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Retail trade(47811)
Legal form Private limited company (pre-2019)(015)
Incorporation14-05-2004
StatusActive
Postal code6110
Establishment units 1 location
ACM Auto
Route de Mons 58, 6560 ErquelinnesGroothandel in motorvoertuigen
since 20042.145.138.469
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56074B5197/00A000 Wallonia 1,256 m² 1 · 108 m² 8.6 m · 2 fl.
52048A0152/00S005 Wallonia 871 m² 1 · 125 m² 11.6 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
27-03-2026
State Gazette act Registered office
Registered-office move · Homologation
2025
13-02-2025
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
02-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-12-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
01-09-2020
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
03-12-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
19-02-2018
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
27-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2014
27-11-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
28-06-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
2012
07-11-2012
NBB filing Annual accounts filed
fiscal year 2011 · volledig
Belgisch Staatsblad, acts 3 acts
Capital history · 1
10-01-2005
v3.2
Address history · 1
27-03-2026
Registered-office move
All acts · 3 updated 4 months ago
2026
27-03-2026 Registered office moved from ERQUELINNES to MONTIGNY-LE-TILLEUL Registered-office change
  • Route de Mons 58/C, 6560 ERQUELINNES → rue de Gozée 137 à 6110 MONTIGNY-LE-TILLEUL
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "rue de Goz\u00E9e 137 \u00E0 6110 MONTIGNY-LE-TILLEUL",
        "city": "MONTIGNY-LE-TILLEUL",
        "region": "waals_gewest",
        "street": "rue de Goz\u00E9e",
        "country": "BE",
        "postcode": "6110",
        "box_number": null,
        "street_number": "137",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Route de Mons 58/C, 6560 ERQUELINNES",
        "city": "ERQUELINNES",
        "region": "waals_gewest",
        "street": "Route de Mons",
        "country": "BE",
        "postcode": "6560",
        "box_number": null,
        "street_number": "58/C",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2026-03-27",
    "filing_date": "2026-03-19",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2026-03-09",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0865.310.670",
    "name_full": "SRL ACM AUTO",
    "legal_form": "SRL",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ma\u00EEtre Pierre E. CORNIL",
    "org_rep_person_name": null,
    "person_role_at_subject": "liquidateur judiciaire"
  },
  "co_filed_documents": []
}
2021
12-04-2021 1 director appointed, 1 resigning Director changes
  • Ludovic CAVILLOT, Bestuurder
  • Sabine MOREAU, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sabine MOREAU",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-03-19",
      "evidence_quote": "La d\u00E9mission de Madame Sabine MOREAU de son poste d\u0027administrateur"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ludovic CAVILLOT",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-03-19",
      "evidence_quote": "les actionnaires donnent tous pourvoir \u00E0 partir de ce jour \u00E0 Monsieur CAVILLOT Ludovic, pour repr\u00E9senter seul la soci\u00E9t\u00E9."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0865.310.670",
    "name_full": "ACM AUTO",
    "legal_form": "SPRL"
  }
}
2005
10-01-2005 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0865.310.670",
    "name_full": "WALCOURT MOTORS",
    "legal_form": "SPRL"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Onderhoud en reparatie van auto's50200Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Carrosserieherstelling45204Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in onderdelen en accessoires van motorvoertuigen47820Detailhandel in motorvoertuigen50103Kleinhandel in onderdelen en accessoires van auto's50302Diensten in verband met vervoer te land52210Diensten in verband met vervoer te land52210Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Carrosserieherstelling (inclusief spuiten en verven)95314
Primary activity highlighted.
Names & trade names
Legal nameFR ACM AUTO
Registered office
Rue de Gozée 137
6110 Montigny-le-Tilleul, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative