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Complete company report
Generated 15-08-2026
Active BE 0843.671.059Private limited company

ACLI TRAVEL & PROJECTS

Brugsestraat 165 ·8020 Oostkamp, Belgium· 14 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of ACLI TRAVEL & PROJECTS is 0.9% (low). The 2025 annual accounts show equity of €131k and a net result of €6k. Equity is growing by ~26.4% per year across the filed fiscal years. The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €131k
Net result €6k
Active 14 yrs
Locations 1
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health86Profitability23Solvency100Growth52Stability100
72 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 23
Solvency 100
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.9% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Annual accounts: healthy financial profile −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2021: €52k€52kNet result 2021: €50k€50kOperating result 2022: €55k€55kNet result 2022: €51k€51kOperating result 2023: €21k€21kNet result 2023: €16k€16kOperating result 2024: €48k€48kNet result 2024: €30k€30kOperating result 2025: €9k€9kNet result 2025: €6k€6k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~26.4%/year over 8 fiscal years, indicative, assuming unchanged policy.
€0€100k€200k2026: €147k (€133k - €161k)2027: €164k (€142k - €186k)2028: €181k (€150k - €212k)2018: €46k2019: €32k2020: €272021: €50k2022: €78k2023: €95k2024: €125k2025: €131k20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€13k
-73.5% 18-25
Net profit
€6k
-80.0% 18-25
Cash flow
€11k
-67.0% 18-25
Total assets
€150k
-49.5% 18-25
Equity
€131k
+4.8% 18-25
Working capital
€132k
-27.2% 18-25
Employees (FTE)
1
-20.0% 18-25
Staff costs
€28
-99.8% 18-25
Income taxes
€3k
-79.3% 18-25
Dividends
€23k
- 18-25
Debt
€19k
-88.9% 18-25
Debt ≤ 1y
€15k
-86.2% 18-25
Debt > 1y
€3k
- 18-25
Current ratio
9.72
+266.6% 18-25
Quick ratio
9.70
+266.6% 18-25
Solvency
87.3%
+107.4% 18-25
Debt / equity
0.15
-89.4% 18-25
ROE
4.6%
-81.0% 18-25
ROA
4.0%
-60.5% 18-25
Interest coverage
27.87
+133.8% 18-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€13k
Net profit€6k
Cash flow€11k
Staff costs-
Income taxes€3k
Dividends-
Total assets€150k
Equity€131k
Debt€19k
of which ≤ 1y€15k
of which > 1y-
Working capital€132k
Employees (FTE)-
Ratios (computed)
2025
Current ratio9.72
Quick ratio9.70
Working capital ratio87.8%
Solvency87.3%
Debt / equity0.15
Long-term debt ratio-
Interest coverage27.87
Gross margin-
Net margin-
ROA4.0%
ROE4.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€150k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€300
Current assets 29/58€147k
Stocks & contracts in progress 3€300
Amounts receivable within one year 40/41€6k
Cash & bank 54/58€132k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€150k
Equity 10/15€131k
Contributions / capital 10/11€25k
Reserves 13€82k
Accumulated profits (losses) 14€24k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€15k
Trade debts payable within one year 44€3k
Income statement
Gross operating margin 9900€14k
Operating result 9901€9k
Financial income 75€820
Financial charges 65€480
Result before taxes 9903€9k
Income taxes 67/77€3k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Ann Clinckemaillie
    Director
    State Gazette act 23428507 (17-11-2023)
    Former
    09-11-2023 → 17-11-2023
    2 events
    • 17-11-2023 Resigned· Director
    • 09-11-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation07-02-2012
StatusActive
Postal code8020
Establishment units 1 location
ACLI TRAVEL & PROJECTS
Brugsestraat 12B, 8020 OostkampOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20122.207.463.642
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31403H0414/00L000 Flanders 1,370 m² 1 · 231 m² 9.0 m · 2 fl.
31022I0305/00E000 Flanders 454 m² 1 · 80 m² 8.7 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
06-01-2026
State Gazette act Registered-office change
v3.2
2025
30-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
17-11-2023
State Gazette act Director changes
v3.2
31-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-04-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-04-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-04-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-04-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2013
16-08-2013
State Gazette act Registered-office change
v3.2
Belgisch Staatsblad, acts 3 acts
Address history · 2
06-01-2026
v3.2
16-08-2013
v3.2
All acts · 3 updated 7 months ago
2026
06-01-2026 Registered office moved within Oostkamp Registered-office change
  • Brugsestraat 12, 8020 Oostkamp → Brugsestraat 165, 8020 Oostkamp
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Oostkamp",
        "region": null,
        "street": "Brugsestraat",
        "country": "BE",
        "postcode": "8020",
        "box_number": null,
        "street_number": "165"
      },
      "old_address": {
        "city": "Oostkamp",
        "region": null,
        "street": "Brugsestraat",
        "country": "BE",
        "postcode": "8020",
        "box_number": null,
        "street_number": "12"
      },
      "effective_date": "2025-10-01",
      "evidence_quote": "Het bestuur beslist dat de zetel van de vennootschap zal worden verplaatst van Brugsestraat 12, 8020 Oostkamp naar Brugsestraat 165, 8020 Oostkamp, en dit vanaf 01/10/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0843.671.059",
    "name_full": "ACLI TRAVEL \u0026 PROJECTS",
    "legal_form": "BV"
  }
}
2023
17-11-2023 1 director appointed, 1 resigning Director changes
  • Ann Clinckemaillie, Bestuurder
  • Ann Clinckemaillie, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ann Clinckemaillie",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering besluit de huidige statutair zaakvoerder/bestuurder, te weten mevrouw Ann Clinckemaillie, ontslag te geven uit haar functie.",
      "discharge_granted": false
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ann Clinckemaillie",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-11-09",
      "evidence_quote": "De algemene vergadering besluit mevrouw Ann Clinckemaillie, geboren te Roeselare op 7 april 1969, wonende te 8020 Oostkamp, Brugsestraat 165, met ingang vanaf heden tot statutair bestuurder te benoemen en dit voor onbepaalde duur."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0843.671.059",
    "name_full": "ACLI TRAVEL \u0026 PROJECTS",
    "legal_form": "BVBA"
  }
}
2013
16-08-2013 Registered office moved within Oostkamp Registered-office change
  • Brugsestraat 12, 8020 Oostkamp → Brugsestraat 12, 8020 Oostkamp
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Oostkamp",
        "region": null,
        "street": "Brugsestraat",
        "country": "BE",
        "postcode": "8020",
        "box_number": null,
        "street_number": "12"
      },
      "old_address": {
        "city": "Oostkamp",
        "region": null,
        "street": "Brugsestraat",
        "country": "BE",
        "postcode": "8020",
        "box_number": "B",
        "street_number": "12"
      },
      "effective_date": "2013-02-08",
      "evidence_quote": "De maatschappelijke zetel wordt vanaf 08.02.13 overgezet naar: Brugsestraat 12-8020 Oostkamp"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0843.671.059",
    "name_full": "ACLI TRAVEL \u0026 PROJECTS",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Exploitatie van culturele centra en multifunctionele zalen ten behoeve van culturele activiteiten90042Exploitatie van culturele centra en multifunctionele zalen ten behoeve van culturele activiteiten90312Overige recreatie- en ontspanningsactiviteiten, n.e.g.93299Overige recreatie- en ontspanningsactiviteiten, neg93299
Primary activity highlighted.
Names & trade names
Legal nameNL ACLI TRAVEL & PROJECTS
Registered office
Brugsestraat 165
8020 Oostkamp, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative