ACKERMANS PAVAGE

Active

Private limited companyfounded 20242 yrs activeChemin du Pré Leftay 6, 4900 Spa, BelgiumKBO/BCE: BE 1007.925.812

The computed 12-month bankruptcy probability of ACKERMANS PAVAGE is 2.8% (moderate). The 2025 annual accounts show equity of €8k and a net result of €6k. Its solvency ranks better than 24% of 27407 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

68 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency35

Growth-

Stability67

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity tight (current ratio 1.12), and 77.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27407 sector peers (2025).

NBB · sector comparison

Position among 27407 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

29 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k

Total assets

€36k

Net result

€6k

Working capital

€1k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €36k

68.3%

31.7%

Fixed assets €25k

Current assets €12k

Equity and liabilities €36k

22.8%

77.2%

Equity €8k

Debt €28k

Debt finances 77.2% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€21k

Cash flow

€16k

Solvency

22.8%

Current ratio

1.12

Quick ratio

1.12

Debt / equity

3.38

ROE

75.9%

ROA

17.3%

Interest coverage

5.21

Debt

€28k

Debt ≤ 1 year

€10k

Debt > 1 year

€18k

Income taxes

€1k

Staff costs

€2k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€36k

Fixed assets21/28€25k

Tangible fixed assets22/27€25k

Plant, machinery and equipment23€1k

Furniture and vehicles24€708

Leasing and similar rights25€23k

Current assets29/58€12k

Amounts receivable within one year40/41€11k

Trade receivables40€1k

Other amounts receivable41€10k

Cash at bank and in hand54/58€61

Equity and liabilities

Total equity and liabilities10/49€36k

Equity10/15€8k

Contributions10/11€2k

Profit (loss) carried forward14€6k

Amounts payable17/49€28k

Amounts payable after more than one year17€18k

Financial debts170/4€18k

Amounts payable within one year42/48€10k

Current portion of amounts payable after more than one year42€6k

Trade debts44€2k

Suppliers440/4€2k

Taxes, remuneration and social security45€2k

Taxes450/3€1k

Remuneration and social security454/9€532

Income statement Code2025

Remuneration, social security and pensions62€2k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k

Other operating charges640/8€1k

Gross operating margin9900€24k

Operating profit (loss)9901€11k

Financial income75/76B€256

Recurring financial income75€256

Financial charges65/66B€4k

Recurring financial charges65€4k

Profit (loss) for the period before taxes9903€7k

Income taxes67/77€1k

Profit (loss) for the period9904€6k

Profit (loss) for the period to be appropriated9905€6k

Appropriation of the result

Profit (loss) to be appropriated9906€6k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

29-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 29 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Spa · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chemin du Pré Leftay 64900 Spa

Ground area

389 m²

Building footprint

68 m²

Volume, LiDAR

472 m³

Parcel 63072H0246/00M000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

ACKERMANS PAVAGE

Chemin du Pré Leftay 6, 4900 SpaSupport activities for crop production

since 20242.360.683.654

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63072H0246/00M000	Wallonia	389 m²	1 · 68 m²	7.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Tessenderlo-Ham · Eq €8k

Of 3,934 companies in sector 43331 we hold annual accounts for 1,776. 975 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-04-2024

Fiscal year end31-12

Activities, NACEBEL

43331Floor and wall tiling

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.