Financials
- Fiscal year
- 2025
- Total assets
- €17,843
- Loss
- -€9
- Solvency
- 46.4%
Total assets▼ 10.7%
Net result
20192025
APEX QUALITY
ActiveSummary
APEX QUALITY has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,281 and a net result of -€9. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 49% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Floor and wall tiling
NACE 43331NACE 45431
1 site
Size
€17,843total assets 2025
- Equity
- €8,281
- Loss
- -€9
Turnover not published (abridged schema)
Structure
Accounts 9 d early0 of 1 deed read
Why 89- Sector Specialised construction activities (NACE 43)- Size: total assets €17,843+ Founded in 1999+ Liquidity: current ratio 1.48, cash €7,246Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
71+5
equity 46.4% of total assets
Liquidity
73+3
short-term debt 53.6% · cash 40.6%
Profitability
58+4
return on assets -0.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.3%highest value
12-2024: 0.3%▼ -2.7% vs 11-2024
01-2025: 0.2%▼ -45.1% vs 12-2024
02-2025: 0.2%● 0.0% vs 01-2025
03-2025: 0.2%● 0.0% vs 02-2025
04-2025: 0.2%● 0.0% vs 03-2025
05-2025: 0.2%● 0.0% vs 04-2025
06-2025: 0.2%● 0.0% vs 05-2025
07-2025: 0.2%● 0.0% vs 06-2025
08-2025: 0.2%▼ -1.3% vs 07-2025lowest value
09-2025: 0.2%▲ +0.6% vs 08-2025
10-2025: 0.2%▲ +12.1% vs 09-2025
11-2025: 0.2%▲ +2.8% vs 10-2025
12-2025: 0.2%▼ -1.1% vs 11-2025
01-2026: 0.2%▲ +21.2% vs 12-2025
02-2026: 0.2%▼ -25.3% vs 01-2026
03-2026: 0.2%● 0.0% vs 02-2026
04-2026: 0.2%● 0.0% vs 03-2026
05-2026: 0.2%● 0.0% vs 04-2026
06-2026: 0.2%● 0.0% vs 05-2026
07-2026: 0.2%● 0.0% vs 06-2026
08-2026: 0.2%▼ -1.2% vs 07-2026
09-2026: 0.2%▲ +1.3% vs 08-2026
10-2026: 0.2%▲ +10.5% vs 09-2026
- Founded in 1999 lowers the probability for this profile
- Liquidity: current ratio 1.48, cash €7,246 lowers the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Size: total assets €17,843 raises the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.7 in 2024; short-term debt: 53.6% and cash: 40.6% of total assets), and 53.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 50%, liquidity 71%, profitability 28%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 01-07-2025 was due by 01-02-2026 and was filed on 23-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
43 d early
2023
6 d early
2022
19 d early
2021
11 d early
2020
3 d early
2019
48 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 01-07-2026 and is due by 01-02-2027. Nothing is late today. Usually files around 21 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-07-2026 close04-10-2026 today01-02-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 01-02-2027
- 23-01-2026Annual accounts filed
- 20-12-2024Annual accounts filed
- 26-01-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Floor and wall tilingNACE 43331
- Founded
- 06-04-1999
- Year ends
- 01-07
- Peppol
- Reachable for e-invoices
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