Skip to content
Checked.be
Complete company report
Generated 14-08-2026
Active BE 0719.659.331Private limited company

ACID Finance

Kraaienhoflaan 23 ·2070 Beveren-Kruibeke-Zwijndrecht, Belgium· 7 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

ACID Finance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Board 1
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview6 NBB filings
Financials being processed
NBB has 6 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 12-05-2026 2026-00108837
31-12-2024 micro 08-07-2025 2025-00271166
31-12-2023 micro 11-07-2024 2024-00240824
31-12-2022 micro 07-07-2023 2023-00220758
31-12-2021 micro 08-07-2022 2022-20172185
31-12-2020 micro 23-06-2021 2021-23200204
Directors & mandates 1 directors
Current directors & mandates
  • KamelisLegal entity
    Director· perm. rep.: Steven AERTS
    State Gazette act 26330833 (15-05-2026)
    Current
    01-07-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation31-01-2019
StatusActive
Postal code2070
Connections & network 1 connected companies
Group structure
Kamelis
Sits on the board · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
Control over this companysits on this company's board1
Kamelis
1 subsidiary · 1 location
controls
ACID FinanceBE 0719.659.331

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
ACID Finance
Sint Laureysplein 4, 2540 HoveOverige activiteiten van geldscheppende financiële instellingen
since 20192.285.640.296
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11011A0585/00Y003 Flanders 451 m² 1 · 107 m² 10.3 m · 2 fl.
11021A0172/00R000 Flanders 300 m² 1 · 300 m² 10.9 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-05-2026
State Gazette act Open capture
General meeting · Officer resignation · Officer discharge · Officer appointment · Philip Van den Abbeele
12-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
08-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
11-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
07-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
08-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
09-12-2021
State Gazette act Director changes
v3.2
23-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
04-02-2019
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 3 months ago
2026
15-05-2026 General meeting · Officer resignation · Officer discharge · Officer appointment Open-capture extraction·Philip Van den Abbeele
  • Filing: 2026-05-12 · ACID Finance
  • General meeting: 2026-05-07 · ACID Finance
  • Officer resignation: 2026-07-01 · ID FINANCE
  • Officer resignation: 2026-07-01 · Isabelle SERNEELS
  • Officer discharge · ID FINANCE
  • Officer discharge · Isabelle SERNEELS
  • Officer appointment: 2026-07-01 · KAMELIS
  • Permanent representative · Steven AERTS
  • Mandate term: onbepaalde duur · KAMELIS
  • Mandate compensation: onbezoldigd · KAMELIS
  • Statute amendment: Artikel 10 · ACID Finance
  • Officer resignation · LESFD’A GESTION
  • Officer appointment · D21 FINANCE
  • Permanent representative · Davy DUERINCK
  • Officer appointment · CHELSEA FINANCE
  • Permanent representative · Chelsea ROELANDT
  • Officer appointment · FARALI
  • Permanent representative · Farah BEN-ALI
  • Officer appointment · KAMELIS
  • Permanent representative · Steven AERTS
  • Governance rule · ACID Finance
  • Publication: 2026-05-15
  • Act object: STATUTEN (VERTALING, COORDINATIE, OVERIGE
Summary: General meeting · Officer resignation · Officer discharge · Officer appointmentNotary: Philip Van den Abbeele
Technical details 
{
  "facts": [
    {
      "type": "filing",
      "quote": "Neergelegd 12-05-2026",
      "value": "2026-05-12",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "general_meeting",
      "quote": "Uit het verslagschrift der buitengewone algemene vergadering der aandeelhouders van de besloten vennootschap \u201CACID Finance\u201D... opgemaakt door notaris Philip Van den Abbeele, te Antwerpen, op zeven mei tweeduizend zesentwintig",
      "value": "2026-05-07",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "De vergadering heeft kennis genomen van en verleent met ingang vanaf 1 juli 2026 het ontslag als statutaire bestuurder van de vennootschap, ID FINANCE",
      "value": "2026-07-01",
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "officer_resignation",
      "quote": "De vergadering heeft kennis genomen van en verleent met ingang vanaf 1 juli 2026 het ontslag als statutaire bestuurder van de vennootschap... en haar vaste vertegenwoordiger mevrouw Isabelle SERNEELS",
      "value": "2026-07-01",
      "object": "e1",
      "subject": "e4"
    },
    {
      "type": "officer_discharge",
      "quote": "en verleent hen onvoorwaardelijk kwijting en d\u00E9charge voor het gevoerde beleid.",
      "value": null,
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "officer_discharge",
      "quote": "en verleent hen onvoorwaardelijk kwijting en d\u00E9charge voor het gevoerde beleid.",
      "value": null,
      "object": "e1",
      "subject": "e4"
    },
    {
      "type": "officer_appointment",
      "quote": "Zij benoemt met ingang vanaf 1 juli 2026 als statutaire bestuurder in de vennootschap: KAMELIS",
      "value": "2026-07-01",
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "permanent_representative",
      "quote": "waarbij wordt aangeduid als vaste vertegenwoordiger met het oog op de uitoefening van een mandaat van bestuurder in de vennootschap ACID FINANCE: de heer Steven AERTS",
      "value": null,
      "object": "e5",
      "subject": "e6"
    },
    {
      "type": "mandate_term",
      "quote": "Dit mandaat is van onbepaalde duur",
      "value": "onbepaalde duur",
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "mandate_compensation",
      "quote": "en is onbezoldigd tenzij de algemene vergadering later anders beslist.",
      "value": "onbezoldigd",
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "statute_amendment",
      "quote": "besluit de algemene vergadering de statuten aan te passen door wijziging van het artikel 10 als volgt:",
      "value": "Artikel 10",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "ingevolge het statutair karakter van de voormelde mandaten van bestuurder en het van rechtswege be\u00EBindigen van het bestuursmandaat van de vennootschap LESFD\u2019A GESTION",
      "value": null,
      "object": "e1",
      "subject": "e7"
    },
    {
      "type": "officer_appointment",
      "quote": "1/ D21 FINANCE, besloten vennootschap... Zijn statutair bestuurder in de vennootschap voor onbepaalde duur:",
      "value": null,
      "object": "e1",
      "subject": "e8"
    },
    {
      "type": "permanent_representative",
      "quote": "met als vaste vertegenwoordiger, de heer Davy DUERINCK",
      "value": null,
      "object": "e8",
      "subject": "e9"
    },
    {
      "type": "officer_appointment",
      "quote": "2/ CHELSEA FINANCE, besloten vennootschap... Zijn statutair bestuurder in de vennootschap voor onbepaalde duur:",
      "value": null,
      "object": "e1",
      "subject": "e10"
    },
    {
      "type": "permanent_representative",
      "quote": "met als vaste vertegenwoordiger, mevrouw Chelsea ROELANDT",
      "value": null,
      "object": "e10",
      "subject": "e11"
    },
    {
      "type": "officer_appointment",
      "quote": "3/ FARALI, besloten vennootschap... Zijn statutair bestuurder in de vennootschap voor onbepaalde duur:",
      "value": null,
      "object": "e1",
      "subject": "e12"
    },
    {
      "type": "permanent_representative",
      "quote": "met als vaste vertegenwoordiger, mevrouw Farah BEN-ALI",
      "value": null,
      "object": "e12",
      "subject": "e13"
    },
    {
      "type": "officer_appointment",
      "quote": "4/ KAMELIS, besloten vennootschap... Zijn statutair bestuurder in de vennootschap voor onbepaalde duur:",
      "value": null,
      "object": "e1",
      "subject": "e5"
    },
    {
      "type": "permanent_representative",
      "quote": "met als vaste vertegenwoordiger de heer Steven AERTS",
      "value": null,
      "object": "e5",
      "subject": "e6"
    },
    {
      "type": "governance_rule",
      "quote": "De statutaire bestuurder kan slechts worden ontslagen bij eenparige beslissing van alle aandeelhouders of door een gemotiveerd besluit van een buitengewone algemene vergadering, dat steunt op gewichtige redenen en genomen is met inachtneming van de vereisten voor een statutenwijziging.",
      "value": null,
      "object": null,
      "subject": "e1"
    },
    {
      "type": "publication",
      "quote": "Belgisch Staatsblad - 15/05/2026",
      "value": "2026-05-15",
      "object": null,
      "subject": null
    },
    {
      "type": "act_object",
      "quote": "Onderwerp akte : STATUTEN (VERTALING, COORDINATIE, OVERIGE",
      "value": "STATUTEN (VERTALING, COORDINATIE, OVERIGE",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 5557,
    "truncated": false,
    "needs_verify": true
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0719.659.331",
      "kind": "company",
      "name": "ACID Finance",
      "attrs": {
        "seat": "Kraaienhoflaan 23, 2070 Beveren-Kruibeke-Zwijndrecht",
        "legal_form": "Besloten Vennootschap"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Philip Van den Abbeele",
      "attrs": {
        "role": "notaris"
      }
    },
    {
      "id": "e3",
      "kbo": "0834.418.942",
      "kind": "company",
      "name": "ID FINANCE",
      "attrs": {
        "seat": "Barbara Vettersplein 3 bus 110, 2500 Lier",
        "legal_form": "commanditaire vennootschap"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Isabelle SERNEELS",
      "attrs": {
        "role": "vaste vertegenwoordiger",
        "address": "Barbara Vettersplein 3 bus 110, 2500 Lier"
      }
    },
    {
      "id": "e5",
      "kbo": "1037.502.793",
      "kind": "company",
      "name": "KAMELIS",
      "attrs": {
        "rpr": "Antwerpen, afdeling Turnhout",
        "seat": "Elsendonkstraat 60, 2560 Nijlen",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "Steven AERTS",
      "attrs": {
        "role": "vaste vertegenwoordiger",
        "address": "Elsendonkstraat 60, 2560 Nijlen"
      }
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "company",
      "name": "LESFD\u2019A GESTION",
      "attrs": {
        "role": "statutaire bestuurder"
      }
    },
    {
      "id": "e8",
      "kbo": "0660.738.858",
      "kind": "company",
      "name": "D21 FINANCE",
      "attrs": {
        "seat": "Kraaienhoflaan 23, 2070 Zwijndrecht",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e9",
      "kbo": null,
      "kind": "person",
      "name": "Davy DUERINCK",
      "attrs": {
        "role": "vaste vertegenwoordiger",
        "address": "Kraaienhoflaan 23, 2070 Zwijndrecht"
      }
    },
    {
      "id": "e10",
      "kbo": "0660.739.452",
      "kind": "company",
      "name": "CHELSEA FINANCE",
      "attrs": {
        "seat": "Lintsesteenweg 16, 2540 Hove",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e11",
      "kbo": null,
      "kind": "person",
      "name": "Chelsea ROELANDT",
      "attrs": {
        "role": "vaste vertegenwoordiger",
        "address": "Lintsesteenweg 16, 2540 Hove"
      }
    },
    {
      "id": "e12",
      "kbo": "0774.821.152",
      "kind": "company",
      "name": "FARALI",
      "attrs": {
        "seat": "Verschansingstraat 47 bus 001, 2000 Antwerpen",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e13",
      "kbo": null,
      "kind": "person",
      "name": "Farah BEN-ALI",
      "attrs": {
        "role": "vaste vertegenwoordiger",
        "address": "Verschansingstraat 47 bus 001, 2000 Antwerpen"
      }
    }
  ]
}
2021
09-12-2021 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0719.659.331",
    "name_full": "ACID FINANCE",
    "legal_form": "BVBA"
  }
}
2019
04-02-2019 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2070 Zwijndrecht, Kraaienhoflaan 23",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0660.738.858",
        "name": "D21 FINANCE"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": "0660.738.858",
      "holder_org_name": "D21 FINANCE",
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 25,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0660.739.452",
        "name": "CHELSEA FINANCE"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": "0660.739.452",
      "holder_org_name": "CHELSEA FINANCE",
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 25,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0834.418.942",
        "name": "ID FINANCE"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": "0834.418.942",
      "holder_org_name": "ID FINANCE",
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 25,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0834.419.734",
        "name": "LESFD\u0027A GESTION"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": "0834.419.734",
      "holder_org_name": "LESFD\u0027A GESTION",
      "contribution_type": "cash",
      "amount_paid_in_eur": 5000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 25,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 20000,
  "subject_company": {
    "kbo": "0719.659.331",
    "name_full": "ACID Finance",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2019-01-30",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL ACID Finance
Registered office
Kraaienhoflaan 23
2070 Beveren-Kruibeke-Zwijndrecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 477 of 4,658 with filed accounts
ALDECA BE 0877.809.418 · Beveren-Kruibeke-Zwijndrecht
BTWE ACID BE 0734.525.075 · Beveren-Kruibeke-Zwijndrecht
CNCKXZS BE 0807.892.808 · Beveren-Kruibeke-Zwijndrecht
INSUREX-GROEP BE 0552.570.297 · Beveren-Kruibeke-Zwijndrecht
LU MAN BE 0690.879.035 · Beveren-Kruibeke-Zwijndrecht
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative