TEC MANAGEMENT

Active

Private limited companyfounded 2002active for 24 yearsRechtsplein 5, 1070 Anderlecht, BelgiumKBO/BCE: BE 0477.931.272

Summary

The computed 12-month bankruptcy probability of TEC MANAGEMENT is 9.0% (elevated). For TEC MANAGEMENT, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €46,090 and a net result of -€24,977. Equity is shrinking by about 23% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 10% of 869 sector peers (NACE 10, financial year 2024). The company has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals.

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TEC MANAGEMENTActive

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Activity

Artisanal bread and fresh pastry making

NACE 10712

5 sites

Size

€1.1mtotal assets 2024

Staff: 7.6 FTE
Equity: €46,090
Loss: -€24,977

Financial health

Bankruptcy probabilitywithin 12 months: 9.0%

2024 figures too old to score

Structure

Accounts 165 days overdue0 of 8 deeds read

Signalsraises riskFigures for financial year 2024 (filed 14-04-2026)1 financial year not filed after the legal deadline; latest accounts 349 days late; 1 of the last 3 lateEquity €46,090 (4.1% of total assets)Annual accounts not filedFiled more than 90 days latelowers riskFounded in 2002Show the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: One filing cycle is missing

Financial strength, FY 2024 · tick = 2023

Weak

Solvency 29-2

equity 4.1% of total assets

Liquidity 50+10

short-term debt 37.5% · cash 13.6%

Profitability 35+35

return on assets -2.2%

Bankruptcy probability, 12 months

9.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,074 companies, NACE 10, micro)

Last 24 months 11-2024: 3.1% 12-2024: 3.1%● unchanged vs 11-2024 01-2025: 3.1%● unchanged vs 12-2024 02-2025: 3.2%▲ +0.1 percentage points vs 01-2025 03-2025: 3.1%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 3.4%▲ +0.3 percentage points vs 03-2025 05-2025: 4.0%▲ +0.6 percentage points vs 04-2025 06-2025: 4.1%▲ +0.1 percentage points vs 05-2025 07-2025: 4.7%▲ +0.6 percentage points vs 06-2025 08-2025: 4.7%● unchanged vs 07-2025 09-2025: 5.3%▲ +0.6 percentage points vs 08-2025 10-2025: 6.9%▲ +1.6 percentage points vs 09-2025 11-2025: 7.0%▲ +0.1 percentage points vs 10-2025 12-2025: 7.0%● unchanged vs 11-2025 01-2026: 6.3%▼ -0.7 percentage points vs 12-2025 02-2026: 6.3%● unchanged vs 01-2026 03-2026: 6.3%● unchanged vs 02-2026 04-2026: 6.3%● unchanged vs 03-2026 05-2026: 3.4%▼ -2.9 percentage points vs 04-2026 06-2026: 3.9%▲ +0.5 percentage points vs 05-2026 07-2026: 4.9%▲ +1.0 percentage point vs 06-2026 08-2026: 4.6%▼ -0.3 percentage points vs 07-2026 09-2026: 5.4%▲ +0.8 percentage points vs 08-2026 10-2026: 9.0%▲ +3.6 percentage points vs 09-2026highest value

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 14-04-2026)

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 349 days late; 1 of the last 3 late

NBB · filings

Founded in 2002

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €46,090 (4.1% of total assets)

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 165 days later.

NBB · 10 filings

Position against the passed deadline

30-09-2025 year end30-04-2026 deadline12-10-2026 today

Filed more than 90 days late

The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 14-04-2026, 349 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

349 days late

2023

on the day

2022

30 days late

2021

2 days early

2020

30 days late

2019

29 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 73 days after the deadline; the sector median (NACE 10) for financial year 2024 is 5 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-04-2026 Annual accounts filedfinancial year 2024 · full…
30-04-2024 Annual accounts filedfinancial year 2023 · full…
30-09-2023 Weakest financial yearnet -€251,100

Key points

Risk: Accounts not fileddeadline was 30-04-2026 165 days late View
Risk: 3 loss-making years in a rowloss financial year 2024 -€24,977 View
Caution: Among the weakest 11% on solvencysector median 36.1% · 869 companies 4.1% View
Positive: Result rose in 2024from -€251,100 to -€24,977 ▲ 90.1% View