ACHATES
ActiveACHATES has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €12k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-43
Solvency82▼-18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 5.44 in 2024), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
6.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-12-2025, 148 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
148 d early
2024
132 d early
2023
14 d early
2022
5 d early
2021
6 d early
2020
32 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▼ 32.9%
2024 · €173k
2019: €95k
2020: €94k
2021: €91k
2022: €90k
2023: €146k
2024: €173k
2019 → 2025
Total assets
€194k▼ 0.2%
2024 · €194k
2019: €186k
2020: €172k
2021: €168k
2022: €164k
2023: €169k
2024: €194k
2019 → 2025
Net result
€12k▼ 62.6%
2024 · €33k
2019: €1k
2020: €55
2021: €-2k
2022: €18k
2023: €59k
2024: €33k
2019 → 2025
Working capital
€22k▼ 77.2%
2024 · €95k
2019: €2k
2020: €1k
2021: €16k
2022: €-36k
2023: €112k
2024: €95k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€90k▼ 1.5%€146k▲ 62.8%€173k▲ 17.9%€116k▼ 32.9%
Operating result€3k-€39k▲ 1,366%€82k▲ 113%€46k▼ 43.8%€21k▼ 53.8%
Net result€-2k-€18k€59k▲ 225%€33k▼ 43.5%€12k▼ 62.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€94k▲ 21.7%
Current assets
€100k▼ 14.7%
Equity and liabilities €194k
Equity
€116k▼ 32.9%
Debt
€78k▲ 262%
The debt ratio rises from 11.1% to 40.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€37k▼
2024 · €59k
Cash flow
€28k▼
2024 · €46k
Solvency
59.8%▼
2024 · 88.9%
Current ratio
1.28▼
2024 · 5.44
Quick ratio
1.28▼
2024 · 5.44
Debt / equity
0.67▲
2024 · 0.12
ROE
10.7%▼
2024 · 19.2%
ROA
6.4%▼
2024 · 17.0%
Interest coverage
10.04▼
2024 · 27.21
Debt
€78k▲
2024 · €22k
Debt ≤ 1 year
€78k▲
2024 · €22k
Income taxes
€5k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€194k▼
Fixed assets21/28€77k€94k▲
Tangible fixed assets22/27€77k€94k▲
Plant, machinery and equipment23€10k€13k▲
Furniture and vehicles24€4k€4k▼
Other tangible fixed assets26€62k€77k▲
Current assets29/58€117k€100k▼
Amounts receivable within one year40/41€18k€33k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€5k€17k▲
Cash at bank and in hand54/58€58k€35k▼
Deferred charges and accrued income490/1€40k€32k▼
Equity and liabilities
Total equity and liabilities10/49€194k€194k▼
Equity10/15€173k€116k▼
Contributions10/11€6k€6k=
Reserves13€161k€105k▼
Tax-exempt reserves132€565€565=
Distributable reserves133€160k€104k▼
Profit (loss) carried forward14€6k€5k▼
Amounts payable17/49€22k€78k▲
Amounts payable within one year42/48€22k€78k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€11k€69k▲
Accrued charges and deferred income492/3-€9
Income statement
Code20242025
Non-recurring operating income76A€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€1k€929▼
Non-recurring operating charges66A€303€80▼
Gross operating margin9900€61k€38k▼
Operating profit (loss)9901€46k€21k▼
Financial income75/76B€0€31▲
Recurring financial income75€0€31▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€44k€18k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€33k€12k▼
Profit (loss) for the period to be appropriated9905€33k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€18k▼
Profit (loss) brought forward from the previous period14P€10k€6k▼
Transfer from equity791/2€3k€68k▲
Transfer to equity691/2€33k€12k▼
To other reserves6921€33k€12k▼
Profit to be distributed694/7€7k€69k▲
Return on contributions (dividend)694€2k€69k▲
Directors or managers695€5k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Equity above €150kEq €173k ▲17.9%
3 profitable years in a row build equity to €173k.
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2019net €59k ▲225%
Operating result €82k, net result €59k, both a record.
30-09
Financial
Liquidity times 15current ratio 6.32
Current ratio from 0.43 to 6.32; short-term debt falls from €64k to €21k.
30-09
Financial
Equity above €100kEq €146k ▲62.8%
2 profitable years in a row build equity to €146k.
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-2k ▼3235%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
23-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Mechelsebaan 2683201 AarschotGround area
1,244 m²
Building footprint
174 m²
Volume, LiDAR
1,394 m³
Parcel 24652F0120/00B000, Flanders · tallest building 19.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACHATES
since 20062.159.017.783
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652F0120/00B000 | Flanders | 1,244 m² | 1 · 174 m² | 19.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 653 EUR awarded · 653 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 653 EUR | 653 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,514 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2007
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
26200Manufacture of computer, electronic and optical products
30020
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.