PEETERS-GOVERS
ActiveSummary
PEETERS-GOVERS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €18.1m and a net result of €1.7m. Equity is shrinking by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 65% of 72 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability85▼-13
Solvency93▼-1
Growth38▼-5
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.1 in 2025; short-term debt: 23.5% and cash: 2.5% of total assets), and 32.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
67.9%
Return on assets
6.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 28-08-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
3 d early
2025
2 d early
2024
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-01-2027 close31-08-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money Which other companies belong to the same group?PEETERS-GOVERS · 13 companies
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Financials · fiscal year 2026, full schema
In the rankings
#1 company by total assets in Lille, Professional and technical services sector#1 company by equity in Lille, Professional and technical services sector
Turnover
€1.3m▼ 20.0%
2025 · €1.7m
EBIT margin
130.0%▲ 45.4pp
2025 · 84.5%
Net result
€1.7m▼ 73.7%
2025 · €6.5m
Working capital
-€829,840
2025 · €652,528
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202420252026
Turnover€1.8m-€1.7m▼ 5.9%€1.3m▼ 20.0%
Operating result€1.9m-€1.4m▼ 24.1%€1.8m▲ 22.9%
Net result€1.5mabove the sector's middle half-€6.5mabove the sector's middle half▲ 343%€1.7m▼ 73.7%
EBIT margin104.8%-84.5%▼ 20.3pp130.0%▲ 45.4pp
Equity€21.1mabove the sector's middle half-€19.5mabove the sector's middle half▼ 7.6%€18.1m▼ 7.2%
Total assets€31.2mabove the sector's middle half-€28.2mabove the sector's middle half▼ 9.6%€26.7m▼ 5.6%
Debt€10.1m-€8.7m▼ 13.7%€8.6m▼ 2.0%
Working capital-€945,051below the sector's middle half-€652,528within the sector's middle half-€829,840
Solvency67.5%within the sector's middle half-69.0%within the sector's middle half▲ 1.5pp67.9%▼ 1.2pp
Current ratio0.87within the sector's middle half-1.10within the sector's middle half▲ 0.230.87▼ 0.23
Return on assets (ROA)4.7%within the sector's middle half-23.0%above the sector's middle half▲ 18.3pp6.4%▼ 16.6pp
Staff (FTE)17.6above the sector's middle half-19.7above the sector's middle half▲ 11.9%18.7▼ 5.1%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 23% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €26.7m
Fixed assets
€21.2m ▲ 0.2%
Current assets
€5.4m ▼ 23.0%
Equity and liabilities €26.7m
Equity
€18.1m ▼ 7.2%
Debt
€8.6m ▼ 2.0%
Debt's share of the balance-sheet total rises from 31.0% to 32.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1.8m▲
2025 · €1.5m
Cash flow
€1.8m▼
2025 · €6.6m
Debt to equity
0.47▲
2025 · 0.45
ROE
9.4%▼
2025 · 33.4%
Interest coverage
8.96▲
2025 · 6.21
Debt ≤ 1 year
€6.3m▼
2025 · €6.4m
Debt > 1 year
€2.3m▼
2025 · €2.3m
Income taxes
€571,898▲
2025 · €304,144
Staff costs
€1.8m▲
2025 · €1.8m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Operating income70/76A | €7.7m | €9.2m | €8.6m | ▼ 6.1% |
| Turnover70 | €1.8m | €1.7m | €1.3m | ▼ 20.0% |
| Other operating income74 | €5.9m | €7.5m | €7.3m | ▼ 3.0% |
| Non-recurring operating income76A | - | - | €826 | - |
| Operating charges60/66A | €5.8m | €7.8m | €6.9m | ▼ 11.4% |
| Services and other goods61 | €3.7m | €3.9m | €4.3m | ▲ 10.1% |
| Remuneration, social security and pensions62 | €1.5m | €1.8m | €1.8m | ▲ 2.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €61,007 | €76,172 | €93,830 | ▲ 23.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1.6m | -€57,896 | ▼ 104% |
| Other operating charges640/8 | €479,120 | €428,085 | €715,537 | ▲ 67.1% |
| Operating profit (loss)9901 | €1.9m | €1.4m | €1.8m | ▲ 22.9% |
| Financial income75/76B | €98,902 | €5.6m | €747,631 | ▼ 86.7% |
| Recurring financial income75 | €98,902 | €5.6m | €222,631 | ▼ 96.1% |
| Income from financial fixed assets750 | €46,542 | €5.6m | €142,697 | ▼ 97.5% |
| Income from current assets751 | €52,340 | €41,300 | €79,878 | ▲ 93.4% |
| Other financial income752/9 | €20 | €138 | €56 | ▼ 58.9% |
| Non-recurring financial income76B | - | - | €525,000 | - |
| Financial charges65/66B | €258,528 | €258,794 | €219,353 | ▼ 15.2% |
| Recurring financial charges65 | €258,528 | €258,794 | €219,353 | ▼ 15.2% |
| Debt charges650 | €247,034 | €241,768 | €206,122 | ▼ 14.7% |
| Other financial charges652/9 | €11,494 | €17,026 | €13,230 | ▼ 22.3% |
| Profit (loss) for the period before taxes9903 | €1.7m | €6.8m | €2.3m | ▼ 66.5% |
| Income taxes67/77 | €250,000 | €304,144 | €571,898 | ▲ 88.0% |
| Taxes670/3 | €250,000 | €304,144 | €571,898 | ▲ 88.0% |
| Profit (loss) for the period9904 | €1.5m | €6.5m | €1.7m | ▼ 73.7% |
| Transfer from tax-exempt reserves789 | - | €80,279 | €0 | ▼ 100% |
| Transfer to tax-exempt reserves689 | - | €105,250 | €210,500 | ▲ 100% |
| Profit (loss) for the period to be appropriated9905 | €1.5m | €6.5m | €1.5m | ▼ 76.9% |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €31.2m | €28.2m | €26.7m | ▼ 5.6% |
| Fixed assets21/28 | €24.9m | €21.2m | €21.2m | ▲ 0.2% |
| Intangible fixed assets21 | €10,056 | €7,649 | €2,770 | ▼ 63.8% |
| Tangible fixed assets22/27 | €242,642 | €201,994 | €288,457 | ▲ 42.8% |
| Plant, machinery and equipment23 | €29,005 | €40,965 | €44,906 | ▲ 9.6% |
| Furniture and vehicles24 | €213,637 | €161,029 | €243,551 | ▲ 51.2% |
| Financial fixed assets28 | €24.7m | €21.0m | €20.9m | ▼ 0.1% |
| Affiliated companies280/1 | €24.7m | €21.0m | €20.9m | ▼ 0.1% |
| Participating interests280 | €24.7m | €21.0m | €20.9m | ▼ 0.1% |
| Other financial fixed assets284/8 | €31,485 | €0 | - | - |
| Shares284 | €26,710 | €0 | - | - |
| Amounts receivable and cash guarantees285/8 | €4,775 | €0 | - | - |
| Current assets29/58 | €6.3m | €7.1m | €5.4m | ▼ 23.0% |
| Amounts receivable after more than one year29 | €439,985 | €3.0m | €2.8m | ▼ 7.7% |
| Other amounts receivable291 | €439,985 | €3.0m | €2.8m | ▼ 7.7% |
| Stocks and contracts in progress3 | - | €0 | €0 | - |
| Amounts receivable within one year40/41 | €4.3m | €1.5m | €1.8m | ▲ 21.4% |
| Trade receivables40 | €1.4m | €1.2m | €1.1m | ▼ 12.1% |
| Other amounts receivable41 | €2.9m | €213,801 | €677,447 | ▲ 217% |
| Current investments50/53 | €1.0m | €0 | - | - |
| Other investments51/53 | €1.0m | €0 | - | - |
| Cash at bank and in hand54/58 | €471,618 | €2.5m | €664,030 | ▼ 73.4% |
| Deferred charges and accrued income490/1 | €53,082 | €110,765 | €238,719 | ▲ 116% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €31.2m | €28.2m | €26.7m | ▼ 5.6% |
| Equity10/15 | €21.1m | €19.5m | €18.1m | ▼ 7.2% |
| Contributions10/11 | €730,677 | €730,677 | €730,677 | = |
| Capital10 | €715,076 | €715,076 | €715,076 | = |
| Issued capital100 | €715,076 | €715,076 | €715,076 | = |
| Outside capital11 | €15,601 | €15,601 | €15,601 | = |
| Share premium1100/10 | €15,601 | €15,601 | €15,601 | = |
| Reserves13 | €19.2m | €18.8m | €17.4m | ▼ 7.4% |
| Non-distributable reserves130/1 | €85,319 | €85,319 | €85,319 | = |
| Legal reserve130 | €85,319 | €85,319 | €85,319 | = |
| Tax-exempt reserves132 | €121,120 | €146,091 | €356,591 | ▲ 144% |
| Distributable reserves133 | €19.0m | €18.5m | €16.9m | ▼ 8.7% |
| Profit (loss) carried forward14 | €1.2m | €2,844 | €1,104 | ▼ 61.2% |
| Amounts payable17/49 | €10.1m | €8.7m | €8.6m | ▼ 2.0% |
| Amounts payable after more than one year17 | €2.9m | €2.3m | €2.3m | ▼ 1.2% |
| Financial debts170/4 | €2.0m | €1.5m | €1.5m | ▲ 0.4% |
| Credit institutions173 | €110,918 | €56,553 | €63,035 | ▲ 11.5% |
| Other loans174 | €1.9m | €1.4m | €1.4m | = |
| Other amounts payable178/9 | €894,338 | €861,005 | €827,763 | ▼ 3.9% |
| Amounts payable within one year42/48 | €7.2m | €6.4m | €6.3m | ▼ 2.2% |
| Current portion of amounts payable after more than one year42 | €52,245 | €54,365 | €94,846 | ▲ 74.5% |
| Financial debts43 | €105,665 | €0 | - | - |
| Credit institutions430/8 | €105,665 | €0 | - | - |
| Trade debts44 | €568,140 | €601,005 | €793,722 | ▲ 32.1% |
| Suppliers440/4 | €568,140 | €601,005 | €793,722 | ▲ 32.1% |
| Taxes, remuneration and social security45 | €235,762 | €485,406 | €338,124 | ▼ 30.3% |
| Taxes450/3 | €16,604 | €234,833 | €50,567 | ▼ 78.5% |
| Remuneration and social security454/9 | €219,158 | €250,573 | €287,557 | ▲ 14.8% |
| Other amounts payable47/48 | €6.3m | €5.3m | €5.1m | ▼ 4.3% |
| Accrued charges and deferred income492/3 | - | €8,583 | €0 | ▼ 100% |
| Line | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.5m | €6.5m | €1.7m | ▼ 73.7% |
| + Depreciation and write-downs630 | €61,007 | €76,172 | €93,830 | ▲ 23.2% |
| Operating cash flow (approximation) | €1.5m | €6.6m | €1.8m | ▼ 72.6% |
| Investment in fixed assets (approximation) | - | €3.7m | -€144,614 | ▼ 104% |
| Change in cash | - | €2.0m | -€1.8m | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
07-08
State Gazette act
Reappointment: BV VYVEY & C°, BEDRIJFSREVISOREN (statutory auditor)2 facts ▸
State Gazette act
Reappointment: BV VYVEY & C°, BEDRIJFSREVISOREN (statutory auditor)
2 facts ▸
- General meeting, 31-07-2025
- Auditor reappointment, BV VYVEY & C°, BEDRIJFSREVISOREN (statutory auditor)
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-01
Financial
Highest result since 2024net €6.5m ▲343%
Net result €6.5m, the highest in the series.
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
Statutory auditor 1
VYVEY & C°, BEDRIJFSREVISOREN
CurrentStatutory auditor · since 31-01-2026 · perm. rep.: Evy Neyens
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2023
Ground area
1.9 ha
Building footprint
8,638 m²
Volume, LiDAR
63,509 m³
Parcel 13009C0717/00X006, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
38
companies at this address
See who is registered here
1 establishment unit
Peeters-Govers
since 20232.347.501.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13009C0717/00X006 | Flanders | 1.9 ha | 1 · 8,638 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Statutory auditor
| Name | Functions and periods |
|---|---|
| VYVEY & C°, BEDRIJFSREVISOREN |
|
Structure & network
Heads the group
PEETERS-GOVERS
13 companies
Group, risk and exposure
Owners and holdings
1 owner · 5 holdings · 12 subsidiaries in the treeOwners 1
- Sourceaccounts Matenau 202550%
Holdings 5
-
100%
-
100%
-
100%
-
100%
-
50%
Stated earlier (2)
An older source named these holdings; newer accounts no longer list them.
-
99.74%
-
99.34%
All subsidiaries, including indirect ones 12
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
DE GROTE WINKEL 100%8 subsidiaries
- MEAT DISTRICT 100%
- PEGOTECH 100%
- Versatelier 100%
According to the annual accounts to 31-01-2026 of PEETERS-GOVERS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
5 board mandatesBoard mandates of this companythis company sits on their board5
1 location
1 location
1 location
1 location
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 4,175 EUR awarded · 4,175 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 4,175 EUR | 4,175 EUR |
Schemes
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 4,391 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-07-2023
Fiscal year end31-01
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0804123466
Also
9925:BE0804123466
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.