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ACCIAIO CONCEPT

Active
Private limited companyfounded 20232 yrs activeRue de Verviers 3, 7160 Chapelle-lez-Herlaimont, BelgiumKBO/BCE: BE 1001.385.240

The computed 12-month bankruptcy probability of ACCIAIO CONCEPT is 4.3% (elevated). The 2025 annual accounts show negative equity (€-3k) and a net result of €-4k. Its solvency ranks better than 5% of 1899 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
14 / 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-50
Growth32
Track record82
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
30 d late
2024
21 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-3k
2024 · €897
2024: €897
2024 → 2025
Total assets
€5k▲ 34.7%
2024 · €4k
2024: €4k
2024 → 2025
Net result
€-4k▼ 508%
2024 · €-603
2024: €-603
2024 → 2025
Working capital
€-3k
2024 · €897
2024: €897
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€897-€-3k
Operating result€-114-€-4k▼ 3,056%
Net result€-603-€-4k▼ 508%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-4k€-3k€-2k€-1k€0Operating result 2024: €-114€-114Net result 2024: €-603€-603Operating result 2025: €-4k€-4kNet result 2025: €-4k€-4k20242025
The operating result stays negative: a loss of €4k in 2025 against €114 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Debt
€8k
2024 · €3k
Debt ≤ 1 year
€8k
2024 · €3k
Ratios withheld: a balance sheet total of €5k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4k€5k
Current assets29/58€4k€5k
Amounts receivable within one year40/41€123€5k
Trade receivables40€123€5k
Cash at bank and in hand54/58€3k€170
Deferred charges and accrued income490/1€357-
Equity and liabilities
Total equity and liabilities10/49€4k€5k
Equity10/15€897€-3k
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-603€-4k
Amounts payable17/49€3k€8k
Amounts payable within one year42/48€3k€8k
Trade debts44€1k€4k
Suppliers440/4€1k€4k
Taxes, remuneration and social security45€527€611
Taxes450/3€527€611
Other amounts payable47/48€826€2k
Income statement Code20242025
Other operating charges640/8€106€404
Gross operating margin9900€-8€-3k
Operating profit (loss)9901€-114€-4k
Financial income75/76B€18-
Recurring financial income75€18-
Financial charges65/66B€40€52
Recurring financial charges65€40€52
Profit (loss) for the period before taxes9903€-136€-4k
Income taxes67/77€467-
Profit (loss) for the period9904€-603€-4k
Profit (loss) for the period to be appropriated9905€-603€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-603€-4k
Profit (loss) brought forward from the previous period14P-€-603

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Verviers 37160 Chapelle-lez-Herlaimont
Ground area
102 m²
Building footprint
74 m²
Volume, LiDAR
518 m³
Parcel 52010A0326/00F015, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ACCIAIO CONCEPT
Rue de Verviers 3, 7160 Chapelle-lez-HerlaimontOther professional, scientific and technical activities
since 20232.351.298.608
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52010A0326/00F015 Wallonia 102 m² 1 · 74 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,463 companies in sector 25530 we hold annual accounts for 1,658. 69 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
25210Manufacture of fabricated metal products, except machinery and equipment
25300Manufacture of fabricated metal products, except machinery and equipment
43990Other specialised construction activities
43999Specialised construction activities
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.