Rif Technics
ActiveThe computed 12-month bankruptcy probability of Rif Technics is 4.9% (elevated). The 2024 annual accounts show negative equity (€-35k) and a net result of €-41k. Its solvency ranks better than 5% of 2438 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
14
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-75
Solvency0▼-39
Growth32
Track record94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.2 against 0.66 in 2023; short-term debt: 240.3% and cash: 2.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-140.3%
Return on assets
-165.1%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-35k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-35k
2023 · €6k
2023: €6k
2023 → 2024
Total assets
€25k▼ 42.4%
2023 · €43k
2023: €43k
2023 → 2024
Net result
€-41k
2023 · €2k
2023: €2k
2023 → 2024
Working capital
€-48k▼ 276%
2023 · €-13k
2023: €-13k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€6k-€-35k
Operating result€6k-€-41k
Net result€2k-€-41k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €41k after €6k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €25k
Fixed assets
€13k▼ 31.5%
Current assets
€12k▼ 51.0%
Key figures and ratios
EBITDA
€-35k▼
2023 · €19k
Cash flow
€-35k▼
2023 · €15k
Solvency
-140.3%▼
2023 · 14.3%
Current ratio
0.20▼
2023 · 0.66
Quick ratio
0.20▼
2023 · 0.66
Debt / equity
-1.71▼
2023 · 6.01
ROA
-165.1%▼
2023 · 5.0%
Interest coverage
-246.63▼
2023 · 430.83
Debt
€60k▲
2023 · €37k
Debt ≤ 1 year
€60k▲
2023 · €37k
Income taxes
€-271▼
2023 · €4k
Staff costs
€332▼
2023 · €733
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€43k€25k▼
Fixed assets21/28€19k€13k▼
Tangible fixed assets22/27€19k€13k▼
Furniture and vehicles24€19k€13k▼
Current assets29/58€24k€12k▼
Amounts receivable within one year40/41€19k€11k▼
Trade receivables40€19k€11k▼
Cash at bank and in hand54/58€424€571▲
Deferred charges and accrued income490/1€5k€0▼
Equity and liabilities
Total equity and liabilities10/49€43k€25k▼
Equity10/15€6k€-35k▼
Contributions10/11€4k€4k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€154€-41k▼
Amounts payable17/49€37k€60k▲
Amounts payable within one year42/48€37k€60k▲
Trade debts44€857€1k▲
Suppliers440/4€857€1k▲
Taxes, remuneration and social security45€17k€6k▼
Taxes450/3€11k€6k▼
Remuneration and social security454/9€6k€0▼
Other amounts payable47/48€19k€53k▲
Income statement
Code20232024
Remuneration, social security and pensions62€733€332▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€6k▼
Other operating charges640/8€2k€750▼
Gross operating margin9900€22k€-34k▼
Operating profit (loss)9901€6k€-41k▼
Financial income75/76B€13€0▼
Recurring financial income75€13€0▼
Financial charges65/66B€44€143▲
Recurring financial charges65€44€143▲
Profit (loss) for the period before taxes9903€6k€-41k▼
Income taxes67/77€4k€-271▼
Profit (loss) for the period9904€2k€-41k▼
Profit (loss) for the period to be appropriated9905€2k€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-41k▼
Profit (loss) brought forward from the previous period14P-€154
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koornbloemstraat 82610 AntwerpenGround area
250 m²
Building footprint
107 m²
Volume, LiDAR
709 m³
Parcel 11462A0380/00N000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rif Technics
since 20222.328.231.612
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0380/00N000 | Flanders | 250 m² | 1 · 107 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,464 companies in sector 25530 we hold annual accounts for 1,656. 365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2022
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
43240Other construction installation
43299Specialised construction activities
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.