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ACCESS-SHOP

Active
Private limited companyfounded 200125 yrs activeBrusselsesteenweg 73, 3080 Tervuren, BelgiumKBO/BCE: BE 0474.116.697
Summary

ACCESS-SHOP has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €332,042 and a net result of €17,801. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
ACCESS-SHOPActiveChecked score 95/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of information and communication equipment
NACE 47400NACE 47410NACE 52487
1 site
How big
€510,697total assets 2025
Staff
2 FTE
Equity
€332,042
Profit
€17,801
Turnover not published (abridged schema)
Financially healthy?
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts filed 14 d late0 of 1 deed read
Why 95- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.68, cash €192,048+ Equity €332,042 (65.0% of total assets)+ Founded in 2001Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 60% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 90-10
equity 65.0% of total assets
Liquidity 81+1
short-term debt 35.0% · cash 37.6%
Profitability 73=
return on assets 3.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,869 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +10.9% vs 06-2025 08-2025: 0.1%▼ -8.2% vs 07-2025 09-2025: 0.1%▼ -5.4% vs 08-2025lowest value 10-2025: 0.1%▲ +24.5% vs 09-2025 11-2025: 0.1%▲ +84.8% vs 10-2025highest value 12-2025: 0.1%▼ -41.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +11.1% vs 06-2026 08-2026: 0.1%▼ -5.0% vs 07-2026 09-2026: 0.1%▼ -5.3% vs 08-2026 10-2026: 0.1%▲ +20.8% vs 09-2026
  • Liquidity: current ratio 2.68, cash €192,048 lowers the probability
  • Equity €332,042 (65.0% of total assets) lowers the probability
  • Founded in 2001 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 2.68 against 4.16 in 2024; short-term debt: 35% and cash: 37.6% of total assets), and 35% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 77%, liquidity 85%, profitability 57%, growth against the median 21%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.68, cash €192,048
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €332,042 (65.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2001
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
14 d late
2024
1 d early
2023
on the day
2022
on the day
2021
4 d late
2020
30 d late
2019
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 31 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Back to profitnet €17,788

Key points

  • Active since 2001founded 19-02-2001 25 years View
  • Total assets 20256 fiscal years filed €510,697 View

By topic

Financials

Fiscal year
2025
Total assets
€510,697
Profit
€17,801
Solvency
65.0%
Total assets▲ 0.2%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-10-2026
  1. 14-11-2025Annual accounts filed
  2. 30-10-2024Annual accounts filed
  3. 31-03-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
19-02-2001
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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