Active BE 1001.656.939Private limited company

ACCB TOITURE

Rue Grimard 161 ·6061 Charleroi, Belgium· 2 yrs active

Sector: Specialised construction (43410)

Conclusion Checked

The file of ACCB TOITURE contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is ≥ 25% (high). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	2 yrs
Board	1
Locations	1
Publications	6

Bankruptcy probability (12 mo) Checked model v1 · free

≥ 25% High

0%0,5%1,5%4%10%≥25%

Judicial reorganisation on record +Young company +Recent warning signals +

Statistical estimate based on public sources — not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

10 / 100

Moderate risk

Components

· 1 judicial reorganisation (+10)

Trust signals 2 signals

Young company

Founded in 2023 — under 3 years, statistically higher risk.

In judicial reorganisation

Ongoing reorganisation procedure — the company is restructuring under court protection.

Administrative Flags 0 events

No administrative flags

Financial overview2 NBB filings

Financials being processed

NBB has 2 filing(s) on record for this company — latest fiscal year 2025 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
30-09-2025	micro	06-05-2026	2026-00103885
30-09-2024	micro	20-01-2026	2026-00010125

Directors & mandates 1 directors

Current directors & mandates

BERNARD André Xavier
Director
State Gazette act 23151160 (27-11-2023)

Current
01-11-2023 → present
2 events
- 30-06-2024 Resigned· Director
- 01-11-2023 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Specialised construction(43410)
Legal form	Private limited company(610)
Incorporation	26-10-2023
Status	Active
Postal code	6061
First BS signal	12-05-2026
Latest BS signal	12-05-2026

Establishment units 1 location

ACCB TOITURE

Rue Grimard 161, 6061 CharleroiIsolatiewerkzaamheden

since 20232.351.957.911

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52049B0314/00L000	Wallonia	236 m²	1 · 46 m²	7.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 8 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

12-05-2026

Judicial reorganisation Opening

Tribunal de l’entreprise du Hainaut · collectif_pme · event 27-04-2026

06-05-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

23-02-2026

State Gazette act Director changes

v3.2

23-02-2026

State Gazette act Director changes

20-01-2026

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

27-11-2023

State Gazette act Director changes

v3.2

27-11-2023

State Gazette act Director changes

CLOSE Bradley

30-10-2023

State Gazette act Incorporation

oprichting

Lifecycle & Insolvency Signals 1 events

12-05-2026

Judicial reorganisation Opening

Date: 27-04-2026 · Tribunal de l’entreprise du Hainaut · collectif_pme · Publications in State Gazette ↗

Time machine — BS events + macro context 2021 — 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023–2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad — acts 5 acts

All acts · 5 updated 4 months ago

2026

23-02-2026 André-Xavier Bernard resigns as director Director changes

André-Xavier Bernard — Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9-Xavier Bernard",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-06-30",
      "evidence_quote": "L\u0027assembl\u00E9e acte \u00E0 l\u0027unanimit\u00E9 des voix la d\u00E9mission en tant qu\u0027administrateur de Monsieur Bernard Andr\u00E9-Xavier \u00E0 dater du 30/06/2024 et lui donne d\u00E9charge.",
      "discharge_granted": true
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1001.656.939",
    "name_full": "ACCB TOITURE",
    "legal_form": "SRL"
  }
}

23-02-2026 Mandate of André-Xavier Bernard as director expired Director changes

André-Xavier Bernard — Bestuurder

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9-Xavier Bernard",
        "address": null,
        "birth_date": null,
        "profession": null,
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      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-06-30",
      "evidence_quote": "L\u0027assembl\u00E9e acte \u00E0 l\u0027unanimit\u00E9 des voix la d\u00E9mission en tant qu\u0027administrateur de Monsieur Bernard Andr\u00E9-Xavier \u00E0 dater du 30/06/2024 et lui donne d\u00E9charge.",
      "decharge_status": "granted",
      "mandate_duration": {
        "kind": "until_date",
        "value": "2024-06-30"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "future"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2026-02-23",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2026-02-13",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1001.656.939",
    "name_full": "ACCB TOITURE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Bradley Close",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

2023

27-11-2023 BERNARD André Xavier appointed as director Director changes

BERNARD André Xavier — Bestuurder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BERNARD Andr\u00E9 Xavier",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-11-01",
      "evidence_quote": "qu\u0027a \u00E9t\u00E9 nomm\u00E9 administrateur en date du premier novembre 2023 pour une dur\u00E9e de 6 mois: BERNARD Andr\u00E9 Xavier"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1001.656.939",
    "name_full": "ACCB TOITURE",
    "legal_form": "SRL"
  }
}

27-11-2023 BERNARD André Xavier appointed as director Director changes·CLOSE Bradley

BERNARD André Xavier — Bestuurder

Notary: CLOSE Bradley · Montignies-sur-Sambre

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BERNARD Andr\u00E9 Xavier",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-11-01",
      "evidence_quote": "L\u0027A.G.E du premier novembre 2023 confirme: qu\u0027a \u00E9t\u00E9 nomm\u00E9 administrateur en date du premier novembre 2023 pour une dur\u00E9e de 6 mois: BERNARD Andr\u00E9 Xavier",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "CLOSE Bradley",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Montignies-sur-Sambre",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-11-27",
    "filing_date": null,
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "1001.656.939",
    "name_full": "ACCB TOITURE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "CLOSE Bradley",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad",
    "Annexes du Moniteur belge"
  ],
  "corrected_publication_numac": null
}

30-10-2023 Incorporation of a new SRL Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "6061 Montignies-sur-Sambre, Rue Grimard 161",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1995-03-30",
        "name": "CLOSE Bradley Jacques",
        "niss": null,
        "address": "6061 Montignies-sur-Sambre, rue Grimard num\u00E9ro 161"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "CLOSE Bradley Jacques",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 3000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "1001.656.939",
    "name_full": "ACCB TOITURE",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-10-24",
  "post_incorporation_mandates": []
}

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Company registry (CBE) Crossroads Bank

Activities

Dakwerkzaamheden43410Dakwerkzaamheden43910Installatie van isolatie43230Isolatiewerkzaamheden43291Waterdichtingswerken van muren43421Waterdichtingswerken van muren43991

Primary activity highlighted.

Names & trade names

Legal nameFR

ACCB TOITURE

Registered office

Rue Grimard 161

6061 Charleroi, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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