ACCAUTO
ActiveACCAUTO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €549k and a net result of €58k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 76% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-47
Solvency99▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 2.45 in 2024), and 36.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.8%
Return on assets
6.7%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
on the day
2022
4 d early
2021
32 d early
2020
10 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€549k▲ 11.8%
2024 · €492k
2018: €211k
2019: €251k
2020: €261k
2021: €289k
2022: €317k
2023: €362k
2024: €492k
2018 → 2025
Total assets
€861k▲ 3.7%
2024 · €830k
2018: €901k
2019: €934k
2020: €982k
2021: €920k
2022: €1.01M
2023: €858k
2024: €830k
2018 → 2025
Net result
€58k▼ 65.8%
2024 · €169k
2018: €31k
2019: €40k
2020: €10k
2021: €28k
2022: €38k
2023: €65k
2024: €169k
2018 → 2025
Working capital
€536k▲ 9.1%
2024 · €491k
2018: €259k
2019: €255k
2020: €263k
2021: €288k
2022: €311k
2023: €362k
2024: €491k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€289k-€317k▲ 9.8%€362k▲ 14.3%€492k▲ 35.6%€549k▲ 11.8%
Operating result€46k-€59k▲ 28.3%€93k▲ 58.6%€183k▲ 96.1%€53k▼ 70.8%
Net result€28k-€38k▲ 37.5%€65k▲ 70.0%€169k▲ 159%€58k▼ 65.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €861k
Fixed assets
€31k▲ 5,979%
Current assets
€830k=
Equity and liabilities €861k
Equity
€549k▲ 11.8%
Debt
€312k▼ 7.9%
The debt ratio falls from 40.8% to 36.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▼
2024 · €184k
Cash flow
€62k▼
2024 · €170k
Solvency
63.8%▲
2024 · 59.2%
Current ratio
2.82▲
2024 · 2.45
Quick ratio
1.44▲
2024 · 1.26
Debt / equity
0.57▼
2024 · 0.69
ROE
10.5%▼
2024 · 34.4%
ROA
6.7%▼
2024 · 20.4%
Interest coverage
85.09▼
2024 · 199.67
Debt
€312k▼
2024 · €338k
Debt ≤ 1 year
€294k▼
2024 · €338k
Debt > 1 year
€18k
Income taxes
€22k▼
2024 · €47k
Staff costs
€215k▼
2024 · €236k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€830k€861k▲
Fixed assets21/28€515€31k▲
Tangible fixed assets22/27€515€31k▲
Plant, machinery and equipment23-€223
Furniture and vehicles24€515€28k▲
Other tangible fixed assets26-€3k
Current assets29/58€830k€830k=
Stocks and contracts in progress3€402k€408k▲
Stocks30/36€402k€408k▲
Amounts receivable within one year40/41€363k€322k▼
Trade receivables40€363k€318k▼
Other amounts receivable41€327€4k▲
Cash at bank and in hand54/58€58k€99k▲
Deferred charges and accrued income490/1€7k€124▼
Equity and liabilities
Total equity and liabilities10/49€830k€861k▲
Equity10/15€492k€549k▲
Contributions10/11€100k€100k=
Reserves13€392k€449k▲
Tax-exempt reserves132€84k€84k=
Distributable reserves133€307k€365k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€338k€312k▼
Amounts payable after more than one year17-€18k
Financial debts170/4-€18k
Amounts payable within one year42/48€338k€294k▼
Current portion of amounts payable after more than one year42-€10k
Trade debts44€107k€113k▲
Suppliers440/4€107k€113k▲
Taxes, remuneration and social security45€55k€19k▼
Taxes450/3€39k€3k▼
Remuneration and social security454/9€17k€15k▼
Other amounts payable47/48€176k€153k▼
Income statement
Code20242025
Remuneration, social security and pensions62€236k€215k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€756€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€5k▲
Other operating charges640/8€5k€8k▲
Gross operating margin9900€427k€286k▼
Operating profit (loss)9901€183k€53k▼
Financial income75/76B€34k€27k▼
Recurring financial income75€34k€27k▼
Financial charges65/66B€922€681▼
Recurring financial charges65€922€681▼
Profit (loss) for the period before taxes9903€216k€79k▼
Income taxes67/77€47k€22k▼
Profit (loss) for the period9904€169k€58k▼
Transfer to tax-exempt reserves689€84k€0▼
Profit (loss) for the period to be appropriated9905€85k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€58k▼
Transfer to equity691/2€45k€58k▲
To other reserves6921€45k€58k▲
Profit to be distributed694/7€40k€0▼
Directors or managers695€40k€0▼
Social balance
Average headcount (FTE)9087-5.0
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €500kEq €549k ▲11.8%
8 profitable years in a row build equity to €549k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €169k ▲159%
Operating result €183k, net result €169k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €10k ▼75.5%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
16-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
EMGK Comm.V
CurrentNon-statutory director · since 02-02-2024 · Legal entity · perm. rep.: Kris Tijtgat
02-02-2024
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Stationstraat 1408700 TieltGround area
872 m²
Building footprint
572 m²
Volume, LiDAR
2,718 m³
Parcel 37303G0163/00R002, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Accauto bvba
since 20132.221.127.378
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37303G0163/00R002 | Flanders | 872 m² | 1 · 572 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
INOX PLUS
BE 0842.169.242
Rotselaar · Eq €550k
AUTOS - PIECES et INDUSTRIES
BE 0426.115.060
Aubange · Eq €551k
J. BONDROIT Pièces Auto
BE 0476.543.083
Tournai · Eq €551k
B-ALIVE
BE 0426.147.229
Jabbeke · Eq €546k
RAEDSCHELDERS AUTO-SERVICE
BE 0430.025.348
As · Eq €554k
Of 1,744 companies in sector 46720 we hold annual accounts for 1,080. 791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2013
Fiscal year end30-09
Activities, NACEBEL
45310
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.