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BMA

Active Private limited company (pre-2019)founded 1998active for 28 yearsRue Abot 17, 4890 Thimister-ClermontKBO/BCE: BE 0463.104.427 #5 company by total assets in Thimister-Clermont, Wholesale and retail trade sector

Lifetime

20 annual accounts with figures on one time axis, 28 filings since 1998
peak €655,253 (2018)
€588,876unchanged
lowest -€170,296 (2020)
€27,144▲ 42.0%
peak €576,737 (2019)
€548,844▲ 2.1%
€4.6m▼ 2.5%
peak 11.8 FTE (2014)
5 FTEunchanged
Board1 name since 2017
1 director
Documentsfilings and deeds
16-10-202677 days late
2025abbreviated format
Result from €19,114 to €27,144Cash from €31,184 to €17,921

Key points

from the 2025 annual accounts

Equity

€548,844 ▲ 2.1%

BMA has made a profit without a break since 2021.

Turnover

≈ €5.0m estimated

The accounts state no turnover.

Debts

€4.6m 89% of the balance sheet
Financial debts 38%Suppliers 13%Taxes and wages 1%Other 48%

Of this, €2.4m falls due within a year.

Staff

5 FTE from 11.8 in 2014

Between 2014 and 2025, 58% of the full-time equivalents disappeared.

Filings

28 annual accounts 77 days
AprilJune31 JulyOctober200020102020

Latest accounts filed late: after the legal deadline.

Position in the sector

10.6%

Lower solvency than 80% of companies in retail trade. Sector median 36.9% · 13,246 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,986 companies had the same profile as BMA has now. Each dot stands for 10 companies, two years later.

96.4%
were still trading
2.4%
stopped another way
1.1%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,986 companies, not a prediction for BMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Signals

Board and ownership

Manager
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0463104427
Registered office moved from Thimister-Clermorit to Thimister-Clermont Capital increase of BEF 1,461,182 to BEF 7,261,182 · Capital from BEF 5,800,000 to BEF 7,261,182, 1,500 new shares · New registered office: rue Abot numéro 17, 4890 Thimister-Clermont · General meeting of 08-08-2017 · Gazette deed
Registered office moved from Kortrijk to Thimister-Clermorit New registered office: rue Abot nummer 17, 4890 Thimister-Clermorit · Previous registered office: Schepenhuisstraat nummer 5, 8510 Kortrijk (Rollegem) · General meeting of 08-08-2017 · Gazette deed
New establishment in Thimister-Clermont Rue Abot 17
All 42 events

Comparable companies

same main activity, similar in size and age
Company
BMA Thimister-Clermont €5.2m €588,876 10.6% 5
VAN HAELST - REMYSEN Laakdal €4.7m €907,917 74.1% 6.2
Q-Access Zandhoven €4.3m €459,364 2.2% 6.2
BANDEN REDANT CAR WASH Lochristi €5.2m €330,635 65.0% 4.7
CAR 3000 Forest €3.4m €667,353 31.7% 6.8
TYRE SERVICE CENTER Beveren-Kruibeke-Zwijndrecht €4.0m €821,717 70.7% 3.8
TOPTYRE Ingelmunster €3.6m €757,365 26.6% 8.3

These companies have the same main activity as BMA: retail sale of motor vehicle parts and accessories (NACE 47820). They are comparable in size and age: total assets between €3.4m and €5.2m, founded between 1989 and 2006.

Official details

Source: KBO
Status
Active since 08-04-1998Normal situation
Activity
Retail sale of motor vehicle parts and accessoriesNACE 47820and 4 others
Joint committees
112Garages
314Hairdressing and beauty care
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment units
2.153.436.2264802 Verviers, since 04-06-1998
2.153.437.7114802 Verviers, since 01-04-2002and 1 other
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€5.2m▼ 2.0%
Employeeson 31-12-2025
6▲ 100%
Filing
Filed on 16-10-2026
Financials

Insights on BMA

BMA files the abbreviated format. That format states no turnover. The gross margin rose from €318,566 in 2006 to €588,876 in 2025.

The balance sheet grew most from 2016 to 2018 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BMA

What is the company number of BMA?
The company number of BMA is 0463.104.427. The VAT number is the same number with BE in front: BE 0463.104.427.
Where is BMA based?
The registered office is at Rue Abot 17, 4890 Thimister-Clermont.Company details
What does BMA do?
According to the KBO register, the main activity is retail sale of motor vehicle parts and accessories (NACE 47820).
What is the legal form of BMA?
BMA is a private limited company (pre-2019) (BVBA).
When was BMA founded?
BMA was founded on 08-04-1998.
Is BMA still active?
Yes, BMA is an active enterprise in the KBO register.
How many employees does BMA have?
BMA had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BMA fall under?
In its 2025 annual accounts, BMA states joint committees 112 (Garages), 314 (Hairdressing and beauty care) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of BMA?
The turnover in financial year 2025 is ≈ €5.0m. This figure is estimated from the gross margin of €588,876 and 39 comparable companies (NACE 478). It probably lies between €2.9m and €6.1m.
Is BMA profitable?
In financial year 2025, BMA made a profit of €27,144.
Where can I find the annual accounts of BMA?
BMA filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BMA due?
BMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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