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AC CARRELAGE

Active
Private limited companyfounded 2025active for 1 yearVisé Voie 558, 4041 Herstal, BelgiumKBO/BCE: BE 1020.233.033
Summary

AC CARRELAGE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,036 and a net result of €18,536. Its solvency ranks better than 58% of 34,483 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€39,301total assets 2025
Staff
0.9 FTE
Equity
€21,036
Profit
€18,536
Turnover not published (micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
Accounts 51 days early
Why 70raises riskFounded in 2025Size: total assets €39,301lowers riskLiquidity: current ratio 1.18, cash €14,017Equity €21,036 (53.5% of total assets)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 74% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 79
equity 53.5% of total assets
Liquidity 72
short-term debt 46.5% · cash 35.7%
Profitability 100
return on assets 47.2%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,580 companies, NACE 43, micro)
Last 24 months 03-2026: 1.9% 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 1.9%● unchanged vs 04-2026 06-2026: 2.3%▲ +0.4 percentage points vs 05-2026 07-2026: 2.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.7%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 2.7%● unchanged vs 08-2026highest value 10-2026: 0.8%▼ -1.9 percentage points vs 09-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.18, below the usual 1.5; short-term debt: 46.5% and cash: 35.7% of total assets), and 46.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 58% on solvency, 70% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.18, cash €14,017
NBB · annual accounts
raises risk · Size: total assets €39,301
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €21,036 (53.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
51 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: CARLISI Anthony (director) ·…

Key points

  • Total assets 2025first financial year filed €39,301 View
  • Active since 2025founded 20-02-2025 1 years View

By topic

Financials

Financial year
2025
Total assets
€39,301
Profit
€18,536
Solvency
53.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
20-02-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Annual meeting
Second Wednesday of June at 18:00
Purpose
“La gestion de tous patrimoines immobiliers,notamment l’acquisition,la…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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