AC A.V.
ActiveAC A.V. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €947k and a net result of €272k. Equity is growing by ~49.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 6.15 against 3.44 in 2024; short-term debt: 10.3% and cash: 8.3% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
24.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
30 d early
2022
15 d early
2021
2 d early
2020
5 d early
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€947k▲ 40.0%
2024 · €676k
2018: €521
2019: €81k
2020: €157k
2021: €245k
2022: €349k
2023: €512k
2024: €676k
2018 → 2025
Total assets
€1.11M▲ 24.5%
2024 · €893k
2018: €145k
2019: €209k
2020: €279k
2021: €531k
2022: €600k
2023: €741k
2024: €893k
2018 → 2025
Net result
€272k▲ 65.2%
2024 · €165k
2018: €35k
2019: €82k
2020: €77k
2021: €90k
2022: €106k
2023: €165k
2024: €165k
2018 → 2025
Working capital
€593k▲ 75.3%
2024 · €338k
2018: €-16k
2019: €52k
2020: €118k
2021: €165k
2022: €168k
2023: €196k
2024: €338k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€245k-€349k▲ 42.6%€512k▲ 46.7%€676k▲ 32.2%€947k▲ 40.0%
Operating result€115k-€148k▲ 28.6%€245k▲ 65.2%€248k▲ 1.1%€386k▲ 55.7%
Net result€90k-€106k▲ 18.3%€165k▲ 55.4%€165k=€272k▲ 65.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€404k▼ 2.8%
Current assets
€708k▲ 48.4%
Equity and liabilities €1.11M
Equity
€947k▲ 40.0%
Debt
€165k▼ 23.7%
The debt ratio falls from 24.2% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€398k▲
2024 · €260k
Cash flow
€284k▲
2024 · €176k
Solvency
85.1%▲
2024 · 75.8%
Current ratio
6.15▲
2024 · 3.44
Quick ratio
6.15▲
2024 · 3.44
Debt / equity
0.17▼
2024 · 0.32
ROE
28.7%▲
2024 · 24.3%
ROA
24.5%▲
2024 · 18.4%
Interest coverage
177.62▲
2024 · 71.31
Debt
€165k▼
2024 · €216k
Debt ≤ 1 year
€115k▼
2024 · €139k
Debt > 1 year
€48k▼
2024 · €75k
Income taxes
€116k▲
2024 · €85k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€893k€1.11M▲
Fixed assets21/28€416k€404k▼
Tangible fixed assets22/27€44k€32k▼
Furniture and vehicles24€44k€32k▼
Financial fixed assets28€372k€372k=
Current assets29/58€477k€708k▲
Amounts receivable within one year40/41€141k€262k▲
Trade receivables40€134k€262k▲
Other amounts receivable41€7k€0▼
Current investments50/53€74k€352k▲
Cash at bank and in hand54/58€260k€92k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€893k€1.11M▲
Equity10/15€676k€947k▲
Contributions10/11€279k€279k=
Reserves13€397k€668k▲
Tax-exempt reserves132-€126k
Distributable reserves133€397k€541k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€216k€165k▼
Amounts payable after more than one year17€75k€48k▼
Financial debts170/4€75k€48k▼
Amounts payable within one year42/48€139k€115k▼
Current portion of amounts payable after more than one year42€37k€29k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€72k€53k▼
Taxes450/3€72k€53k▼
Other amounts payable47/48€26k€30k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€261k€399k▲
Operating profit (loss)9901€248k€386k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€250k€388k▲
Income taxes67/77€85k€116k▲
Profit (loss) for the period9904€165k€272k▲
Transfer to tax-exempt reserves689-€126k
Profit (loss) for the period to be appropriated9905€165k€146k▼
Appropriation of the result
Profit (loss) to be appropriated9906€165k€146k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€165k€146k▼
To other reserves6921€165k€146k▼
Profit to be distributed694/7€0€2k▲
Return on contributions (dividend)694€0€2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €272k ▲65.2%
Operating result €386k, net result €272k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €512k ▲46.7%
6 profitable years in a row build equity to €512k.
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €245k ▲56.1%
4 profitable years in a row build equity to €245k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €157k ▲93.5%
3 profitable years in a row build equity to €157k.
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.76
Current ratio from 0.78 to 1.76; short-term debt falls from €73k to €68k.
06-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf van Landaststraat 1139700 OudenaardeGround area
2,558 m²
Building footprint
146 m²
Volume, LiDAR
757 m³
Parcel 45502A0635/00H000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AC A.V.
since 20102.195.802.955
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502A0635/00H000 | Flanders | 2,558 m² | 1 · 146 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,483 EUR awarded · 2,932 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 689 EUR | 689 EUR |
| 2024 | 1 | 510 EUR | 510 EUR |
| 2023 | 1 | 510 EUR | 1,154 EUR |
| 2022 | 1 | 774 EUR | 579 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ABS BUREAU
BE 0465.296.825
Geel · Eq €947k
T.Q.A.
BE 0478.806.054
Sint-Lambrechts-Woluwe · Eq €948k
PAVA Consult
BE 0808.900.420
Zuienkerke · Eq €944k
TaxCalCul
BE 0821.247.827
Edegem · Eq €944k
INGECOMP
BE 0890.887.293
Namur · Eq €950k
Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 4,535 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-1995
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.