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FAYEN

Active
Private limited companyfounded 199432 yrs activeRue de Battice 28, 4800 Verviers, BelgiumKBO/BCE: BE 0452.838.065
Summary

FAYEN has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €857k and a net result of €175k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 76% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability86=
Solvency94=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 2.89 in 2024; short-term debt: 29.4% and cash: 5.9% of total assets), and 31% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 32 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69%
Return on assets
14.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
66 d early
2024
107 d early
2023
70 d early
2022
70 d early
2021
58 d early
2020
14 d late
2019
27 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

FAYEN was incorporated on 16 June 1994.1 Total assets rose from EUR 658,668 in 2018 to EUR 1.2 million in 2025 and headcount from 3.3 to 2.2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€175k▲ 2.5%
2024 · €171k
Working capital
€685k▲ 1.0%
2024 · €678k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€141k▲ 3.5%€195k▲ 37.8%€198k▲ 1.6%€200k▲ 1.1%€250k▲ 24.9%
Net result€116k▲ 11.4%€157k▲ 34.9%€163k▲ 3.7%€171k▲ 5.0%€175k▲ 2.5%
Equity€528k▲ 10.5%€664k▲ 25.8%€745k▲ 12.3%€865k▲ 16.1%€857k▼ 0.9%
Total assets€827k▲ 11.6%€942k▲ 13.8%€1.08M▲ 14.2%€1.25M▲ 15.8%€1.24M▼ 0.3%
Debt€300k▲ 13.5%€278k▼ 7.2%€331k▲ 18.8%€381k▲ 15.1%€385k▲ 1.0%
Working capital€339k▲ 12.4%€453k▲ 33.7%€548k▲ 20.8%€678k▲ 23.9%€685k▲ 1.0%
Staff (FTE)2.2▼ 4.3%2.2=2.2=2.2=2.2=
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €141k€141kNet result 2021: €116k€116kOperating result 2022: €195k€195kNet result 2022: €157k€157kOperating result 2023: €198k€198kNet result 2023: €163k€163kOperating result 2024: €200k€200kNet result 2024: €171k€171kOperating result 2025: €250k€250kNet result 2025: €175k€175k20212022202320242025€0€100k€200kOperating result 2023: €198k€198kNet result 2023: €163k€163kOperating result 2024: €200k€200kNet result 2024: €171k€171kOperating result 2025: €250k€250kNet result 2025: €175k€175k202320242025
The operating result has risen four years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets €192k ▼ 7.7%
Current assets €1.05M ▲ 1.1%
Equity and liabilities €1.24M
Equity €857k ▼ 0.9%
Debt €385k ▲ 1.0%
Debt's share of the balance-sheet total rises from 30.5% to 31.0%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€262k▲
2024 · €219k
Cash flow
€188k▼
2024 · €190k
Current ratio
2.88▼
2024 · 2.89
Debt to equity
0.45▲
2024 · 0.44
ROE
20.4%▲
2024 · 19.7%
ROA
14.1%▲
2024 · 13.7%
Interest coverage
81.57▲
2024 · 50.11
Debt ≤ 1 year
€365k▲
2024 · €360k
Income taxes
€78k▲
2024 · €66k
Staff costs
€97k▲
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.25M€1.24M▼
Fixed assets21/28€208k€192k▼
Tangible fixed assets22/27€37k€22k▼
Plant, machinery and equipment23€903€328▼
Furniture and vehicles24€18k€9k▼
Other tangible fixed assets26€18k€13k▼
Financial fixed assets28€170k€170k=
Current assets29/58€1.04M€1.05M▲
Amounts receivable after more than one year29€125k€195k▲
Other amounts receivable291€125k€195k▲
Amounts receivable within one year40/41€484k€474k▼
Trade receivables40€484k€473k▼
Other amounts receivable41€0€1k▲
Current investments50/53€293k€279k▼
Cash at bank and in hand54/58€104k€74k▼
Deferred charges and accrued income490/1€32k€28k▼
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.24M▼
Equity10/15€865k€857k▼
Contributions10/11€25k€25k=
Reserves13€841k€833k▼
Distributable reserves133€841k€833k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€381k€385k▲
Amounts payable within one year42/48€360k€365k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€226k€254k▲
Suppliers440/4€226k€254k▲
Taxes, remuneration and social security45€104k€105k▲
Taxes450/3€93k€90k▼
Remuneration and social security454/9€10k€15k▲
Other amounts payable47/48€30k€6k▼
Accrued charges and deferred income492/3€21k€20k▼
Income statement Code20242025
Non-recurring operating income76A€234€0▼
Remuneration, social security and pensions62€86k€97k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€13k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-4k€89▲
Other operating charges640/8€2k€5k▲
Non-recurring operating charges66A€120€0▼
Gross operating margin9900€303k€365k▲
Operating profit (loss)9901€200k€250k▲
Financial income75/76B€41k€6k▼
Recurring financial income75€41k€6k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€236k€253k▲
Income taxes67/77€66k€78k▲
Profit (loss) for the period9904€171k€175k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€171k€175k▲
Appropriation of the result
Profit (loss) to be appropriated9906€171k€175k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€50k€183k▲
Transfer to equity691/2€170k€175k▲
To other reserves6921€170k€175k▲
Profit to be distributed694/7€51k€183k▲
Return on contributions (dividend)694€51k€183k▲
Social balance
Average headcount (FTE)90872.22.2=

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€9k€23k€2k€234€0▼ 100%
Remuneration, social security and pensions62€96k€93k€88k€86k€97k▲ 13.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€13k€20k€20k€13k▼ 34.9%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€5k€-2k€-4k€89▲ 102%
Other operating charges640/8€2k€2k€2k€2k€5k▲ 202%
Non-recurring operating charges66A€4k€2k€7k€120€0▼ 100%
Gross operating margin9900€269k€309k€312k€303k€365k▲ 20.4%
Operating profit (loss)9901€141k€195k€198k€200k€250k▲ 24.9%
Financial income75/76B€25k€29k€36k€41k€6k▼ 84.3%
Recurring financial income75€25k€29k€36k€41k€6k▼ 84.3%
Financial charges65/66B€3k€7k€3k€4k€3k▼ 26.5%
Recurring financial charges65€3k€7k€3k€4k€3k▼ 26.5%
Profit (loss) for the period before taxes9903€163k€217k€231k€236k€253k▲ 7.0%
Income taxes67/77€47k€60k€68k€66k€78k▲ 18.6%
Profit (loss) for the period9904€116k€157k€163k€171k€175k▲ 2.5%
Transfer from tax-exempt reserves789€21k€0€45k€0--
Profit (loss) for the period to be appropriated9905€137k€157k€207k€171k€175k▲ 2.5%
Line20212022202320242025Change
Assets
Total assets20/58€827k€942k€1.08M€1.25M€1.24M▼ 0.3%
Fixed assets21/28€217k€227k€216k€208k€192k▼ 7.7%
Tangible fixed assets22/27€47k€56k€46k€37k€22k▼ 42.5%
Plant, machinery and equipment23€3k€2k€1k€903€328▼ 63.7%
Furniture and vehicles24€25k€18k€18k€18k€9k▼ 53.2%
Leasing and similar rights25€3k€1k€0---
Other tangible fixed assets26€16k€35k€26k€18k€13k▼ 30.6%
Financial fixed assets28€170k€170k€170k€170k€170k=
Current assets29/58€610k€715k€860k€1.04M€1.05M▲ 1.1%
Amounts receivable after more than one year29---€125k€195k▲ 56.0%
Other amounts receivable291---€125k€195k▲ 56.0%
Amounts receivable within one year40/41€382k€439k€428k€484k€474k▼ 2.1%
Trade receivables40€381k€438k€428k€484k€473k▼ 2.3%
Other amounts receivable41€807€1k€48€0€1k-
Current investments50/53€6k€76k€303k€293k€279k▼ 4.7%
Cash at bank and in hand54/58€215k€187k€98k€104k€74k▼ 29.2%
Deferred charges and accrued income490/1€8k€12k€30k€32k€28k▼ 12.0%
Equity and liabilities
Total equity and liabilities10/49€827k€942k€1.08M€1.25M€1.24M▼ 0.3%
Equity10/15€528k€664k€745k€865k€857k▼ 0.9%
Contributions10/11€25k€25k€25k€25k€25k=
Reserves13€495k€631k€721k€841k€833k▼ 1.0%
Non-distributable reserves130/1€2k€2k€0---
Reserves not available under the articles1311€2k€2k€0---
Tax-exempt reserves132€45k€45k€0---
Distributable reserves133€448k€584k€721k€841k€833k▼ 1.0%
Profit (loss) carried forward14€8k€8k€0€0€0-
Amounts payable17/49€300k€278k€331k€381k€385k▲ 1.0%
Amounts payable after more than one year17€23k€901€0---
Financial debts170/4€23k€901€0---
Amounts payable within one year42/48€271k€262k€312k€360k€365k▲ 1.3%
Current portion of amounts payable after more than one year42€36k€18k€901€0--
Trade debts44€103k€137k€173k€226k€254k▲ 12.5%
Suppliers440/4€103k€137k€173k€226k€254k▲ 12.5%
Taxes, remuneration and social security45€88k€102k€91k€104k€105k▲ 0.9%
Taxes450/3€75k€93k€78k€93k€90k▼ 3.8%
Remuneration and social security454/9€13k€8k€13k€10k€15k▲ 43.2%
Other amounts payable47/48€45k€6k€47k€30k€6k▼ 80.3%
Accrued charges and deferred income492/3€5k€15k€19k€21k€20k▼ 3.8%
Line20212022202320242025Change
Profit (loss) for the period9904€116k€157k€163k€171k€175k▲ 2.5%
+ Depreciation and write-downs630€28k€13k€20k€20k€13k▼ 34.9%
Operating cash flow (approximation)€144k€170k€182k€190k€188k▼ 1.3%
Investment in fixed assets (approximation)-€-23k€-9k€-11k€3k▲ 128%
Change in cash-€-28k€-90k€6k€-30k▼ 583%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €175k ▲2.5%
Operating result €250k, net result €175k, both a record.
15-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
22-05
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
22-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
03-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Equity above €500kEq €528k ▲10.5%
4 profitable years in a row build equity to €528k.
14-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 14 days late
2020
27-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
31-12
Financial Weakest financial yearnet €76k ▼16.5%
Net result drops to €76k, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 28 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
1,418 m²
Building footprint
122 m²
Parcel 63059A0324/00H000, Wallonia. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
FAYEN RENE SCPRL
Rue de Battice 28, 4800 VerviersCertified accountants and tax accountants
since 20092.197.839.163
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63059A0324/00H000 Wallonia 1,418 m² 1 · 121 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

699400DK7633KMHXW406
live in the LEI register

Similar companies · same sector, comparable size

Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 4,721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-06-1994
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants

Scores and ratios are computed by Checked and are not a credit decision.