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Complete company report
Generated 04-09-2026
Active BE 0736.623.344Private limited company

ABRIZ

Leuvenstraat 11 ·3060 Bertem, Belgium· 6 yrs active
Sector: Business and other management consultancy (70200)
Conclusion Checked

ABRIZ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-9k. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 0.4% (very low).

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €128k
Net result €-9k
Active 6 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health70Profitability0Solvency100Growth52Stability100
64 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 70
Profitability 0
Solvency 100
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
70 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 27-05-2026 with the NBB · fiscal year 2025 · micro schema
€-20k€0€20k€40kOperating result 2023: €48k€48kNet result 2023: €23k€23kOperating result 2024: €17k€17kNet result 2024: €10k€10kOperating result 2025: €-9k€-9kNet result 2025: €-9k€-9k202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 3 fiscal years (±0.2%/year).
€110k€120k€130k€140k2026: €128k (€118k - €138k)2027: €128k (€118k - €139k)2028: €129k (€118k - €139k)2023: €127k2024: €137k2025: €128k202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€25k
-25.5% 23-25
Net profit
€-9k
- 23-25
Cash flow
€25k
-6.8% 23-25
Total assets
€136k
-10.4% 23-25
Equity
€128k
-6.6% 23-25
Working capital
€76k
+16.7% 23-25
Income taxes
€105
-98.1% 23-25
Debt
€8k
-46.3% 23-25
Debt ≤ 1y
€8k
-46.3% 23-25
Current ratio
10.65
+95.8% 23-25
Quick ratio
10.65
+95.8% 23-25
Solvency
94.2%
+4.3% 23-25
Debt / equity
0.06
-42.5% 23-25
ROE
-7.0%
- 23-25
ROA
-6.6%
- 23-25
Interest coverage
68.72
+2758.6% 23-25
Figures by fiscal year and ratios
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€25k
Net profit€-9k
Cash flow€25k
Staff costs-
Income taxes€105
Dividends-
Total assets€136k
Equity€128k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€76k
Employees (FTE)-
Ratios (computed)
2025
Current ratio10.65
Quick ratio10.65
Working capital ratio56.3%
Solvency94.2%
Debt / equity0.06
Long-term debt ratio-
Interest coverage68.72
Gross margin-
Net margin-
ROA-6.6%
ROE-7.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€136k
Fixed assets 21/28€51k
Intangible fixed assets 21€45k
Tangible fixed assets 22/27€7k
Current assets 29/58€84k
Amounts receivable within one year 40/41€43k
Investments 50/53€1
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€136k
Equity 10/15€128k
Contributions / capital 10/11€5k
Reserves 13€132k
Accumulated profits (losses) 14€-9k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€26k
Operating result 9901€-9k
Financial income 75€0
Financial charges 65€366
Result before taxes 9903€-9k
Income taxes 67/77€105
Net result for the period 9904€-9k
Result to be appropriated 9905€-9k
Legal Structure
NACE primary Business and other management consultancy(70200)
Legal form Private limited company(610)
Incorporation21-10-2019
StatusActive
Postal code3060
Establishment units 1 location
ABRIZ
Leuvenstraat 11, 3060 BertemIT consultancy
since 20192.295.775.214
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24009C0016/00W000 Flanders 874 m² 1 · 139 m² 7.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events
2019 2019: 1 State Gazette act 2020 2020: 1 NBB filing 2021 2021: 1 NBB filing 2022 2022: 1 NBB filing 2023 2023: 1 NBB filing 2024 2024: 1 NBB filing 2025 2025: 1 State Gazette act, 1 NBB filing 2026 2026: 1 NBB filing
2026
27-05-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-11-2025 State Gazette act Statutes amendment
v3.2
04-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-10-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
23-10-2019 State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 10 months ago
2025
04-11-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": true,
    "object_change": false,
    "effective_date": "2025-10-30",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0736.623.344",
    "name_full": "ABRIZ",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2019
23-10-2019 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Invalidenlaan 191 bus 2, 1160 Oudergem",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1963-12-28",
        "name": "BRYS Josse Louis Elise",
        "niss": null,
        "address": "1160 Oudergem, Invalidenlaan 191 bus 2"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2505,
      "holder_person_name": "BRYS Josse Louis Elise",
      "is_subscriber_only": false,
      "n_shares_subscribed": 501,
      "amount_subscribed_eur": 2505,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1976-10-31",
        "name": "NUNES Arlete",
        "niss": null,
        "address": "1160 Oudergem, Invalidenlaan 191 bus 2"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2495,
      "holder_person_name": "NUNES Arlete",
      "is_subscriber_only": false,
      "n_shares_subscribed": 499,
      "amount_subscribed_eur": 2495,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 5000,
  "subject_company": {
    "kbo": "0736.623.344",
    "name_full": "ABRIZ",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2019-10-16",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Business and other management consultancy70200Business consulting70220IT consultancy62020Computer consultancy and computer facilities management62200Other business support services82990
Names & trade names
Legal nameNL ABRIZ
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative