ABRADO

Active

Private limited companyfounded 198442 yrs activeKapelsestraat 92, 2950 Kapellen, BelgiumKBO/BCE: BE 0425.987.772

Summary

ABRADO has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,935 and a net result of €2,299. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 2830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch Report Compare

ABRADOActiveChecked score 68/100

Risk analysis Report Compare

What they do

Repair and maintenance of furniture and upholstery

NACE 95240

#6 oldest company in Kapellen, Other services sector1 site

How big

€59,280total assets 2025

Equity: €39,935
Profit: €2,299

Turnover not published (abridged schema)

Financially healthy?

68 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.9%

Who decides

Board: 1 member

Accounts 126 d early1 of 3 deeds read

Why 68- 1 change of registered office in 24 months- Size: total assets €59,280- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)- 2 of the last 3 lateShow the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 62% of its sector peers (NACE 95, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 92-8

equity 67.4% of total assets

Liquidity 51-40

short-term debt 32.6% · cash 12.3%

Profitability 47-19

return on assets 3.9%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,059 companies)

Last 3 months 08-2026: 0.9%highest value 09-2026: 0.9%● 0.0% vs 08-2026highest value 10-2026: 0.9%● 0.0% vs 09-2026highest value

1 change of registered office in 24 months raises the probability
Size: total assets €59,280 raises the probability for this profile
Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95) raises the probability
2 of the last 3 late raises the probability

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 2.29 against 4.21 in 2024; short-term debt: 32.6% and cash: 12.3% of total assets), and 32.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 77%, liquidity 50%, profitability 27%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Size: total assets €59,280

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)

In the bankruptcy model this factor raises the probability.

KBO

2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

126 d early

2024

53 d late

2023

31 d late

2022

30 d late

2021

53 d early

2020

53 d early

2019

32 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 83 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

13-04-26 Registered office · Legal-form change ·…Resignations: LOOS Dominicus Lucia Marcellus…
27-03-26 Annual accounts filedfiscal year 2025 · micro…
22-09-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Directors leftlatest change 13-04-2026 · 1 in office 2 left View
Positive: Oldest company in Kapellen, Other services sectorin the Checked rankings #6 View
Active since 1984founded 18-07-1984 42 years View