ABRA
ActiveABRA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €10k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-2
Solvency99▲+7
Growth63=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.68 against 2.88 in 2024; short-term debt: 26.3% and cash: 47.8% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
2.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-12-2025, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
83 d early
2023
148 d early
2022
94 d early
2021
123 d early
2020
242 d late
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€525k▼ 21.8%
2019 · €672k
2018: €526k
2019: €672k
2018 → 2020
EBIT margin
10.4%▲ 3.0pp
2019 · 7.4%
2018: 1.7%
2019: 7.4%
2018 → 2020
Net result
€10k▼ 40.8%
2024 · €17k
2018: €403
2019: €28k
2020: €35k
2021: €5k
2022: €11k
2023: €14k
2024: €17k
2018 → 2025
Working capital
€273k▲ 8.9%
2024 · €250k
2018: €186k
2019: €209k
2020: €241k
2021: €224k
2022: €242k
2023: €262k
2024: €250k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€234k-€244k▲ 4.5%€258k▲ 5.5%€275k▲ 6.6%€285k▲ 3.7%
Operating result€16k-€19k▲ 14.6%€21k▲ 12.9%€24k▲ 17.0%€17k▼ 28.5%
Net result€5k-€11k▲ 123%€14k▲ 29.0%€17k▲ 25.7%€10k▼ 40.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €387k
Fixed assets
€13k▼ 49.0%
Current assets
€374k▼ 2.4%
Equity and liabilities €387k
Equity
€285k▲ 3.7%
Debt
€102k▼ 23.7%
The debt ratio falls from 32.7% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €42k
Cash flow
€26k▼
2024 · €35k
Solvency
73.7%▲
2024 · 67.3%
Current ratio
3.68▲
2024 · 2.88
Quick ratio
3.68▲
2024 · 2.88
Debt / equity
0.36▼
2024 · 0.48
ROE
3.5%▼
2024 · 6.2%
ROA
2.6%▼
2024 · 4.2%
Interest coverage
46.58▼
2024 · 53.91
Debt
€102k▼
2024 · €133k
Debt ≤ 1 year
€102k▼
2024 · €133k
Income taxes
€7k▼
2024 · €9k
Staff costs
€39k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€408k€387k▼
Fixed assets21/28€25k€13k▼
Tangible fixed assets22/27€25k€13k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€23k€8k▼
Other tangible fixed assets26€1k€3k▲
Current assets29/58€384k€374k▼
Amounts receivable within one year40/41€155k€189k▲
Trade receivables40€155k€189k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€188k€185k▼
Deferred charges and accrued income490/1€40k€0▼
Equity and liabilities
Total equity and liabilities10/49€408k€387k▼
Equity10/15€275k€285k▲
Contributions10/11€60k€60k=
Reserves13€205k€215k▲
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Tax-exempt reserves132€89k€99k▲
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€10k€10k▲
Amounts payable17/49€133k€102k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€133k€102k▼
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€47k€48k▲
Suppliers440/4€47k€48k▲
Taxes, remuneration and social security45€21k€36k▲
Taxes450/3€17k€32k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€58k€18k▼
Income statement
Code20242025
Remuneration, social security and pensions62€38k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€16k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€83k€74k▼
Operating profit (loss)9901€24k€17k▼
Financial income75/76B€2k€777▼
Recurring financial income75€2k€777▼
Financial charges65/66B€785€718▼
Recurring financial charges65€785€718▼
Profit (loss) for the period before taxes9903€26k€18k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€17k€10k▼
Profit (loss) for the period to be appropriated9905€17k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€20k▼
Profit (loss) brought forward from the previous period14P€9k€10k▲
Transfer to equity691/2€17k€10k▼
To other reserves6921€17k€10k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 242 days late
2020
30-09
Financial
Highest result since 2018net €35k ▲25.3%
Operating result €55k, net result €35k, both a record.
30-09
Financial
Equity above €200kEq €229k ▲18.3%
3 profitable years in a row build equity to €229k.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brechtsebaan 282900 SchotenGround area
1,530 m²
Building footprint
194 m²
Volume, LiDAR
1,269 m³
Parcel 11040D0212/00V000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARCHITECTENBUREAU WERNER BRAECKMANS
since 20062.157.453.115
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0212/00V000 | Flanders | 1,530 m² | 1 · 194 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCHITECTENBUREAU MOONS EN COUNE - Architectenvennootschap
BE 0461.638.242
Houthalen-Helchteren · Eq €285k
MOENS - DELWART Bureau d'Architectes
BE 0471.668.339
Mont-Saint-Guibert · Eq €285k
OPEN ARCHITECTES
BE 0882.699.109
Mons · Eq €285k
Fautor.
BE 0774.437.706
Antwerpen · Eq €285k
JACS
BE 0887.157.842
Bilzen-Hoeselt · Eq €285k
Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 4,767 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2004
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.