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VANHAELEN ARCHITECTEN

Active
Private limited companyfounded 200323 yrs activeKerkstraat 85, 1601 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0859.920.638
Summary

VANHAELEN ARCHITECTEN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €315k and a net result of €52k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
94 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+83
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 6.28 against 6.54 in 2024; short-term debt: 14.7% and cash: 81.8% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.3%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
28 d early
2023
41 d early
2022
46 d early
2021
48 d early
2020
59 d early
2019
15 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€315k▲ 19.8%
2024 · €263k
2018: €217k 2019: €252k 2020: €269k 2021: €289k 2022: €291k 2023: €302k 2024: €263k
2018 → 2025
Total assets
€370k▲ 21.2%
2024 · €305k
2018: €245k 2019: €287k 2020: €316k 2021: €345k 2022: €358k 2023: €364k 2024: €305k
2018 → 2025
Net result
€52k
2024 · €-39k
2018: €-11k 2019: €36k 2020: €17k 2021: €20k 2022: €2k 2023: €11k 2024: €-39k
2018 → 2025
Working capital
€288k▲ 24.1%
2024 · €232k
2018: €171k 2019: €189k 2020: €220k 2021: €248k 2022: €251k 2023: €263k 2024: €232k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€289k-€291k▲ 0.7%€302k▲ 3.8%€263k▼ 12.8%€315k▲ 19.8%
Operating result€29k-€4k▼ 86.0%€13k▲ 230%€-41k€62k
Net result€20k-€2k▼ 89.8%€11k▲ 453%€-39k€52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50kOperating result 2021: €29k€29kNet result 2021: €20k€20kOperating result 2022: €4k€4kNet result 2022: €2k€2kOperating result 2023: €13k€13kNet result 2023: €11k€11kOperating result 2024: €-41k€-41kNet result 2024: €-39k€-39kOperating result 2025: €62k€62kNet result 2025: €52k€52k20212022202320242025€-50k€0€50kOperating result 2023: €13k€13kNet result 2023: €11k€11kOperating result 2024: €-41k€-41kNet result 2024: €-39k€-39kOperating result 2025: €62k€62kNet result 2025: €52k€52k202320242025
The operating result returns to profit in 2025: €62k after a loss of €41k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €370k
Fixed assets €28k ▼ 12.0%
Current assets €342k ▲ 25.1%
Equity and liabilities €370k
Equity €315k ▲ 19.8%
Debt €54k ▲ 30.2%
Debt's share of the balance-sheet total rises from 13.7% to 14.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€66k
2024 · €-35k
Cash flow
€56k
2024 · €-32k
Current ratio
6.28
2024 · 6.54
Debt to equity
0.17
2024 · 0.16
ROE
16.5%
2024 · -14.6%
ROA
14.1%
2024 · -12.6%
Interest coverage
370.09
2024 · -329.72
Debt ≤ 1 year
€54k
2024 · €42k
Income taxes
€12k
2024 · €215
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€305k€370k
Fixed assets21/28€31k€28k
Tangible fixed assets22/27€31k€28k
Land and buildings22€28k€26k
Furniture and vehicles24€4k€2k
Current assets29/58€274k€342k
Amounts receivable within one year40/41€19k€38k
Trade receivables40€17k€32k
Other amounts receivable41€2k€7k
Cash at bank and in hand54/58€248k€302k
Deferred charges and accrued income490/1€7k€1k
Equity and liabilities
Total equity and liabilities10/49€305k€370k
Equity10/15€263k€315k
Contributions10/11€141k€141k=
Reserves13€96k€148k
Distributable reserves133€96k€148k
Profit (loss) carried forward14€26k€26k
Amounts payable17/49€42k€54k
Amounts payable within one year42/48€42k€54k
Trade debts44€5k€3k
Suppliers440/4€5k€3k
Taxes, remuneration and social security45€10k€18k
Taxes450/3€9k€17k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€27k€33k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k
Other operating charges640/8€5k€964
Gross operating margin9900€-30k€67k
Operating profit (loss)9901€-41k€62k
Financial income75/76B€3k€2k
Recurring financial income75€3k€2k
Financial charges65/66B€105€178
Recurring financial charges65€105€178
Profit (loss) for the period before taxes9903€-38k€64k
Income taxes67/77€215€12k
Profit (loss) for the period9904€-39k€52k
Profit (loss) for the period to be appropriated9905€-39k€52k
Appropriation of the result
Profit (loss) to be appropriated9906€26k€78k
Profit (loss) brought forward from the previous period14P€64k€26k
Transfer to equity691/2-€52k
To other reserves6921-€52k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €52k
Net result €52k after one loss-making year.
03-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-39k ▼448%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
16-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €36k
Net result €36k after one loss-making year.
26-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerkstraat 851601 Sint-Pieters-Leeuw
Ground area
369 m²
Building footprint
239 m²
Volume, LiDAR
2,222 m³
Parcel 23069A0328/00C002, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VANHAELEN ARCHITECTEN
Kerkstraat 85, 1601 Sint-Pieters-LeeuwPhotography, excluding press photography
since 20032.361.342.561
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23069A0328/00C002 Flanders 368 m² 1 · 239 m² 11.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,647 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-06-2003
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.