ABM DISTRIBUTION
ActiveSummary
The computed 12-month bankruptcy probability of ABM DISTRIBUTION is 1.6% (moderate). The 2025 annual accounts show equity of €154,556 and a net result of €22,014. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 18606 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+4
Solvency58▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.21 in 2024; short-term debt: 67.3% and cash: 2% of total assets), and 67.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
4.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
2 d early
2023
29 d early
2022
24 d late
2021
54 d early
2020
7 d late
2019
46 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22,014▲ 165%
2024 · €8,297
Working capital
€86,613▲ 63.5%
2024 · €52,963
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,100▼ 3.1%€21,117▲ 74.5%€54,690▲ 159%€32,037▼ 41.4%€33,584▲ 4.8%
Net result€8,797within the sector's middle half▼ 6.2%€16,817within the sector's middle half▲ 91.2%€48,926above the sector's middle half▲ 191%€8,297within the sector's middle half▼ 83.0%€22,014within the sector's middle half▲ 165%
Equity€58,502within the sector's middle half▲ 17.7%€75,319within the sector's middle half▲ 28.7%€124,245above the sector's middle half▲ 65.0%€132,542above the sector's middle half▲ 6.7%€154,556above the sector's middle half▲ 16.6%
Total assets€252,704below the sector's middle half▲ 15.9%€320,652within the sector's middle half▲ 26.9%€400,685above the sector's middle half▲ 25.0%€383,290above the sector's middle half▼ 4.3%€473,109above the sector's middle half▲ 23.4%
Debt€194,203▲ 15.4%€245,333▲ 26.3%€276,440▲ 12.7%€250,748▼ 9.3%€318,553▲ 27.0%
Working capital€57,956within the sector's middle half▲ 19.3%€75,069within the sector's middle half▲ 29.5%€89,809above the sector's middle half▲ 19.6%€52,963within the sector's middle half▼ 41.0%€86,613within the sector's middle half▲ 63.5%
Solvency23.2%within the sector's middle half▲ 0.4pp23.5%within the sector's middle half▲ 0.3pp31.0%within the sector's middle half▲ 7.5pp34.6%within the sector's middle half▲ 3.6pp32.7%within the sector's middle half▼ 1.9pp
Current ratio1.30within the sector's middle half▲ 0.011.31within the sector's middle half▲ 0.011.32within the sector's middle half▲ 0.021.21within the sector's middle half▼ 0.111.27within the sector's middle half▲ 0.06
Return on assets (ROA)3.5%within the sector's middle half▼ 0.8pp5.2%within the sector's middle half▲ 1.8pp12.2%above the sector's middle half▲ 7.0pp2.2%within the sector's middle half▼ 10.0pp4.7%within the sector's middle half▲ 2.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €473,109
Fixed assets
€67,943 ▼ 14.6%
Current assets
€405,166 ▲ 33.4%
Equity and liabilities €473,109
Equity
€154,556 ▲ 16.6%
Debt
€318,553 ▲ 27.0%
Debt's share of the balance-sheet total rises from 65.4% to 67.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45,220▲
2024 · €43,673
Cash flow
€33,650▲
2024 · €19,934
Quick ratio
0.81▼
2024 · 0.92
Debt to equity
2.06▲
2024 · 1.89
ROE
14.2%▲
2024 · 6.3%
Interest coverage
44.06▲
2024 · 26.86
Debt ≤ 1 year
€318,553▲
2024 · €250,748
Income taxes
€10,743▼
2024 · €22,126
Staff costs
€186,666▲
2024 · €164,420
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €60,977 | €78,537 | €92,596 | €164,420 | €186,666 | ▲ 13.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,171 | €296 | €3,896 | €11,636 | €11,636 | = |
| Other operating charges640/8 | €1,662 | €1,498 | €1,640 | €1,478 | €1,646 | ▲ 11.4% |
| Gross operating margin9900 | €75,910 | €101,448 | €152,823 | €209,571 | €233,533 | ▲ 11.4% |
| Operating profit (loss)9901 | €12,100 | €21,117 | €54,690 | €32,037 | €33,584 | ▲ 4.8% |
| Financial income75/76B | - | €94 | €55 | €12 | €199 | ▲ 1,495% |
| Recurring financial income75 | - | €94 | €55 | €12 | €199 | ▲ 1,495% |
| Financial charges65/66B | €1,191 | €1,885 | €1,478 | €1,626 | €1,026 | ▼ 36.9% |
| Recurring financial charges65 | €1,191 | €1,885 | €1,478 | €1,626 | €1,026 | ▼ 36.9% |
| Profit (loss) for the period before taxes9903 | €10,909 | €19,327 | €53,268 | €30,423 | €32,756 | ▲ 7.7% |
| Income taxes67/77 | €2,112 | €2,509 | €4,342 | €22,126 | €10,743 | ▼ 51.4% |
| Profit (loss) for the period9904 | €8,797 | €16,817 | €48,926 | €8,297 | €22,014 | ▲ 165% |
| Profit (loss) for the period to be appropriated9905 | €8,797 | €16,817 | €48,926 | €8,297 | €22,014 | ▲ 165% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €252,704 | €320,652 | €400,685 | €383,290 | €473,109 | ▲ 23.4% |
| Fixed assets21/28 | €546 | €250 | €34,436 | €79,579 | €67,943 | ▼ 14.6% |
| Tangible fixed assets22/27 | €296 | - | €26,086 | €71,229 | €59,593 | ▼ 16.3% |
| Plant, machinery and equipment23 | €296 | - | €7,186 | €5,389 | €3,593 | ▼ 33.3% |
| Furniture and vehicles24 | - | - | - | €15,740 | €11,700 | ▼ 25.7% |
| Other tangible fixed assets26 | - | - | €18,900 | €50,100 | €44,300 | ▼ 11.6% |
| Financial fixed assets28 | €250 | €250 | €8,350 | €8,350 | €8,350 | = |
| Current assets29/58 | €252,158 | €320,402 | €366,249 | €303,711 | €405,166 | ▲ 33.4% |
| Stocks and contracts in progress3 | €96,014 | €107,853 | €97,343 | €73,426 | €148,356 | ▲ 102% |
| Stocks30/36 | €96,014 | €107,853 | €97,343 | €73,426 | €148,356 | ▲ 102% |
| Amounts receivable within one year40/41 | €117,482 | €169,126 | €246,528 | €226,165 | €247,300 | ▲ 9.3% |
| Trade receivables40 | €117,482 | €169,126 | €246,528 | €225,548 | €247,300 | ▲ 9.6% |
| Other amounts receivable41 | - | - | - | €617 | - | - |
| Cash at bank and in hand54/58 | €38,662 | €41,920 | €19,901 | €4,120 | €9,510 | ▲ 131% |
| Deferred charges and accrued income490/1 | - | €1,503 | €2,478 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €252,704 | €320,652 | €400,685 | €383,290 | €473,109 | ▲ 23.4% |
| Equity10/15 | €58,502 | €75,319 | €124,245 | €132,542 | €154,556 | ▲ 16.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €38,042 | €54,859 | €103,785 | €112,082 | €134,096 | ▲ 19.6% |
| Amounts payable17/49 | €194,203 | €245,333 | €276,440 | €250,748 | €318,553 | ▲ 27.0% |
| Amounts payable within one year42/48 | €194,203 | €245,333 | €276,440 | €250,748 | €318,553 | ▲ 27.0% |
| Trade debts44 | €154,231 | €220,459 | €241,675 | €199,966 | €278,062 | ▲ 39.1% |
| Suppliers440/4 | €154,231 | €220,459 | €241,675 | €199,966 | €278,062 | ▲ 39.1% |
| Advances received on contracts in progress46 | €11,712 | - | - | - | €1,519 | - |
| Taxes, remuneration and social security45 | €28,260 | €24,476 | €34,765 | €50,781 | €38,973 | ▼ 23.3% |
| Taxes450/3 | €7,657 | €8,697 | €14,451 | €20,357 | €12,914 | ▼ 36.6% |
| Remuneration and social security454/9 | €20,603 | €15,779 | €20,314 | €30,424 | €26,059 | ▼ 14.3% |
| Other amounts payable47/48 | - | €398 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,797 | €16,817 | €48,926 | €8,297 | €22,014 | ▲ 165% |
| + Depreciation and write-downs630 | €1,171 | €296 | €3,896 | €11,636 | €11,636 | = |
| Operating cash flow (approximation) | €9,967 | €17,113 | €52,822 | €19,934 | €33,650 | ▲ 68.8% |
| Investment in fixed assets (approximation) | - | €0 | -€38,082 | -€56,780 | €0 | ▲ 100% |
| Change in cash | - | €3,259 | -€22,020 | -€15,781 | €5,390 | ▲ 134% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150,000Eq €154,556 ▲16.6%
8 profitable years in a row build equity to €154,556.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €48,926 ▲191%
Operating result €54,690, net result €48,926, both a record.
31-12
Financial
Equity above €100,000Eq €124,245 ▲65%
6 profitable years in a row build equity to €124,245.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
07-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 7 days late
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 11 days late
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2012
Ground area
898 m²
Building footprint
823 m²
Volume, LiDAR
10,258 m³
2 parcels, Brussels · tallest building 20.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
ABM DISTRIBUTION
since 20122.208.899.638
ABM DISTRIBUTION
since 20242.357.425.048
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0089/00B002 | Brussels | 750 m² | 1 · 680 m² | 20.2 m · 6 fl. |
| 21302A0521/00L002 | Brussels | 148 m² | 1 · 143 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAnderlecht2.357.425.048
Anderlecht2.208.899.638
Similar companies · same sector, comparable size
Lotana
BE 0631.710.124
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TREEVIEW
BE 0860.553.217
Brugge · Eq €155,033
ECCO (Belgium)
BE 0640.951.650
Grimbergen · Eq €155,304
Marko - Sandrine
BE 0740.834.629
Ferrières · Eq €155,328
Ernesto
BE 0447.168.119
Puurs-Sint-Amands · Eq €155,809
Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 1,452 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-04-2012
Fiscal year end31-12
Activities, NACEBEL 2025
46392Non-specialised wholesale
47120Other non-specialised retail sale
46493Wholesale trade
46900Non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0845230185
Also
9925:BE0845230185
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.