EVERTRADE
ActiveSummary
EVERTRADE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-13k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability65▼-4
Solvency39▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.01 in 2024; short-term debt: 59.4% and cash: 0% of total assets), and 85.7% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.3%
Return on assets
-2.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
20 d late
2022
31 d early
2021
30 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 16.8%
2024 · €80k
Total assets
€469k▼ 9.6%
2024 · €519k
Net result
€-13k
2024 · €368
Working capital
€-278k▼ 2.1%
2024 · €-272k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€32k▼ 25.5%€17k▼ 48.0%€7k▼ 60.0%€5k▼ 27.2%€-10k
Net result€21k▼ 39.4%€6k▼ 70.3%€757▼ 87.7%€368▼ 51.4%€-13k
Equity€73k▲ 39.5%€79k▲ 8.4%€80k▲ 1.0%€80k▲ 0.5%€67k▼ 16.8%
Total assets€677k▼ 7.8%€619k▼ 8.5%€575k▼ 7.2%€519k▼ 9.7%€469k▼ 9.6%
Debt€604k▼ 11.5%€540k▼ 10.5%€495k▼ 8.4%€439k▼ 11.3%€402k▼ 8.3%
Working capital€-222k▼ 9.3%€-255k▼ 15.2%€-267k▼ 4.8%€-272k▼ 1.8%€-278k▼ 2.1%
Staff (FTE)1.8▲ 200%2.7▲ 50.0%3▲ 11.1%2.7▼ 10.0%2.9▲ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €469k
Fixed assets
€469k ▼ 9.4%
Current assets
€427 ▼ 71.8%
Equity and liabilities €469k
Equity
€67k ▼ 16.8%
Debt
€402k ▼ 8.3%
Debt's share of the balance-sheet total rises from 84.5% to 85.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €54k
Cash flow
€35k▼
2024 · €49k
Current ratio
0.00▼
2024 · 0.01
Debt to equity
6.01▲
2024 · 5.45
ROE
-20.2%▼
2024 · 0.5%
ROA
-2.9%▼
2024 · 0.1%
Interest coverage
10.42▼
2024 · 12.31
Debt ≤ 1 year
€278k▲
2024 · €274k
Debt > 1 year
€124k▼
2024 · €165k
Income taxes
€0▼
2024 · €138
Staff costs
€149k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €88k | €131k | €162k | €144k | €149k | ▲ 3.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49k | €49k | €49k | €49k | €49k | = |
| Other operating charges640/8 | €11k | €11k | €12k | €12k | €13k | ▲ 2.9% |
| Gross operating margin9900 | €180k | €208k | €230k | €210k | €200k | ▼ 4.6% |
| Operating profit (loss)9901 | €32k | €17k | €7k | €5k | €-10k | ▼ 300% |
| Financial charges65/66B | €9k | €8k | €6k | €4k | €4k | ▼ 14.0% |
| Recurring financial charges65 | €9k | €8k | €6k | €4k | €4k | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | €24k | €8k | €1k | €505 | €-13k | ▼ 2,770% |
| Income taxes67/77 | €3k | €2k | €276 | €138 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €21k | €6k | €757 | €368 | €-13k | ▼ 3,771% |
| Profit (loss) for the period to be appropriated9905 | €21k | €6k | €757 | €368 | €-13k | ▼ 3,771% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €677k | €619k | €575k | €519k | €469k | ▼ 9.6% |
| Fixed assets21/28 | €664k | €615k | €566k | €518k | €469k | ▼ 9.4% |
| Tangible fixed assets22/27 | €664k | €615k | €566k | €518k | €469k | ▼ 9.4% |
| Land and buildings22 | €664k | €615k | €566k | €518k | €469k | ▼ 9.4% |
| Current assets29/58 | €13k | €4k | €8k | €2k | €427 | ▼ 71.8% |
| Amounts receivable within one year40/41 | €0 | €664 | €0 | - | €276 | - |
| Trade receivables40 | €0 | €664 | €0 | - | - | - |
| Other amounts receivable41 | €0 | - | - | - | €276 | - |
| Cash at bank and in hand54/58 | €10k | €2k | €4k | €2k | €151 | ▼ 90.0% |
| Deferred charges and accrued income490/1 | €3k | €2k | €4k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €677k | €619k | €575k | €519k | €469k | ▼ 9.6% |
| Equity10/15 | €73k | €79k | €80k | €80k | €67k | ▼ 16.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €27k | €27k | €27k | €27k | €27k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €26k | €26k | €27k | €27k | €27k | = |
| Profit (loss) carried forward14 | €27k | €33k | €34k | €34k | €21k | ▼ 39.2% |
| Amounts payable17/49 | €604k | €540k | €495k | €439k | €402k | ▼ 8.3% |
| Amounts payable after more than one year17 | €369k | €281k | €219k | €165k | €124k | ▼ 25.0% |
| Financial debts170/4 | €369k | €281k | €219k | €165k | €124k | ▼ 25.0% |
| Amounts payable within one year42/48 | €234k | €259k | €276k | €274k | €278k | ▲ 1.7% |
| Current portion of amounts payable after more than one year42 | €88k | €91k | €62k | €54k | €41k | ▼ 23.6% |
| Trade debts44 | €13k | €9k | €5k | €8k | €12k | ▲ 59.8% |
| Suppliers440/4 | €8k | €9k | €5k | €8k | €12k | ▲ 59.8% |
| Bills of exchange payable441 | €5k | €0 | - | - | - | - |
| Advances received on contracts in progress46 | - | - | €48k | €75k | €75k | ▲ 0.5% |
| Taxes, remuneration and social security45 | €14k | €40k | €42k | €18k | €31k | ▲ 67.4% |
| Taxes450/3 | €8k | €26k | €34k | €7k | €17k | ▲ 157% |
| Remuneration and social security454/9 | €7k | €14k | €8k | €12k | €14k | ▲ 18.4% |
| Other amounts payable47/48 | €119k | €119k | €119k | €119k | €119k | = |
| Accrued charges and deferred income492/3 | - | - | - | - | €83 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €6k | €757 | €368 | €-13k | ▼ 3,771% |
| + Depreciation and write-downs630 | €49k | €49k | €49k | €49k | €49k | = |
| Operating cash flow (approximation) | €70k | €55k | €50k | €49k | €35k | ▼ 28.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-9k | €3k | €-3k | €-1k | ▲ 47.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2011
Ground area
713 m²
Parcel 63049A0389/00P002, Wallonia. Linked by address, not a title deed.
22
companies at this address
See who is registered here
1 establishment unit
EVERTRADE
since 20112.196.215.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63049A0389/00P002 | Wallonia | 713 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BAELEN PNEUS & BELGIUM PNEUS
BE 0664.632.617
Baelen · Eq €67,000
CORBAIS PNEUS NOUVELLE SPRL
BE 0847.159.891
Mont-Saint-Guibert · Eq €67,283
Mr. Pare-Brise
BE 1017.281.560
Grâce-Hollogne · Eq €67,379
MaeWheels
BE 0740.942.022
Dessel · Eq €67,388
JLR 4X4 PARTS
BE 0876.958.588
Koksijde · Eq €66,131
Of 2,445 companies in sector 47820 we hold annual accounts for 779. 576 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
47820Retail sale of motor vehicle parts and accessories
47120Other non-specialised retail sale
46500Wholesale of information and communication equipment
46720Wholesale of motor vehicle parts and accessories
46831Wholesale of construction materials, general range
62900Other information technology and computer services
Contact
Scores and ratios are computed by Checked and are not a credit decision.