ABM-Building
ActiveThe computed 12-month bankruptcy probability of ABM-Building is 2.5% (moderate). The 2024 annual accounts show equity of €21k and a net result of €1k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 9980 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
74
/ 100
Healthy▼ -4 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability32▼-65
Solvency91▲+42
Growth52=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.28 in 2023), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.8%
Return on assets
3.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
36 d early
2022
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k▲ 6.8%
2023 · €20k
2022: €16k
2023: €20k
2022 → 2024
Total assets
€43k▼ 39.0%
2023 · €71k
2022: €24k
2023: €71k
2022 → 2024
Net result
€1k▼ 64.9%
2023 · €4k
2022: €13k
2023: €4k
2022 → 2024
Working capital
€19k▲ 29.7%
2023 · €14k
2022: €10k
2023: €14k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€16k-€20k▲ 24.1%€21k▲ 6.8%
Operating result€19k-€8k▼ 55.9%€6k▼ 22.1%
Net result€13k-€4k▼ 70.3%€1k▼ 64.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 22% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €43k
Fixed assets
€3k▼ 50.6%
Current assets
€41k▼ 38.1%
Equity and liabilities €43k
Equity
€21k▲ 6.8%
Debt
€22k▼ 56.7%
The debt ratio falls from 72.1% to 51.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€9k▼
2023 · €11k
Cash flow
€4k▼
2023 · €6k
Solvency
48.8%▲
2023 · 27.9%
Current ratio
1.87▲
2023 · 1.28
Quick ratio
1.73▲
2023 · 1.28
Debt / equity
1.05▼
2023 · 2.59
ROE
6.4%▼
2023 · 19.4%
ROA
3.1%▼
2023 · 5.4%
Interest coverage
2.64▼
2023 · 6.94
Debt
€22k▼
2023 · €51k
Debt ≤ 1 year
€22k▼
2023 · €51k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€71k€43k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€65k€41k▼
Stocks and contracts in progress3-€3k
Contracts in progress37-€3k
Amounts receivable within one year40/41€5k€20k▲
Trade receivables40-€13k
Other amounts receivable41€5k€7k▲
Cash at bank and in hand54/58€36k€15k▼
Deferred charges and accrued income490/1€25k€2k▼
Equity and liabilities
Total equity and liabilities10/49€71k€43k▼
Equity10/15€20k€21k▲
Contributions10/11€3k€3k=
Reserves13€17k€18k▲
Distributable reserves133€17k€18k▲
Amounts payable17/49€51k€22k▼
Amounts payable within one year42/48€51k€22k▼
Trade debts44€297€5k▲
Suppliers440/4€297€5k▲
Advances received on contracts in progress46€21k-
Taxes, remuneration and social security45€15k€15k=
Taxes450/3€15k€15k=
Other amounts payable47/48€15k€1k▼
Accrued charges and deferred income492/3€24€343▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€12k€11k▼
Operating profit (loss)9901€8k€6k▼
Financial income75/76B€5€19▲
Recurring financial income75€5€19▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€7k€3k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€4k€1k▼
Profit (loss) for the period to be appropriated9905€4k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€1k▼
Transfer to equity691/2€4k€1k▼
To other reserves6921€4k€1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼64.9%
Net result drops to €1k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteletsingel 223580 BeringenGround area
433 m²
Building footprint
150 m²
Volume, LiDAR
1,030 m³
Parcel 71004A0521/00S002, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABM-Building
since 20222.326.458.292
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0521/00S002 | Flanders | 433 m² | 1 · 150 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 11,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.