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ABLE

Active Private limited companyfounded 1996active for 30 yearsDellingstraat 28 B, 2800 MechelenKBO/BCE: BE 0457.938.087 subsidiary of APPROACH BELGIUM
ABLE
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Overview

Lifetime

20 annual accounts with figures on one time axis, 29 filings since 1997
peak €4.5m (2008)
-not published
lowest -€126,283 (2025)
-€126,283▼ €169,560
peak €1.4m (2025)
€1.4m▲ 45.4%
€1.8m▲ 29.4%
peak 26.8 FTE (2012)
19.2 FTE▲ 3.8%
Board6 names since 2020
3 directorsOCS and 2 others
Owners5 names in the annual accounts
100%APPROACH BELGIUM
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Loss of €126,2833 directors appointed, 3 resignations 10-11Amendment of the articles 28-10Equity from €934,206 to €1.4mDebts from €1.4m to €1.8mInvestments €2.0m

Key points

from the 2025 annual accounts

Result

-€126,283 -€126,283
€43,3002024-€126,0002025

From profit to loss in 2025, after a profit of €43,277 in 2024.

Investments

€444,581 3.9 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 60.4% higher than in 2024.

Staff

19.2 FTE from 26.8 in 2012

Between 2012 and 2025, 28% of the full-time equivalents disappeared.

Filings

29 annual accounts since 1997
AprilJune31 JulyOctober200020102020

Two of the last ten came late. The 2017 accounts came latest: 31 days after the end of the period.

Board

2 left

Directors left. Latest change 10-11-2025 · 3 in office.

Position in the sector

-€126,283

Lower net result than 95% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.

Checked score

88
Excellent
Financially stronger than 52% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value

Financial strength
Weak

68+3equity 42.8% of total assets
57-9short-term debt 19.7% · cash 10.1%
14-57return on assets -4.0%

Score breakdown

raises risk
Loss of €126,283 (financial year 2025)
Size: 19.2 FTE, total assets €3.2m
lowers risk
Figures for financial year 2025 (filed on 31-07-2026)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 41% of them on solvency, 75% on liquidity, 5% on profitability and 87% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €110,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.44 (3.91 in 2024), below the usual 1.5. Short-term debt is 19.7% and cash 10.1% of total assets. 57.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €126,283 (financial year 2025)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 31-07-2026)
NBB · annual accounts
raises risk · Size: 19.2 FTE, total assets €3.2m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
25 days early
2023
23 days late
2022
7 days early
2021
25 days early
2020
15 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

C
Cocoo'n
Director, Jean-Christophe Wilski, since 23-09-2025
DL
DEHEYER Laurent Consulting
Director, since 23-09-2025
O
OCS
Director, Alex Ongena, since 23-09-2025
Board & ownership

Recent changes

3 directors appointed, 3 resignations Resignations: InvestLink NV, Hilde De Hertogh and Alex Ongena · Permanent representatives: Frank Staut, Alex Ongena, Laurent Deheyer and Jean-Christophe Wilski · Appointments: OCS BV, Deheyer Laurent Consulting SRL and Cocoo'n SRL · Board meeting of 15-10-2025 · Gazette deed
Amendment of the articles 1,562 shares · General meeting of 15-10-2025 · Gazette deed
Capital increase of €1,200,000 312 new shares · Changes of role: ONGENA Alex Paula Albert (class A director) and DE HERTOGH Hilde Jeanne (class A director) · Appointment: InvestLink (class B director) · General meeting of 16-09-2020 · Gazette deed
Resignation: KPMG Bedrijfsrevisoren Burg.cvba (statutory auditor) General meeting of 18-12-2017 · Gazette deed
All 42 events

Comparable companies

same main activity, similar in size and age
Company
ABLE Mechelen €3.2m €1.7m 42.8% 19.2
Community of European Railway and Infrastructure Companies Brussels €2.8m €2.0m 63.5% 16.1
ionProjects Mechelen €3.4m €1.8m 37.6% 14.1
VENTIGRATE Kontich €4.1m €1.7m 88.8% 19.1
XTRACT Antwerp €3.0m €1.7m 30.0% 17.3
AL-WEGEN Puurs-Sint-Amands €2.6m €1.6m 53.5% 15.8
UwPayroll Sint-Katelijne-Waver €3.3m €1.7m 59.0% 11.2

These companies have the same main activity as ABLE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €2.6m and €4.1m, founded between 1993 and 2004.

Official details

Source: KBO
Status
Active since 02-05-1996Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Joint committee
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.113.536.9582800 Mechelen, since 08-11-2002
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€1.7m▲ 6.3%
≈ €3.3mestimated
€126,283
€1.4m▲ 45.4%
€3.2m▲ 35.8%
Employeeson 31-12-2025
20▲ 5.3%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Companies linked to ABLE

Insights on ABLE

ABLE has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of -€126,283.

Equity has been growing by about 36% per year since 2018. Its solvency ranks better than 42% of 10,858 sector peers (NACE 70, financial year 2025).

The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-07-2026, on the day of the deadline
€1.7m
▲ 6.3%
-€122,373
▼ €149,222
-€8,156
▼ €122,166
-€12,066
▼ €142,504
42.8%
▲ 2.8 percentage points
1.44
▼ 2.48

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €3.3m. Estimated: probably between €2.3m and €4.2m.

Money flows

no detail for 2025

Balance sheet

balance sheet total €3.2m on 31-12-2025
What the company ownsHow it is paid for

in €m

in €m

Position in the sector

Compare with sector

42.8%

Higher than 42% of 10,858 companies in 2025.

1.44

Higher than 49% of 10,480 companies in 2025.

-4.0%

Higher than 12% of 10,727 companies in 2025.

ABLE Middle half of the sector 80% of the sector Abbreviated accounts in head offices and management consultancy (NACE 70)

Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: middle half · Staff: top quarter

Staff

Men and women

Not in that year's accounts.

€89,605

Staff costs divided by the average number of full-time equivalents.

+1 person

people who joined people who left

In 2025, 4 people joined and 3 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 3.2m2.3m2.1m2.0m1.8m1.8m1.3m1.3m1.1m928,273767,008748,405965,6221.9m1.6m1.6m1.1m2.8m3.0m1.3m
21/28 2.3m345,622162,658158,99296,403292,134658,393539,94950,12755,56631,00227,63228,19936,31229,54924,58521,25836,27852,74451,988
21 1092,0986,24510,39348,255272,885621,267486,334------------
22/27 674,880342,528155,417147,60447,01918,12035,99753,28049,79355,36530,80227,43127,99836,11129,34824,38521,05736,07752,54451,787
23 181,317113,04956,63258,5449,6516,25614,06713,1696,3198,9498511,8361,2292501,4373,6244,25810,89218,17816,530
24 17,75312,02823,33840,95537,3687,90614,01428,56827,72226,43723,82316,23318,68823,75016,35211,62212,80725,18531,66429,853
26 475,811217,45175,44748,105-3,9587,91511,54315,75219,9796,1279,3628,08112,11111,5609,1383,991-2,7025,404
28 1.6m9969969961,1301,1301,130335335201201201201201201201201201201201
284/8 ---------201201201201201201201201201201-
285/8 ---------201201201201201201201201201201-
29/58 897,7112.0m2.0m1.8m1.7m1.5m689,020794,1531.1m872,707736,005720,774937,4231.9m1.6m1.5m1.1m2.8m2.9m1.2m
3 193,221213,411216,530212,487214,100210,736155,128------------75,744
30/36 193,221213,411216,530212,487214,100210,736155,128------------75,744
40/41 337,872293,794413,217336,262201,057121,430452,138293,415639,347516,045340,876457,386330,965934,032155,779485,227328,5871.4m1.9m536,045
40 310,098274,102360,385318,067162,928101,127398,946242,367562,165473,905287,525328,746220,632837,37447,943426,440328,3941.3m1.7m502,880
41 27,77419,69252,83218,19538,12820,30353,19251,04877,18142,14053,351128,640110,33396,657107,83658,787192155,305175,39733,165
50/53 -1.0m---------------1.0m850,000500,000
51/53 -----------------1.0m850,000-
54/58 320,700437,3611.3m1.2m1.2m1.2m53,766470,053437,104343,263318,136188,220530,176831,2421.4m954,654747,012362,570104,55351,914
490/1 45,91847,10524,75758,34435,20123,07527,98830,68517,95713,39976,99375,16776,28199,66514,464105,5125,8715,87171,88360,850
Balance sheet: equity and liabilities
10/49 3.2m2.3m2.1m2.0m1.8m1.8m1.3m1.3m1.1m928,273767,008748,405965,6221.9m1.6m1.6m1.1m2.8m3.0m1.3m
10/15 1.4m934,2061.1m816,359847,317964,499300,572154,620103,048456,895320,877194,647486,6971.3m1.2m1.0m771,899439,533980,703481,851
10/11 1.3m668,202668,202668,202668,202668,20262,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,000
100 ------62,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,000
13 89,720216,004172,727148,157118,040105,479101,23892,62041,048394,895258,877132,647424,6971.3m1.1m944,790709,899377,533918,703419,851
130 ------6,2026,2026,2026,2026,2026,2026,2026,2026,2026,2026,2026,2026,2026,202
133 89,720216,004172,727148,157118,040105,47995,03686,41834,846388,693252,675126,445418,4951.3m1.1m938,588703,697371,331912,501413,649
15 -50,000250,000-61,075190,817137,333-------------
16 ---90,00090,000-------------21,45942,388
160/5 ---90,00090,000-------------21,45942,388
164/5 ---90,00090,000-------------21,459-
17/49 1.8m1.4m1.0m1.1m824,084837,3561.0m1.2m1.0m471,378446,131553,758478,925553,183437,690563,188330,8292.4m2.0m752,302
17 320,857168,75834,95245,384----------------
170/4 320,857168,75834,95245,384----------------
42/48 624,113508,874408,133415,634321,663246,244350,948313,443435,726471,378446,131553,758478,925553,183437,690563,188330,8292.4m1.3m268,602
42 84,90820,69714,15511,967----------------
44 288,718246,400155,663219,511204,947134,845192,654113,339271,714164,440212,797244,970315,399249,266115,640212,77378,5051.3m1.3m213,819
440/4 288,718246,400155,663219,511204,947134,845192,654113,339271,714164,440212,797244,970315,399249,266115,640212,77378,5051.3m1.3m213,819
45 249,647233,936236,895184,156116,716111,399158,294200,104164,012306,937233,334308,788163,526303,917322,050350,415252,324188,73966,33054,783
450/3 19,05430,3753,6762,6005,6993,4295,20949,37019,05351,50737,69347,808-24,000168,477188,141134,352102,102-3,994
454/9 230,594203,561233,220181,556111,017107,970153,085150,734144,959255,431195,641260,980163,526279,917153,574162,274117,97386,63766,33050,789
47/48 8407,8411,419--------------900,000--
492/3 870,803725,455605,610610,165502,421591,113695,893866,039605,761---------652,758483,699
Income statement
70/76A ---------3.7m3.3m3.4m3.5m3.6m3.1m2.9m2.6m4.6m3.5m-
70 ---------3.6m3.2m3.3m3.4m3.5m3.0m2.8m2.4m4.5m3.4m-
76A ------------413-------
9900 1.7m1.6m1.7m1.4m1.6m1.7m2.0m1.9m1.6m----------814,301
60/66A ---------3.4m3.0m3.1m3.2m3.3m2.8m2.5m2.1m4.0m2.7m-
60 ---------283,667240,072331,344362,772483,664386,671355,007337,1922.5m1.5m-
600/8 ---------283,667240,072331,344362,772483,664386,671355,007337,1922.5m1.4m-
609 ------------------78,812-
61 ---------1.2m1.2m1.2m1.2m1.2m1.2m1.1m764,335698,526608,263-
62 1.7m1.5m1.6m1.3m1.3m1.2m1.5m1.5m1.5m2.0m1.6m1.6m1.6m1.5m1.2m993,095951,166871,370601,828464,545
630 114,21887,16172,77184,390243,173487,288461,839270,41719,94416,07812,56912,19612,66311,65211,75611,38519,92228,28124,02920,164
631/4 ------2,7812,781----------5,120-3,06812,309
635/8 ---5,683-90,000-------------21,459-20,9298,334
640/8 17,67814,69913,5023,3003,85918,30610,7083,4848389311,4481,4922,8619,8526,4376526812,8711,9121,991
9901 -122,37326,84978,70741,41825,41628,45025,474107,64439,894269,652239,816248,478245,790289,628286,714389,351484,759537,581772,050306,958
75/76B 32,55836,152--003634,3892,0149111104,5273,4925,6674,6033,33158,947481,65095,3249,824
75 32,55836,152--003634,3892,0149111104,5273,4925,6674,6033,33158,947481,65095,3249,824
750 -------------4,962------
751 ---------2592275786-1,6111,12455,52237,36329,000-
752/9 ---------886184,2522,7057052,9922,2073,425444,28766,324-
65/66B 34,21217,47151,4739,1599,6579,26711,37214,38618,18023,27324,10833,89726,69221,35521,12716,48320,964469,125112,2858,867
65 34,21217,47114,7939,1599,6579,26711,37214,38618,18023,27324,10833,89726,69221,35521,12716,48320,964469,125112,2858,867
650 ---------21,93123,35127,17423,26217,96615,61014,92114,3506,7406,769-
652/9 ---------1,3427576,7243,4303,3905,5161,5626,614462,385105,516-
66B --36,680-----------------
9903 -124,02745,53027,23332,25915,76019,18314,46697,64723,729247,290215,817219,107223,003273,940270,190376,199522,742550,106755,089307,916
67/77 2,2562,2532,6632,1423,2008,7405,84851,97133,246111,27289,58893,15784,373103,67699,176141,307190,377191,275256,255105,097
670/3 ---------111,33193,92093,15784,373103,676100,463141,307190,377191,281256,255-
77 ---------594,333---1,286--6--
9904 -126,28343,27724,57030,11712,56010,4438,61845,676-9,517136,018126,230125,950138,630170,264171,013234,892332,365358,831498,834202,818
9905 -126,28343,27724,57030,11712,56010,4438,61845,676-9,517136,018126,230125,950138,630170,264171,013234,892332,365358,831498,834202,818
Appropriation of the result
9906 -126,28343,27724,57030,11712,56010,4438,61845,676-9,517136,018126,230125,950138,630170,264171,013234,892332,365358,831498,834275,570
791/2 126,283-------353,847--418,000861,370----541,169--
792 -----------418,000861,370----541,169--
691/2 -43,27724,57030,11712,56010,4438,61845,676-136,018126,230125,950-170,264171,013234,892332,365-498,834275,570
6921 -43,27724,57030,11712,56010,4438,61845,676-136,018126,230125,950-170,264171,013234,892332,365-498,834275,570
694/7 --------344,330--418,0001.0m----900,000--
694 --------344,330--418,0001.0m----900,000--
Social balance sheet
9087 19.218.518.316.216.316.520.319.814.62623.625.526.826.822.318.81716.812.49.8
Men (FTE)1003 ---------2523.125.526.325.8------
Women (FTE)1003 ---------10.5-0.51------
Agency workers1501 ---------------0.40.1---
Hours worked1013 32,86830,53431,01427,23927,53323,37231,78131,80823,33444,08837,68940,78245,12645,18736,96230,89729,14528,47821,33316,667
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 9 older financial years (1997-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 18 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-07-2026 2026-00363657 PDF
31-12-2024 abbreviated format 06-07-2025 2025-00236595 PDF
31-12-2023 abbreviated format 23-08-2024 2024-00367497 PDF
31-12-2022 abbreviated format 24-07-2023 2023-00264829 PDF
31-12-2021 abbreviated format 06-07-2022 2022-20155721 PDF
31-12-2020 abbreviated format 16-07-2021 2021-38100073 PDF
31-12-2019 abbreviated format 02-07-2020 2020-27700142 PDF
31-12-2018 abbreviated format 08-05-2019 2019-12800355 PDF
31-12-2017 abbreviated format 31-08-2018 2018-55000368 PDF
31-12-2016 full format 20-04-2017 2017-09800371 PDF
31-12-2015 full format 07-04-2016 2016-09800125 PDF
31-12-2014 full format 23-03-2015 2015-07600239 PDF
31-12-2013 full format 07-04-2014 2014-08600056 PDF
31-12-2012 full format 05-04-2013 2013-08200200 PDF
31-12-2011 full format 11-06-2012 2012-15700107 PDF
31-12-2010 full format 29-07-2011 2011-34600186 PDF
31-12-2009 full format 26-07-2010 2010-33400071 PDF
31-12-2008 full format 23-07-2009 2009-44800338 PDF
31-12-2007 full format 10-09-2008 2008-72700230 PDF
31-12-2006 abbreviated format 26-10-2007 2007-78200013 PDF
31-12-2005 abbreviated format 30-08-2006 2006-70100382 PDF
31-12-2004 abbreviated format 30-09-2005 2005-80302864 PDF
31-12-2003 abbreviated format 15-04-2004 2004-11202844 PDF
31-12-2002 full format 23-04-2003 2003-11400038 PDF
31-12-2001 full format 09-09-2002 2002-53900167 PDF
31-12-2000 full format 03-04-2001 2001-08702785 PDF
31-12-1999 abbreviated format 14-06-2000 2000-21704191 PDF
31-12-1998 abbreviated format 07-06-1999 1999-14800225 PDF
31-12-1997 abbreviated format 29-06-1998 1998-24300752 PDF

Subsidies and aid

Flemish government 2022 to 2025, 8 entries, €866,814 awarded, €30,479 paid

Onderzoeksproject
€823,834
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (discontinued)
€25,000
Subsidies voor internationaal ondernemen
€9,000
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
€8,980
Year Entries AwardedPaid
2025 4 €824,559€725
2024 2 €34,000€21,500
2023 1 €4,629€5,941
2022 1 €3,626€2,313

European Union 2023, 1 entry, €409,678 in total

Digital Europe Programme
€409,678

Projects

  • CYSSME - CYBERSECURITY AND DATA PROTECTION FOR SMALL, MEDIUM AND MICRO ENTERPRISESDigital Europe Programme, 01-12-2023 to 30-11-2026, €409,678

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
-8,156114,010151,478125,808268,590515,737487,313378,06159,838285,731252,385260,674258,453301,280298,470400,736504,681565,863796,079327,122
-12,066130,43897,342114,507255,733497,731470,457316,09310,426152,097138,799138,146151,293181,916182,769246,277352,287387,112522,863222,982
2.0m270,12576,437147,11347,442121,028580,283760,23814,50540,64215,94011,6294,55018,41616,71914,7134,90111,81524,7869,628
-116,661-885,102111,007-3,18460,1601.1m-416,28732,95093,84025,128129,916-341,956-301,065-584,460461,048207,642384,442258,01852,639-
273,5971.5m1.6m1.4m1.3m1.3m338,072480,711658,681401,329289,874167,015458,4981.3m1.1m982,205750,641403,2561.6m955,951
---------7.5%7.6%7.5%7.3%8.3%9.5%13.8%19.9%11.8%22.4%-
42.8%40.0%51.0%41.3%48.1%53.5%22.3%11.6%9.0%49.2%41.8%26.0%50.4%70.9%72.9%64.1%70.0%15.6%32.8%37.7%
1.443.914.844.385.186.131.962.532.511.851.651.301.963.373.622.743.271.172.204.56
1.133.494.313.864.515.281.522.532.511.851.651.301.963.373.622.743.271.172.204.28
1.341.500.961.310.970.873.487.6310.111.031.392.840.980.410.370.560.435.412.031.56
-9.3%4.6%2.3%3.7%1.5%1.1%2.9%29.5%-9.2%29.8%39.3%64.7%28.5%12.6%14.5%23.3%43.1%81.6%50.9%42.1%
-4.0%1.9%1.1%1.5%0.7%0.6%0.6%3.4%-0.8%14.7%16.5%16.8%14.4%9.0%10.6%15.0%30.1%12.7%16.7%15.9%
-0.246.5310.2413.7427.81----13.0310.819.5911.1116.7719.1226.8635.1783.95over 100-
---------48 days33 days36 days24 days88 days6 days55 days49 days101 days184 days-
---------41 days54 days60 days74 days54 days27 days52 days26 days149 days223 days-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date2019181716
full-time2019181515
part-time---21
in full-time equivalents20191816.515.8
19.218.518.316.216.3
On a permanent contract2019181716
Joined43346
Left32237

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€444,581€270,125€76,437€147,113€45,269
Intangible fixed assets----€2,174
Financial fixed assets€1.6m----
€114,218€87,161€72,771€84,390€243,173

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ABLE

The operating result for 2025 is a loss of €122,373, after a profit of €26,849 in 2024. It is the lowest result since 2006.

Debt's share of the balance-sheet total falls from 60.0% to 57.2%. Equity and debt are higher.

Board & ownership

Board

3 directors, last change in 2025
Cocoo'n BV
Director, permanent representative Jean-Christophe Wilski
since 23-09-2025 term without a fixed end
listed in the 2025 annual accounts, filed on 31-07-2026
DEHEYER Laurent Consulting BV
Director, permanent representative Laurent Deheyer
since 23-09-2025 term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 31-07-2026
OCS BV
Director, permanent representative Alex Ongena
since 23-09-2025 term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 31-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Two directors jointly
deed of 28-10-2025
Permanent representatives 3
Alex Ongena
Permanent representative, for OCS
appointed by deed of 10-11-2025
Jean-Christophe Wilski
Permanent representative, for Cocoo'n
appointed by deed of 10-11-2025
Laurent Deheyer
Permanent representative, for DEHEYER Laurent Consulting BV
appointed by deed of 10-11-2025

Office holders in the KBO →

Mandates through the years

6 names, the dashed line is today
OCS
Director
Cocoo'n
Director
DEHEYER Laurent Consulting BV
Director
DE HERTOGH Hilde Jeanne
Class A director
InvestLink
Class B director
ONGENA Alex Paula Albert
Class A director
BoardEarliermandate already running before its first mention
Mandates as a list
  • OCS
    • Director, since before 31-12-2021
  • Cocoo'n
    • Director, from 23-09-2025 to date
  • DEHEYER Laurent Consulting BV
    • Director, from 23-09-2025 to date
  • DE HERTOGH Hilde Jeanne
    • Class A director, appointed by deed of 01-10-2020, until 10-11-2025
    • Director, until 01-10-2020
  • InvestLink
    • Class B director, appointed by deed of 01-10-2020, until 10-11-2025
    • Class B director, appointed by deed of 01-10-2020, until 23-09-2025
  • ONGENA Alex Paula Albert
    • Class A director, appointed by deed of 01-10-2020, until 10-11-2025
    • Director, until 01-10-2020

See the board, name and registered office on a given date →

Control

Parent
APPROACH BELGIUM
Equity €9.1m
Loss €1.4m in 2025 (loss €383,222 in 2024)
Checked score 56
Source: own accounts 2025
100%
This company
ABLE
Equity €1.4m
Loss €126,283 in 2025

Further up the chainPAMICA consolidated

Capital

Contribution
€1,268,202
Shares
1,562
Contribution per share
€812
Equity per share
€869 in 2025
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
APPROACH BELGIUM
100%
InvestLink
16.65%
16.65% until 2024
ONESPAN EUROPE
0.4%99%
99% until 2016
ONESPAN
1%
1% until 2016
ABLE HOLDING
99%
99% until 2011
Owners as a list

Source: shareholder structure in its own accounts, lists of holdings in the owners' accounts

Articles of association

DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-10-2025 (in Dutch)
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
deed of 28-10-2025 (in Dutch)
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of May at 12:00
deed of 28-10-2025 (in Dutch)
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Algemene vergadering bepaalt overeenkomstig wettelijke bepalingen, aanzuivering schulden lasten kosten of consignatie”
deed of 01-10-2020 (in Dutch)

Capital transactions

Shareholders according to the deeds
Stated in the deed deed of 01-10-2020 ↗
Capital over time
  1. 28-10-2025 Capital stated in the deed · 1,562 shares
  2. 01-10-2020 Capital increase of €1,200,000 · 312 new shares · in cash

Network & group

Group

APPROACH BELGIUM has 2 direct subsidiaries in 2 countries (2025 accounts), the bar shows equity in euros
ParentAPPROACH BELGIUM2 holdings, 2 countries 2025 accounts

Belgium 1 Year Equity Result

  • BE ABLE BV 2025€1.4m result -€126,283 (2025)

Europe 1 Year Equity Result

  • CH Approach Switzerland 2024-CHF 353,579 result -CHF 453,579 (2024)

Source: list of holdings in the 2025 accounts of APPROACH BELGIUM. Holdings that file themselves stand with their latest accounts, the others with the amounts of that list, in their own currency.

Part of the group PAMICA Group, risk and exposure

Earlier ties

First-IT
via InvestLink, at ABLE until 2025 · Director · deed of 07-07-2023
founded in 2003 · negative equity (2025)
 18 FTE (2025)
Best Next Contact
via InvestLink, at ABLE until 2025 · Class B director · deed of 23-01-2023
founded in 2018 · negative equity (2025)
 35 FTE (2025)
Jarviss Holding
via InvestLink, at ABLE until 2025 · Director · deed of 27-06-2024
founded in 2024
 turnover €1.7m (2025)
Syntory
via InvestLink, at ABLE until 2025 · Director · deed of 13-04-2022
founded in 2019 · group Axi Belgium
 total assets €11.7m (2025)
StackGuardian
via InvestLink, at ABLE until 2025 · Director · deed of 04-01-2023
founded in 2022
 total assets €3.8m (2025)
EPIC Blue
via InvestLink, at ABLE until 2025 · Director (not named in the articles) · deed of 27-05-2022
founded in 2016
 total assets €729,674 (2025)
Show 2 more earlier ties
Kappa Data Group
via InvestLink, at ABLE until 2025 · Director · deed of 22-04-2025
 founded in 2025
TRENDSKOUT
via InvestLink, at ABLE until 2025 · Director (not named in the articles) · deed of 18-03-2021
No longer active · founded in 2019
 5.8 FTE (2025)

Connections & network

1 connected company
Depth
FONDATION APPROACH BELGIUM, Shared corporate director FAFONDATIONAPPROACH BELGIUMBest Next Contact, Shared corporate director BNBest NextContactEPIC Blue, Shared corporate director EBEPIC BlueFirst-IT, Shared corporate director FFirst-ITJarviss Holding, Shared corporate director JHJarvissHoldingKappa Data Group, Shared corporate director KDKappa DataGroupStackGuardian, Shared corporate director SStackGuardianSyntory, Shared corporate director SSyntoryTRENDSKOUT, Shared corporate director TTRENDSKOUTABLE ABLE0457.938.087
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
FONDATION APPROACH BELGIUM
via DEHEYER Laurent Consulting · Director · deed of 08-07-2022
Founded in 2015
→

Timeline

Timeline

42 events since 1996

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · on the deadline day
2025
Weakest financial year net -€126,283 The net result drops to -€126,283, the lowest from 2006 to 2025.
3 directors appointed, 3 resignationsResignations: InvestLink NV, Hilde De Hertogh and Alex Ongena · Permanent representatives: Frank Staut, Alex Ongena, Laurent Deheyer and Jean-Christophe Wilski · Appointments: OCS BV, Deheyer Laurent Consulting SRL and Cocoo'n SRL · Board meeting of 15-10-202517 points ▸
  • General meeting, 23-09-2025
  • Director resignation, InvestLink NV
  • Permanent representative, Frank Staut
  • Director resignation, Hilde De Hertogh
  • Director resignation, Alex Ongena
  • Director appointment, OCS BV
  • Permanent representative, Alex Ongena
  • Director appointment, Deheyer Laurent Consulting SRL
  • Permanent representative, Laurent Deheyer
  • Director appointment, Cocoo'n SRL
  • Permanent representative, Jean-Christophe Wilski
  • General meeting, 30-09-2025
  • A shareholder holds 1,562 shares
  • Board meeting, 15-10-2025
  • Power of attorney, OCS BV
  • Power of attorney, Cocoo'n SRL
  • A shareholder holds all the shares

Open the deed in the Belgian Official Gazette

Amendment of the articles1,562 shares · General meeting of 15-10-20252 points ▸
  • General meeting, 15-10-2025
  • 1,562 shares
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2024 filed PDFabbreviated format · 25 days before the deadline
2024
Annual accounts 2023 filed PDFabbreviated format · 23 days late
2023
Annual accounts 2022 filed PDFabbreviated format · 7 days before the deadline
2022
Annual accounts 2021 filed PDFabbreviated format · 25 days before the deadline
2021
Annual accounts 2020 filed PDFabbreviated format · 15 days before the deadline
2020
Liquidity more than triples current ratio 6.13 The current ratio rises from 1.96 to 6.13. Short-term debt falls from €350,948 to €246,244.
Capital increase of €1,200,000312 new shares · Changes of role: ONGENA Alex Paula Albert (class A director) and DE HERTOGH Hilde Jeanne (class A director) · Appointment: InvestLink (class B director) · General meeting of 16-09-202016 points ▸
  • Net-asset statement, €341,522.76
  • Legal-form conversion, from public limited company to private limited company, mentioned twice in the deed
  • Registered office clause, Dellingstraat 28B, 2800 Mechelen
  • 1,562 shares
  • Power of attorney, Veronique HULPIAU
  • Director resignation, ONGENA Alex Paula Albert
  • Director resignation, DE HERTOGH Hilde Jeanne
  • Director appointment, ONGENA Alex Paula Albert (class A director)
  • Director appointment, DE HERTOGH Hilde Jeanne (class A director)
  • Director appointment, InvestLink (class B director)
  • Permanent representative, Frank Staut
  • General meeting, 16-09-2020
  • ONGENA Alex Paula Albert holds 1,240 shares
  • DE HERTOGH Hilde Jeanne holds 10 shares
  • Capital, €62,000, 1,250 shares
  • Capital increase, €1,200,000, mentioned twice in the deed
  • The deed holds 29 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2019 filed PDFabbreviated format · 29 days before the deadline
2019
Annual accounts 2018 filed PDFabbreviated format · 84 days before the deadline
2018
Back to profit net €45,676 The net result is €45,676, after one loss-making year.
Annual accounts 2017 filed PDFabbreviated format · 31 days late
Resignation: KPMG Bedrijfsrevisoren Burg.cvba (statutory auditor)General meeting of 18-12-20173 points ▸
  • General meeting, 18-12-2017
  • Auditor resignation, KPMG Bedrijfsrevisoren Burg.cvba (statutory auditor), mentioned twice in the deed
  • Board meeting, 18-12-2017
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

2017
Annual accounts 2016 filed PDFfull format · 102 days before the deadline
2016
Annual accounts 2015 filed PDFfull format · 115 days before the deadline
2015
Annual accounts 2014 filed PDFfull format · 130 days before the deadline
2014
Annual accounts 2013 filed PDFfull format · 115 days before the deadline
2013
Annual accounts 2012 filed PDFfull format · 117 days before the deadline
2012
Annual accounts 2011 filed PDFfull format · 50 days before the deadline
2011
Annual accounts 2010 filed PDFfull format · 2 days before the deadline
2010
Equity above €1m equity €1.0m ▲30.4% Equity rises from €771,899 to €1.0m.
Annual accounts 2009 filed PDFfull format · 5 days before the deadline
2009
Liquidity more than doubled current ratio 3.27 The current ratio rises from 1.17 to 3.27. Short-term debt falls from €2.4m to €330,829.
Annual accounts 2008 filed PDFfull format · 8 days before the deadline
2008
Annual accounts 2007 filed PDFfull format · 41 days late
2007
Highest result from 2006 to 2025 net €498,834 ▲146% The operating result of €772,050 and the net result of €498,834 are both a record.
Equity above €500,000 equity €980,703 ▲104% With a profit in every financial year since 2006, equity grows to €980,703.
Annual accounts 2006 filed PDFabbreviated format · 87 days late
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFfull format
2002
First establishment Dellingstraat 28 B, Mechelen
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed PDFabbreviated format
1996
Incorporation published on 04-06-1996

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

ABLE was incorporated on 2 May 1996.1 In 2020 the capital was increased by €1.2m.2 Total assets rose from €1.3m in 2018 to €3.2m in 2025 and headcount from 19.8 to 19.2 full-time equivalents.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-10-2020
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0457.938.087
VAT number
BE 0457.938.087
Peppol ID
0208:0457938087
LEI code
9845007BDC960D1F6662 live in the LEI register
Legal form
Private limited company
Status
Active, normal situation
Founded
02-05-1996
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of May at 12:00
deed of 28-10-2025 (in Dutch)
Peppol
Reachable via PeppolFollow this company and you will hear the next morning if it leaves the Peppol register.
Name
ABLE in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-10-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 28-10-2025 (in Dutch)

Activities

NACEBEL 2025
VAT activities
70200 Business and other management consultancy main activity
Social security (RSZ) activities
62100 Computer programming main activity
Joint committees annual accounts 2025
JC 200 Auxiliary committee for white-collar workers
Codes under NACEBEL 2008
VAT activities
70220 Business consulting main activity
Social security (RSZ) activities
62010 Computer programming, consultancy and related activities main activity
Codes under NACEBEL 2003
VAT activities
74142 main activity
Social security (RSZ) activities
72220 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Consultancy in de breedste zin van het woord.Zoals consultancy voor:het opzetten van netwerken;het aankopen van materiaal;het aankopen van…”
10 activities
  1. Consultancy in de breedste zin van het woord.Zoals consultancy voor:het opzetten van netwerken;het aankopen van materiaal;het aankopen van diensten;het onderhoud van materiaal;het ontwikkelen van hard-en software;management;projectleiding en dergelijke.
  2. Het verkopen,ontwikkelen,installeren en onderhouden van soft-en hardware,in computer-en netwerktoepassingen.
  3. Het geven van allerhande opleidingen,voornamelijk,maar niet uitsluitend,in de informaticasector.
  4. De aan-en verkoop,installatie,onderhoud,herstelling,verhuur van alle mogelijke producten in de omloop in de informaticasector,alsmede in de video-en audio sector,zowel in hard als in software;
  5. Hierinbegrepen alle mogelijke communicatieproducten en toepassingen.
  6. De aankoop en verkoop van know-how;
  7. Het oprichten en/of participeren in andere vennootschappen;
  8. Allerhande onderhoudscontracten en projecten;
  9. Alle activiteiten kunnen zowel in binnen-als in buitenland worden uitgeoefend.
  10. De vennootschap is eveneens gerechtigd alle commerciële,financiële,roerende en onroerende verrichtingen te doen,die rechtstreeks of onrechtstreeks bij haar voorwerp aansluiten of die de verwezenlijking ervan kunnen bevorderen of vergemakkelijken,dit alles zowel in het binnen-als in het buitenland,voor eigen rekening als voor die van derden,als tussenpersoon of bij deelneming in andere vennootschappen.
deed of 28-10-2025 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Dellingstraat 28 B registered office 2800 Mechelen 62100 Computer programming 08-11-2002 2.113.536.958

Buildings and parcels at the address

Ground area
265 m²
Buildings
93 m²
Volume, LiDAR
494 m³
Tallest building
10.2 m
Buildings to scale, each on its own parcel
93 m², 10.2 m 93 m², 10.2 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
12403D0217/02E002265 m² 1 · 93 m² 10.2 m · 1

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