Equity
ABL has made a profit without a break since 2018.
ABL has made a profit without a break since 2018.
Customers pay 15 days earlier.
The last five annual accounts were filed 48 to 51 days before the end of the period.
In July 2024, 31,386 companies had the same profile as ABL has now. Each dot stands for 79 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,386 companies, not a prediction for ABL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| ABL Schaerbeek | €68,066 | 59.8% | 77.7% | - |
| VAN ROKEGHEM Brussels | - | - | -5.3% | - |
| IMMO-ASSISTANCE Mons | €79,851 | 47.4% | 30.4% | - |
| EBERHARD VASTGOED Stekene | - | - | 62.4% | - |
| Verzekeringen en Vastgoed Vranckx Maaseik | - | - | 26.2% | - |
| ROVADU Beveren-Kruibeke-Zwijndrecht | - | - | 65.8% | 0 |
| Schmit-de Suray Gedinne | - | - | 76.5% | - |
Grey: the largest companies of the sector (real estate (NACE 68)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ABL: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €192,000 and €262,000, founded between 1981 and 1988.
ABL has existed since 1983. Turnover fell from €90,425 in 2007 to €68,066 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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