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Schmit-de Suray

Active
Public limited companyfounded 1981active for 45 yearsRue de la Ramée, Venc. 18, 5575 Gedinne, BelgiumKBO/BCE: BE 0422.033.736
Summary

Schmit-de Suray has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €146,839 and a net result of €248, of which €26,606 non-recurring income. Equity remains stable across the filed financial years (±0.1% per year). Its solvency ranks better than 79% of 293 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
Schmit-de SurayActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Real estate agency activities
NACE 68310
6th oldest company in Gedinne1 site
Size
≈ €88,000turnover 2026, estimated
Equity
€146,839
Profit
€248
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
4 members
2026 accounts 9 days early1 of 5 deeds summarised
Why 96lowers riskLiquidity: current ratio 1.88, cash €62,363Founded in 1981Equity €146,839 (76.5% of total assets)Size: total assets €192,058Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 100+23
equity 76.5% of total assets
Liquidity 83-11
short-term debt 22.4% · cash 32.5%
Profitability 69-30
return on assets 0.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,627 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025highest value 11-2025: < 0.1%▼ -0.2 percentage points vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.88, compared with 2.45 in 2025, above the usual 1.5; short-term debt: 22.4% and cash: 32.5% of total assets), and 23.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 87% on liquidity, 56% on profitability and 46% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.88, cash €62,363
NBB · annual accounts
lowers risk · Founded in 1981
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €146,839 (76.5% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €192,058
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2024 and did not fall compared with 2025. These amounts do not establish the cause of the change.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year €146,839
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-10-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
9 days early
2025
13 days early
2024
19 days early
2023
7 days early
2022
29 days late
2021
6 days early
2020
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 22 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Back to profitnet €69,234

Key points

  • Result fell in 20262025 carried a one-off income of €137,500 ▼ 99.6% View
  • Positive: 6th oldest company in Gedinnein the Checked rankings No. 6 View
  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View
  • Active since 1981founded 21-10-1981 45 years View

By topic

Financials

Financial year
2026
Total assets
€192,058
Profit
€248
Solvency
76.5%
Total assets▼ 32.3%
Net result
20192026
Go to Financials

Board & ownership

Board
4 members
  • Nicolas SCHMITChair
  • Bernard SCHMITManaging director
  • Christine DE SURAYManaging director
  • Kateline SCHMITManaging director
Go to Board & ownership

Timeline

Events
44
Since
1984
Next accounts
by 31-10-2027
  1. 31-03-2025Equity above €100,000
  2. 12-10-2024Annual accounts filed
  3. 08-12-2023Appointments: Christine DE SURAY, Bernard SCHMIT and…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Real estate agency activitiesNACE 68310
Founded
21-10-1981
Year ends
31-03
Peppol
Not found in the Peppol directory
Go to Company details

Key facts about Schmit-de Suray

What is the company number of Schmit-de Suray?
0422.033.736. In Belgium the VAT number is the company number with BE in front: BE 0422.033.736.
Where is Schmit-de Suray based?
The registered office is at Rue de la Ramée, Venc. 18, 5575 Gedinne.Company details
What does Schmit-de Suray do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of Schmit-de Suray?
Public limited company (NV).
When was Schmit-de Suray founded?
On 21-10-1981.
Is Schmit-de Suray still active?
Yes, Schmit-de Suray is an active enterprise in the KBO register.
What is the turnover of Schmit-de Suray?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Schmit-de Suray profitable?
In financial year 2026, Schmit-de Suray made a profit of €248.
Where can I find the annual accounts of Schmit-de Suray?
Schmit-de Suray filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Schmit-de Suray due?
By 31-10-2027, for financial year 2027.Timeline

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