ABIP immo
ActiveSummary
ABIP immo has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €22k. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-17
Solvency73▼-12
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 2.61 in 2024; short-term debt: 50.1% and cash: 7.5% of total assets), but 52.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.6%
Return on assets
11%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €94k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
5 d late
2023
12 d late
2022
70 d late
2021
26 d late
2020
18 d early
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 30.1%
2024 · €72k
2018: €112khighest in 8 years
2019: €103k▼ -7.8% vs 2018
2020: €94k▼ -9.5% vs 2019
2021: €68k▼ -27.0% vs 2020
2022: €40k▼ -40.8% vs 2021
2023: €39k▼ -2.3% vs 2022lowest in 8 years
2024: €72k▲ +82.4% vs 2023
2025: €94k▲ +30.1% vs 2024
2018 → 2025
Total assets
€197k▲ 64.5%
2024 · €119k
2018: €157k
2019: €155k▼ -1.1% vs 2018
2020: €140k▼ -10.0% vs 2019
2021: €113k▼ -19.1% vs 2020
2022: €92k▼ -18.5% vs 2021
2023: €81k▼ -12.6% vs 2022lowest in 8 years
2024: €119k▲ +48.4% vs 2023
2025: €197k▲ +64.5% vs 2024highest in 8 years
2018 → 2025
Net result
€22k▼ 33.4%
2024 · €32k
2018: €24k
2019: €-9k▼ -137% vs 2018
2020: €-10k▼ -11.6% vs 2019
2021: €-25k▼ -158% vs 2020
2022: €-28k▼ -10.2% vs 2021lowest in 8 years
2023: €-913▲ +96.7% vs 2022
2024: €32k▲ +3659% vs 2023highest in 8 years
2025: €22k▼ -33.4% vs 2024
2018 → 2025
Working capital
€95k▲ 32.8%
2024 · €72k
2018: €114khighest in 8 years
2019: €76k▼ -32.9% vs 2018
2020: €69k▼ -9.9% vs 2019
2021: €49k▼ -29.4% vs 2020
2022: €29k▼ -39.7% vs 2021lowest in 8 years
2023: €37k▲ +27.3% vs 2022
2024: €72k▲ +91.8% vs 2023
2025: €95k▲ +32.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€40k▼ 40.8%€39k▼ 2.3%€72k▲ 82.4%€94k▲ 30.1%
2021: €68k
2022: €40k▼ -40.8% vs 2021
2023: €39k▼ -2.3% vs 2022lowest in 5 years
2024: €72k▲ +82.4% vs 2023
2025: €94k▲ +30.1% vs 2024highest in 5 years
Operating result€-24k-€-26k▼ 9.8%€1k€36k▲ 3,116%€34k▼ 5.3%
2021: €-24k
2022: €-26k▼ -9.8% vs 2021lowest in 5 years
2023: €1k▲ +104% vs 2022
2024: €36k▲ +3116% vs 2023highest in 5 years
2025: €34k▼ -5.3% vs 2024
Net result€-25k-€-28k▼ 10.2%€-913▲ 96.7%€32k€22k▼ 33.4%
2021: €-25k
2022: €-28k▼ -10.2% vs 2021lowest in 5 years
2023: €-913▲ +96.7% vs 2022
2024: €32k▲ +3659% vs 2023highest in 5 years
2025: €22k▼ -33.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€3k ▼ 13.1%
Current assets
€194k ▲ 66.8%
Equity and liabilities €197k
Equity
€94k ▲ 30.1%
Debt
€103k ▲ 117%
Debt's share of the balance-sheet total rises from 39.8% to 52.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €37k
Cash flow
€23k▼
2024 · €34k
Current ratio
1.97▼
2024 · 2.61
Debt to equity
1.10▲
2024 · 0.66
ROE
23.1%▼
2024 · 45.2%
ROA
11.0%▼
2024 · 27.2%
Interest coverage
7.69▼
2024 · 10.29
Debt ≤ 1 year
€98k▲
2024 · €44k
Income taxes
€8k▲
2024 · €931
Staff costs
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€119k€197k▲
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€950€915▼
Current assets29/58€116k€194k▲
Amounts receivable within one year40/41€52k€179k▲
Trade receivables40€45k€67k▲
Other amounts receivable41€7k€112k▲
Cash at bank and in hand54/58€64k€15k▼
Deferred charges and accrued income490/1-€119
Equity and liabilities
Total equity and liabilities10/49€119k€197k▲
Equity10/15€72k€94k▲
Contributions10/11€20k€20k=
Reserves13€51k€73k▲
Distributable reserves133€51k€73k▲
Profit (loss) carried forward14€742€392▼
Amounts payable17/49€48k€103k▲
Amounts payable within one year42/48€44k€98k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€2k€10k▲
Remuneration and social security454/9-€652
Other amounts payable47/48€41k€87k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€8k€15▼
Remuneration, social security and pensions62-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€2k€887▼
Gross operating margin9900€39k€39k▼
Operating profit (loss)9901€36k€34k▼
Financial income75/76B€1k€690▼
Recurring financial income75€1k€690▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€33k€30k▼
Income taxes67/77€931€8k▲
Profit (loss) for the period9904€32k€22k▼
Profit (loss) for the period to be appropriated9905€32k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€22k▼
Profit (loss) brought forward from the previous period14P€250€742▲
Transfer to equity691/2€32k€22k▼
To other reserves6921€32k€22k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €38 | - | - | €8k | €15 | ▼ 99.8% |
| Remuneration, social security and pensions62 | €9k | €9k | €9k | - | €3k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €1k | €1k | ▲ 19.3% |
| Other operating charges640/8 | €2k | €2k | €2k | €2k | €887 | ▼ 55.6% |
| Gross operating margin9900 | €-5k | €-7k | €20k | €39k | €39k | ▼ 0.1% |
| Operating profit (loss)9901 | €-24k | €-26k | €1k | €36k | €34k | ▼ 5.3% |
| Financial income75/76B | €0 | - | €381 | €1k | €690 | ▼ 38.5% |
| Recurring financial income75 | €0 | - | €381 | €1k | €690 | ▼ 38.5% |
| Financial charges65/66B | €2k | €2k | €2k | €4k | €5k | ▲ 27.6% |
| Recurring financial charges65 | €2k | €2k | €2k | €4k | €5k | ▲ 27.6% |
| Profit (loss) for the period before taxes9903 | €-25k | €-28k | €-913 | €33k | €30k | ▼ 9.9% |
| Income taxes67/77 | - | - | - | €931 | €8k | ▲ 809% |
| Profit (loss) for the period9904 | €-25k | €-28k | €-913 | €32k | €22k | ▼ 33.4% |
| Profit (loss) for the period to be appropriated9905 | €-25k | €-28k | €-913 | €32k | €22k | ▼ 33.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113k | €92k | €81k | €119k | €197k | ▲ 64.5% |
| Fixed assets21/28 | €21k | €13k | €4k | €3k | €3k | ▼ 13.1% |
| Tangible fixed assets22/27 | €21k | €13k | €4k | €3k | €3k | ▼ 13.1% |
| Plant, machinery and equipment23 | €4k | €3k | €3k | €2k | €2k | ▼ 16.7% |
| Furniture and vehicles24 | €17k | €9k | €2k | €950 | €915 | ▼ 3.7% |
| Current assets29/58 | €92k | €79k | €76k | €116k | €194k | ▲ 66.8% |
| Amounts receivable within one year40/41 | €13k | €7k | €40k | €52k | €179k | ▲ 247% |
| Trade receivables40 | €4k | €2k | €38k | €45k | €67k | ▲ 50.1% |
| Other amounts receivable41 | €9k | €5k | €2k | €7k | €112k | ▲ 1,502% |
| Cash at bank and in hand54/58 | €79k | €72k | €36k | €64k | €15k | ▼ 77.2% |
| Deferred charges and accrued income490/1 | €143 | €158 | - | - | €119 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113k | €92k | €81k | €119k | €197k | ▲ 64.5% |
| Equity10/15 | €68k | €40k | €39k | €72k | €94k | ▲ 30.1% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €48k | €20k | €19k | €51k | €73k | ▲ 43.0% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €46k | €18k | €19k | €51k | €73k | ▲ 43.0% |
| Profit (loss) carried forward14 | €26 | €163 | €250 | €742 | €392 | ▼ 47.2% |
| Amounts payable17/49 | €45k | €52k | €41k | €48k | €103k | ▲ 117% |
| Amounts payable within one year42/48 | €43k | €50k | €39k | €44k | €98k | ▲ 122% |
| Trade debts44 | €277 | €1k | €1k | €1k | €1k | ▼ 5.8% |
| Suppliers440/4 | €277 | €1k | €1k | €1k | €1k | ▼ 5.8% |
| Taxes, remuneration and social security45 | €2k | €2k | €919 | €2k | €10k | ▲ 464% |
| Taxes450/3 | €36 | €38 | €919 | €2k | €10k | ▲ 428% |
| Remuneration and social security454/9 | €2k | €2k | - | - | €652 | - |
| Other amounts payable47/48 | €41k | €46k | €37k | €41k | €87k | ▲ 110% |
| Accrued charges and deferred income492/3 | €2k | €2k | €2k | €3k | €5k | ▲ 45.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-25k | €-28k | €-913 | €32k | €22k | ▼ 33.4% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €1k | €1k | ▲ 19.3% |
| Operating cash flow (approximation) | €-17k | €-20k | €7k | €34k | €23k | ▼ 31.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-784 | - |
| Change in cash | - | €-7k | €-36k | €28k | €-50k | ▼ 277% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Back to profitnet €32k
Net result €32k after 5 loss-making years.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2005
Ground area
1,920 m²
Building footprint
200 m²
Volume, LiDAR
1,075 m³
Parcel 45009B0441/00G000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ABIP immo
since 20052.145.528.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45009B0441/00G000 | Flanders | 1,919 m² | 1 · 200 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 5,172 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.