ABIP
ActiveSummary
ABIP has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.92M and a net result of €1k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 94% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-39
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 21.05 against 31.94 in 2024; short-term debt: 4.5% and cash: 77.9% of total assets), and 4.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
0%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
24 d early
2023
9 d late
2022
16 d early
2021
17 d early
2020
36 d early
2019
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€2.92M=
2024 · €2.92M
Total assets
€3.06M▲ 1.7%
2024 · €3.01M
Net result
€1k▼ 99.0%
2024 · €131k
Working capital
€2.76M▲ 1.5%
2024 · €2.72M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€170k▲ 1,058%€11k▼ 93.4%€5k▼ 53.8%€38k▲ 645%€-14k
Net result€120k▲ 1,121%€1k▼ 98.9%€295▼ 77.4%€131k▲ 44,391%€1k▼ 99.0%
Equity€2.78M▲ 4.5%€2.78M=€2.78M=€2.92M▲ 4.7%€2.92M=
Total assets€2.88M▲ 4.4%€2.88M▲ 0.1%€2.85M▼ 1.3%€3.01M▲ 5.6%€3.06M▲ 1.7%
Debt€100k▲ 2.0%€101k▲ 1.4%€63k▼ 37.4%€92k▲ 45.8%€142k▲ 53.9%
Working capital€2.40M▲ 3.0%€2.45M▲ 2.0%€2.53M▲ 3.3%€2.72M▲ 7.5%€2.76M▲ 1.5%
Staff (FTE)1.4▼ 53.3%1▼ 28.6%0.2▼ 80.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €38k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.06M
Fixed assets
€160k ▼ 20.2%
Current assets
€2.90M ▲ 3.3%
Equity and liabilities €3.06M
Equity
€2.92M =
Debt
€142k ▲ 53.9%
Debt's share of the balance-sheet total rises from 3.1% to 4.7%. Debt is higher.
Key figures and ratios
EBITDA
€26k▼
2024 · €82k
Cash flow
€42k▼
2024 · €174k
Current ratio
21.05▼
2024 · 31.94
Quick ratio
19.63▼
2024 · 29.41
Debt to equity
0.05▲
2024 · 0.03
ROE
0.0%▼
2024 · 4.5%
ROA
0.0%▼
2024 · 4.4%
Interest coverage
1.93▼
2024 · 12.91
Debt ≤ 1 year
€138k▲
2024 · €88k
Income taxes
€2k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €15k | - | - | - | - | - |
| Remuneration, social security and pensions62 | €45k | €36k | €588 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €35k | €46k | €44k | €43k | €41k | ▼ 6.0% |
| Other operating charges640/8 | €6k | €5k | €10k | €6k | €6k | ▼ 1.7% |
| Non-recurring operating charges66A | - | €105k | €0 | - | - | - |
| Gross operating margin9900 | €256k | €202k | €59k | €88k | €32k | ▼ 63.2% |
| Operating profit (loss)9901 | €170k | €11k | €5k | €38k | €-14k | ▼ 137% |
| Financial income75/76B | €833 | €2k | €2k | €146k | €31k | ▼ 78.7% |
| Recurring financial income75 | €833 | €2k | €2k | €146k | €31k | ▼ 78.7% |
| Financial charges65/66B | €5k | €11k | €5k | €6k | €14k | ▲ 116% |
| Recurring financial charges65 | €5k | €11k | €5k | €6k | €14k | ▲ 116% |
| Profit (loss) for the period before taxes9903 | €166k | €3k | €2k | €178k | €3k | ▼ 98.2% |
| Income taxes67/77 | €46k | €2k | €2k | €47k | €2k | ▼ 95.9% |
| Profit (loss) for the period9904 | €120k | €1k | €295 | €131k | €1k | ▼ 99.0% |
| Profit (loss) for the period to be appropriated9905 | €120k | €1k | €295 | €131k | €1k | ▼ 99.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.88M | €2.88M | €2.85M | €3.01M | €3.06M | ▲ 1.7% |
| Fixed assets21/28 | €383k | €337k | €258k | €201k | €160k | ▼ 20.2% |
| Tangible fixed assets22/27 | €334k | €288k | €244k | €201k | €160k | ▼ 20.2% |
| Land and buildings22 | €255k | €226k | €200k | €174k | €149k | ▼ 14.0% |
| Plant, machinery and equipment23 | €3k | €2k | €552 | €0 | - | - |
| Furniture and vehicles24 | €76k | €60k | €44k | €27k | €11k | ▼ 60.0% |
| Financial fixed assets28 | €49k | €49k | €14k | €25 | €25 | = |
| Current assets29/58 | €2.50M | €2.55M | €2.59M | €2.81M | €2.90M | ▲ 3.3% |
| Stocks and contracts in progress3 | €115k | €195k | €270k | €223k | €195k | ▼ 12.4% |
| Stocks30/36 | €115k | €195k | €223k | €223k | €195k | ▼ 12.4% |
| Contracts in progress37 | - | - | €47k | €0 | - | - |
| Amounts receivable within one year40/41 | €183k | €180k | €354k | €623k | €322k | ▼ 48.4% |
| Trade receivables40 | €174k | €176k | €200k | €173k | €30k | ▼ 82.7% |
| Other amounts receivable41 | €9k | €5k | €155k | €450k | €292k | ▼ 35.2% |
| Current investments50/53 | - | - | €1.39M | €0 | - | - |
| Cash at bank and in hand54/58 | €2.20M | €2.17M | €570k | €1.96M | €2.38M | ▲ 21.5% |
| Deferred charges and accrued income490/1 | €5k | €934 | €1k | €1k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.88M | €2.88M | €2.85M | €3.01M | €3.06M | ▲ 1.7% |
| Equity10/15 | €2.78M | €2.78M | €2.78M | €2.92M | €2.92M | = |
| Contributions10/11 | €125k | €125k | €125k | €125k | €125k | = |
| Capital10 | €125k | €125k | €125k | €125k | €125k | = |
| Issued capital100 | €125k | €125k | €125k | €125k | €125k | = |
| Reserves13 | €2.66M | €2.66M | €2.66M | €2.79M | €2.79M | = |
| Non-distributable reserves130/1 | €13k | €13k | €13k | €13k | €13k | = |
| Legal reserve130 | €13k | €13k | €13k | €13k | €13k | = |
| Tax-exempt reserves132 | €38k | €38k | €38k | €38k | €38k | = |
| Distributable reserves133 | €2.61M | €2.61M | €2.61M | €2.74M | €2.74M | = |
| Profit (loss) carried forward14 | €477 | €2k | €2k | €217 | €1k | ▲ 581% |
| Amounts payable17/49 | €100k | €101k | €63k | €92k | €142k | ▲ 53.9% |
| Amounts payable within one year42/48 | €98k | €99k | €61k | €88k | €138k | ▲ 56.7% |
| Trade debts44 | €4k | €2k | €1k | €9k | €9k | ▼ 0.4% |
| Suppliers440/4 | €4k | €2k | €1k | €9k | €9k | ▼ 0.4% |
| Taxes, remuneration and social security45 | €52k | €50k | €5k | €18k | €57k | ▲ 218% |
| Taxes450/3 | €51k | €50k | €5k | €18k | €57k | ▲ 218% |
| Remuneration and social security454/9 | €818 | - | - | - | - | - |
| Other amounts payable47/48 | €42k | €48k | €54k | €61k | €72k | ▲ 17.5% |
| Accrued charges and deferred income492/3 | €2k | €2k | €3k | €5k | €5k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €120k | €1k | €295 | €131k | €1k | ▼ 99.0% |
| + Depreciation and write-downs630 | €35k | €46k | €44k | €43k | €41k | ▼ 6.0% |
| Operating cash flow (approximation) | €155k | €47k | €44k | €174k | €42k | ▼ 76.0% |
| Investment in fixed assets (approximation) | - | €0 | €35k | €14k | €0 | ▼ 100% |
| Change in cash | - | €-25k | €-1.60M | €1.39M | €422k | ▼ 69.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet €295 ▼77.4%
Net result drops to €295, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Horebeke · 1 establishment unit since 1995
Ground area
3,552 m²
Building footprint
166 m²
Volume, LiDAR
1,117 m³
Parcel 45048A0246/00A000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kromstraat 1A, 9667 Horebeke
since 19952.071.746.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45048A0246/00A000 | Flanders | 3,552 m² | 1 · 166 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Style Invest
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JOYE CONSTRUCT
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HOF van LORREINEN
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 2,475 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded19-04-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
62900Other information technology and computer services
Contact
E-mail
info@abip.be
Scores and ratios are computed by Checked and are not a credit decision.