ABICI
ActiveABICI has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €23k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency86▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 2.98 in 2024; short-term debt: 15.2% and cash: 48.4% of total assets), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
31 d early
2024
21 d early
2023
36 d early
2022
39 d early
2021
25 d early
2020
30 d early
2019
115 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k▲ 17.1%
2024 · €134k
2018: €50k
2019: €56k
2020: €73k
2021: €91k
2022: €107k
2023: €124k
2024: €134k
2018 → 2025
Total assets
€256k▲ 24.0%
2024 · €206k
2018: €196k
2019: €158k
2020: €110k
2021: €158k
2022: €162k
2023: €199k
2024: €206k
2018 → 2025
Net result
€23k▲ 148%
2024 · €9k
2018: €-4k
2019: €6k
2020: €18k
2021: €12k
2022: €16k
2023: €17k
2024: €9k
2018 → 2025
Working capital
€110k▲ 20.7%
2024 · €91k
2018: €54k
2019: €48k
2020: €75k
2021: €82k
2022: €98k
2023: €91k
2024: €91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€107k▲ 17.2%€124k▲ 16.3%€134k▲ 7.4%€156k▲ 17.1%
Operating result€18k-€24k▲ 29.5%€25k▲ 7.2%€17k▼ 31.1%€37k▲ 110%
Net result€12k-€16k▲ 35.2%€17k▲ 10.7%€9k▼ 47.2%€23k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 110% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€107k▲ 54.0%
Current assets
€148k▲ 8.7%
Equity and liabilities €256k
Equity
€156k▲ 17.1%
Debt
€99k▲ 36.6%
The debt ratio rises from 35.2% to 38.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €49k
Cash flow
€45k▲
2024 · €41k
Solvency
61.2%▼
2024 · 64.8%
Current ratio
3.82▲
2024 · 2.98
Quick ratio
3.82▲
2024 · 2.98
Debt / equity
0.63▲
2024 · 0.54
ROE
14.6%▲
2024 · 6.9%
ROA
8.9%▲
2024 · 4.5%
Interest coverage
26.43▲
2024 · 19.97
Debt
€99k▲
2024 · €73k
Debt ≤ 1 year
€39k▼
2024 · €46k
Debt > 1 year
€60k▲
2024 · €27k
Income taxes
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€206k€256k▲
Fixed assets21/28€70k€107k▲
Tangible fixed assets22/27€70k€107k▲
Plant, machinery and equipment23€602€310▼
Furniture and vehicles24€67k€106k▲
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28-€40
Current assets29/58€137k€148k▲
Amounts receivable within one year40/41€31k€23k▼
Trade receivables40€26k€19k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€104k€124k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€206k€256k▲
Equity10/15€134k€156k▲
Contributions10/11€19k€19k=
Reserves13€115k€138k▲
Distributable reserves133€115k€138k▲
Amounts payable17/49€73k€99k▲
Amounts payable after more than one year17€27k€60k▲
Financial debts170/4€27k€60k▲
Amounts payable within one year42/48€46k€39k▼
Current portion of amounts payable after more than one year42€18k€25k▲
Trade debts44€12k€4k▼
Suppliers440/4€12k€4k▼
Taxes, remuneration and social security45€12k€6k▼
Taxes450/3€12k€6k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€113€3▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€22k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€51k€60k▲
Operating profit (loss)9901€17k€37k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€15k€34k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€9k€23k▲
Profit (loss) for the period to be appropriated9905€9k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€23k▲
Transfer to equity691/2€9k€23k▲
To other reserves6921€9k€23k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €23k ▲148%
Operating result €37k, net result €23k, both a record.
31-12
Financial
Equity above €150kEq €156k ▲17.1%
7 profitable years in a row build equity to €156k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲17.2%
4 profitable years in a row build equity to €107k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 4.55
Current ratio from 1.69 to 4.55; short-term debt falls from €70k to €21k.
23-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 115 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pimpelmeesstraat 69940 EvergemGround area
426 m²
Building footprint
89 m²
Volume, LiDAR
556 m³
Parcel 43006C0369/00C003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Benny Bombeke
since 20162.260.717.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43006C0369/00C003 | Flanders | 426 m² | 1 · 89 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STS-Infraconsult
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 12,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.