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Generated 18-08-2026
Active BE 0837.596.582General partnership

ABG construct

Oude-Godstraat 49 ·2650 Edegem, Belgium· 15 yrs active
Sector: Ontwikkeling van niet-residentiële bouwprojecten (68122)
Conclusion Checked

The computed 12-month bankruptcy probability of ABG construct is 0.1% (very low). The 2023 annual accounts show equity of €73k and a net result of €8k. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 73% of 1445 sector peers (fiscal year 2023). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €73k
Net result €8k
Better than sector 73%
Active 15 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health86Profitability52Solvency87Growth52Stability100
75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 52
Solvency 87
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
86 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 26-09-2024 with the NBB · fiscal year 2023 · verkort
€0€20k€40kOperating result 2019: €11k€11kNet result 2019: €16k€16kOperating result 2020: €37k€37kNet result 2020: €44k€44kOperating result 2021: €10k€10kNet result 2021: €7k€7kOperating result 2022: €18k€18kNet result 2022: €13k€13kOperating result 2023: €9k€9kNet result 2023: €8k€8k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~42% of the level (threshold 35%). We therefore deliberately show no projection line.
€10k€20k€30k€40k2018: €25k2019: €14k2020: €43k2021: €25k2022: €34k2023: €13k201820192020202120222023
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 45.9% 13.5%
better than 73% of 1445 sector peers
Net result €8k €465
better than 58% of 1441 sector peers
Equity €73k €94k
better than 46% of 1445 sector peers
Gross operating margin €13k €43k
better than 38% of 1441 sector peers
Total assets €158k €1.34M
better than 12% of 1445 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€11k
-57.0% 18-23
Net profit
€8k
-39.3% 18-23
Cash flow
€10k
-51.7% 18-23
Total assets
€158k
+37.5% 18-23
Equity
€73k
+11.7% 18-23
Working capital
€70k
-4.0% 18-23
Income taxes
€3k
-53.2% 18-23
Debt
€86k
+70.8% 18-23
Show 8 other metrics
Debt ≤ 1y
€85k
+349.3% 18-23
Current ratio
1.82
-62.3% 18-23
Quick ratio
1.82
-62.3% 18-23
Solvency
45.9%
-18.7% 18-23
Debt / equity
1.18
+52.9% 18-23
ROE
10.5%
-45.7% 18-23
ROA
4.8%
-55.8% 18-23
Interest coverage
17.79
-82.3% 18-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA€11k
Net profit€8k
Cash flow€10k
Staff costs-
Income taxes€3k
Dividends-
Total assets€158k
Equity€73k
Debt€86k
of which ≤ 1y€85k
of which > 1y-
Working capital€70k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.82
Quick ratio1.82
Working capital ratio44.1%
Solvency45.9%
Debt / equity1.18
Long-term debt ratio-
Interest coverage17.79
Gross margin-
Net margin-
ROA4.8%
ROE10.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€158k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€450
Current assets 29/58€155k
Amounts receivable within one year 40/41€155k
Cash & bank 54/58€194
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€158k
Equity 10/15€73k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€72k
Amounts payable 17/49€86k
Amounts payable within one year 42/48€85k
Trade debts payable within one year 44€83k
Income statement
Gross operating margin 9900€13k
Operating result 9901€9k
Financial income 75€2k
Financial charges 65€614
Result before taxes 9903€10k
Income taxes 67/77€3k
Net result for the period 9904€8k
Result to be appropriated 9905€8k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Maftei lulian-Marius
    Director
    State Gazette act 24177699 (18-12-2024)
    Current
    22-11-2024 → present
Former directors (1)
  • Radu Daniël
    Director
    State Gazette act 24177699 (18-12-2024)
    Former
    - → 22-11-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Ontwikkeling van niet-residentiële bouwprojecten(68122)
Legal form General partnership(011)
Incorporation17-06-2011
StatusActive
Postal code2650
Establishment units 1 location
ABG Construct
Oude-Godstraat 49, 2650 EdegemAlgemene bouwinstallatie
since 20112.215.695.378
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11472B0008/00K003 Flanders 193 m² 1 · 148 m² 11.0 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
18-12-2024
State Gazette act Director changes
26-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
08-11-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
10-11-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
20-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
17-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
01-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
02-10-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
02-10-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
29-05-2017
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
08-09-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Belgian State Gazette reading coverage 0 of 10 acts read

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
18-12-2024 1 director appointed, 1 resigning Director changes
  • Maftei lulian-Marius, Bestuurder
  • Radu Daniël, Bestuurder
Technical details 
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      "subkind": null,
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      "effective_date": "2024-11-22",
      "evidence_quote": "Hierbij wordt het ontslag genoteerd als bestuurder van Dhr. Radu Dani\u00EBl en dit vanaf 22/11/2024.",
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        "address": "Oude-Godstraat 49/001V te 2650 Edegem",
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      "effective_date": "2024-11-22",
      "evidence_quote": "Als nieuwe bestuurder wordt aangesteld Dhr. Maftei lulian-Marius wonende Oude-Godstraat 49/001V te 2650 Edegem, en dit vanaf 22/11/2024.",
      "decharge_status": null,
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      "kind": "board_snapshot",
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  "notary": {
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    "office_city": "Luik",
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  },
  "act_meta": {
    "language": "nl",
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    "filing_date": "2024-12-09",
    "act_kind_objet": "Onderwerp akte:"
  },
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  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0837.596.582",
    "name_full": "ABG CONSTRUCT",
    "legal_form": "VOF"
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  "publication_proxy": {
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  "co_filed_documents": [],
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}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Ontwikkeling van niet-residentiële bouwprojecten41102Ontwikkeling van niet-residentiële bouwprojecten68122Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299
Primary activity highlighted.
Names & trade names
Legal nameNL ABG construct
Registered office
Oude-Godstraat 49 bus 1V
2650 Edegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative