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ABDO

Active
Private limited companyfounded 201313 yrs activeTienne aux Pierres(WP) 128, 5100 Namur, BelgiumKBO/BCE: BE 0534.731.009
Summary

ABDO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,436) and a net result of -€1,950. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 4711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.19 in 2024; short-term debt: 185.1% and cash: 33.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-115.6%
Return on assets
-21.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€10,436
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-12-2025, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
53 d early
2023
85 d early
2022
62 d early
2021
47 d early
2020
26 d early
2019
84 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 59 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 4 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 May 2013, ABDO was incorporated.1 Total assets went from EUR 6,206 in 2019 to EUR 9,030 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€10,436▼ 23.0%
2024 · -€8,486
Total assets
€9,030▲ 10.3%
2024 · €8,189
Net result
-€1,950▲ 61.2%
2024 · -€5,019
Working capital
-€12,956▲ 4.3%
2024 · -€13,541
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€7,039▲ 885%-€57-€1,834▼ 3,099%-€5,220▼ 185%-€1,716▲ 67.1%
Net result€8,149within the sector's middle half▲ 936%-€603within the sector's middle half-€864within the sector's middle half▼ 43.2%-€5,019below the sector's middle half▼ 481%-€1,950within the sector's middle half▲ 61.2%
Equity€4,405within the sector's middle half€3,596within the sector's middle half▼ 18.4%€2,733within the sector's middle half▼ 24.0%-€8,486below the sector's middle half-€10,436below the sector's middle half▼ 23.0%
Total assets€24,466below the sector's middle half▲ 73.7%€20,087below the sector's middle half▼ 17.9%€13,268below the sector's middle half▼ 33.9%€8,189below the sector's middle half▼ 38.3%€9,030below the sector's middle half▲ 10.3%
Debt€20,061▲ 12.5%€16,491▼ 17.8%€10,535▼ 36.1%€16,675▲ 58.3%€19,465▲ 16.7%
Working capital-€9,493within the sector's middle half▼ 13.2%-€8,026within the sector's middle half▲ 15.5%-€5,731within the sector's middle half▲ 28.6%-€13,541within the sector's middle half▼ 136%-€12,956within the sector's middle half▲ 4.3%
Solvency18.0%within the sector's middle half▲ 44.6pp17.9%within the sector's middle half▼ 0.1pp20.6%within the sector's middle half▲ 2.7pp-103.6%below the sector's middle half▼ 124.2pp-115.6%below the sector's middle half▼ 11.9pp
Current ratio0.52within the sector's middle half▼ 0.010.51within the sector's middle half▼ 0.020.46within the sector's middle half▼ 0.050.19below the sector's middle half▼ 0.270.22below the sector's middle half▲ 0.04
Return on assets (ROA)33.3%above the sector's middle half▲ 27.7pp-3.0%within the sector's middle half▼ 36.3pp-6.5%within the sector's middle half▼ 3.5pp-61.3%below the sector's middle half▼ 54.8pp-21.6%below the sector's middle half▲ 39.7pp
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2021: €7,039€7,039Net result 2021: €8,149€8,149Operating result 2022: -€57-€57Net result 2022: -€603-€603Operating result 2023: -€1,834-€1,834Net result 2023: -€864-€864Operating result 2024: -€5,220-€5,220Net result 2024: -€5,019-€5,019Operating result 2025: -€1,716-€1,716Net result 2025: -€1,950-€1,95020212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€1,834-€1,830Net result 2023: -€864-€864Operating result 2024: -€5,220-€5,220Net result 2024: -€5,019-€5,020Operating result 2025: -€1,716-€1,720Net result 2025: -€1,950-€1,950202320242025
The operating result stays negative: a loss of €1,716 in 2025 against €5,220 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9,030
Fixed assets €5,270 ▲ 4.3%
Current assets €3,759 ▲ 20.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
-€189▲
2024 · -€1,811
Cash flow
-€422▲
2024 · -€1,610
Quick ratio
0.20▲
2024 · 0.16
Debt to equity
-1.87▲
2024 · -1.96
Interest coverage
-2.28▲
2024 · -39.12
Debt ≤ 1 year
€16,715▲
2024 · €16,675
Income taxes
€155▼
2024 · €615
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.0% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€8,189€9,030▲
Fixed assets21/28€5,055€5,270▲
Tangible fixed assets22/27€5,055€5,270▲
Land and buildings22€3,383€3,270▼
Furniture and vehicles24€1,672€2,000▲
Current assets29/58€3,134€3,759▲
Stocks and contracts in progress3€495€413▼
Stocks30/36€495€413▼
Amounts receivable within one year40/41€98€308▲
Trade receivables40€98€308▲
Cash at bank and in hand54/58€2,541€3,038▲
Equity and liabilities
Total equity and liabilities10/49€8,189€9,030▲
Equity10/15-€8,486-€10,436▼
Profit (loss) carried forward14-€8,486-€10,436▼
Amounts payable17/49€16,675€19,465▲
Amounts payable within one year42/48€16,675€16,715▲
Trade debts44€39€11▼
Suppliers440/4€39€11▼
Other amounts payable47/48€16,636€16,704▲
Accrued charges and deferred income492/3-€2,750
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,409€1,527▼
Other operating charges640/8€1,055€1,087▲
Gross operating margin9900-€756€898▲
Operating profit (loss)9901-€5,220-€1,716▲
Financial income75/76B€862€4▼
Recurring financial income75€862€4▼
Financial charges65/66B€46€83▲
Recurring financial charges65€46€83▲
Profit (loss) for the period before taxes9903-€4,404-€1,795▲
Income taxes67/77€615€155▼
Profit (loss) for the period9904-€5,019-€1,950▲
Profit (loss) for the period to be appropriated9905-€5,019-€1,950▲
Appropriation of the result
Profit (loss) to be appropriated9906-€8,486-€10,436▼
Profit (loss) brought forward from the previous period14P-€3,467-€8,486▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,168€3,434€3,409€3,409€1,527▼ 55.2%
Other operating charges640/8-€794€834€1,055€1,087▲ 3.0%
Gross operating margin9900€10,266€4,170€2,408-€756€898▲ 219%
Operating profit (loss)9901€7,039-€57-€1,834-€5,220-€1,716▲ 67.1%
Financial income75/76B--€1,462€862€4▼ 99.5%
Recurring financial income75€1,152-€1,462€862€4▼ 99.5%
Financial charges65/66B-€508€62€46€83▲ 78.7%
Recurring financial charges65€42€508€62€46€83▲ 78.7%
Profit (loss) for the period before taxes9903€8,149-€566-€434-€4,404-€1,795▲ 59.2%
Income taxes67/77-€38€430€615€155▼ 74.8%
Profit (loss) for the period9904€8,149-€603-€864-€5,019-€1,950▲ 61.2%
Profit (loss) for the period to be appropriated9905€8,149-€603-€864-€5,019-€1,950▲ 61.2%
Line20212022202320242025Change
Assets
Total assets20/58€24,466€20,087€13,268€8,189€9,030▲ 10.3%
Fixed assets21/28€14,147€11,872€8,464€5,055€5,270▲ 4.3%
Tangible fixed assets22/27€14,147€11,872€8,464€5,055€5,270▲ 4.3%
Land and buildings22-€3,607€3,495€3,383€3,270▼ 3.3%
Furniture and vehicles24-€8,265€4,969€1,672€2,000▲ 19.6%
Current assets29/58€10,318€8,215€4,804€3,134€3,759▲ 20.0%
Stocks and contracts in progress3€1,000€946€841€495€413▼ 16.5%
Stocks30/36-€946€841€495€413▼ 16.5%
Amounts receivable within one year40/41€3,693€3,768€248€98€308▲ 214%
Trade receivables40-€3,768€248€98€308▲ 214%
Cash at bank and in hand54/58€5,625€3,501€3,715€2,541€3,038▲ 19.6%
Equity and liabilities
Total equity and liabilities10/49€24,466€20,087€13,268€8,189€9,030▲ 10.3%
Equity10/15€4,405€3,596€2,733-€8,486-€10,436▼ 23.0%
Contributions10/11€6,200€6,200€6,200---
Capital10-€6,200€6,200---
Issued capital100-€18,600€18,600---
Uncalled capital101-€12,400€12,400---
Profit (loss) carried forward14-€1,795-€2,604-€3,467-€8,486-€10,436▼ 23.0%
Amounts payable17/49€20,061€16,491€10,535€16,675€19,465▲ 16.7%
Amounts payable within one year42/48€19,811€16,241€10,535€16,675€16,715▲ 0.2%
Trade debts44€449€153€127€39€11▼ 71.0%
Suppliers440/4-€153€127€39€11▼ 71.0%
Other amounts payable47/48-€16,088€10,408€16,636€16,704▲ 0.4%
Accrued charges and deferred income492/3-€250--€2,750-
Line20212022202320242025Change
Profit (loss) for the period9904€8,149-€603-€864-€5,019-€1,950▲ 61.2%
+ Depreciation and write-downs630€2,168€3,434€3,409€3,409€1,527▼ 55.2%
Operating cash flow (approximation)€10,317€2,831€2,545-€1,610-€422▲ 73.8%
Investment in fixed assets (approximation)--€1,159€0€0-€1,743-
Change in cash--€2,124€214-€1,175€497▲ 142%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
04-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
09-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Weakest financial yearnet -€5,019
Net result drops to -€5,019, the lowest in the series; recovery starts the following year.
2023
07-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
30-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
15-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Highest result since 2019net €8,149 ▲936%
Operating result €7,039, net result €8,149, both a record.
05-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Back to profitnet €787
Net result €787 after one loss-making year.
2019
08-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
13-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
06-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
3,971 m²
Building footprint
179 m²
Volume, LiDAR
985 m³
Parcel 92135G0135/00_000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABDO
Tienne aux Pierres(WP) 128, 5100 NamurRetail trade
since 20132.221.148.263
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135G0135/00_000 Wallonia 3,971 m² 1 · 179 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,865 companies in sector 96220 we hold annual accounts for 1,445. 727 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-05-2013
Fiscal year end30-06
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
Contact
E-mail steffidupont@hotmail.com
Phone 0495/78.41.97
E-invoicing
Reachable via Peppol
Peppol ID 0208:0534731009
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.