ABCIS
ActiveSummary
ABCIS has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,177 and a net result of -€7,752. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 37% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▲+21
Solvency40=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.13 against 0.21 in 2024; short-term debt: 50.5% of total assets), and 85.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.6%
Return on assets
-1.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,752
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
10 d early
2023
31 d late
2022
15 d late
2021
14 d late
2020
28 d early
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#1 oldest company in Maasmechelen, Real estate sector
Equity
€87,177▼ 8.2%
2024 · €94,929
Total assets
€596,068▼ 8.1%
2024 · €648,661
Net result
-€7,752▲ 77.0%
2024 · -€33,712
Working capital
-€263,362▲ 4.9%
2024 · -€276,791
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,046€3,181▼ 73.6%-€13,104-€19,336▼ 47.6%-€3,079▲ 84.1%
Net result€8,182within the sector's middle half€1,900within the sector's middle half▼ 76.8%-€25,808below the sector's middle half-€33,712below the sector's middle half▼ 30.6%-€7,752within the sector's middle half▲ 77.0%
Equity€152,549within the sector's middle half▲ 5.7%€154,449within the sector's middle half▲ 1.2%€128,641within the sector's middle half▼ 16.7%€94,929within the sector's middle half▼ 26.2%€87,177within the sector's middle half▼ 8.2%
Total assets€878,226within the sector's middle half▲ 21.2%€817,866within the sector's middle half▼ 6.9%€719,647within the sector's middle half▼ 12.0%€648,661within the sector's middle half▼ 9.9%€596,068within the sector's middle half▼ 8.1%
Debt€725,677▲ 25.1%€663,417▼ 8.6%€591,006▼ 10.9%€553,732▼ 6.3%€508,891▼ 8.1%
Working capital€73,281-€123,804-€248,094▼ 100%-€276,791▼ 11.6%-€263,362▲ 4.9%
Solvency17.4%within the sector's middle half▼ 2.6pp18.9%within the sector's middle half▲ 1.5pp17.9%within the sector's middle half▼ 1.0pp14.6%within the sector's middle half▼ 3.2pp14.6%within the sector's middle half=
Staff (FTE)0.8below the sector's middle half▲ 100%2.2▲ 175%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,079 in 2025 against €19,336 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €596,068
Fixed assets
€558,332 ▼ 3.0%
Current assets
€37,736 ▼ 48.3%
Equity and liabilities €596,068
Equity
€87,177 ▼ 8.2%
Debt
€508,891 ▼ 8.1%
Debt's share of the balance-sheet total stays at 85.4%.
Key figures and ratios
EBITDA
€15,469▲
2024 · €593
Cash flow
€10,796▲
2024 · -€13,783
Current ratio
0.13▼
2024 · 0.21
Debt to equity
5.84▲
2024 · 5.83
ROE
-8.9%▲
2024 · -35.5%
ROA
-1.3%▲
2024 · -5.2%
Interest coverage
2.04▲
2024 · 0.05
Debt ≤ 1 year
€301,098▼
2024 · €349,795
Debt > 1 year
€200,000▼
2024 · €203,031
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,501 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €9,228 | €26,544 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,955 | €15,766 | €15,719 | €19,929 | €18,548 | ▼ 6.9% |
| Other operating charges640/8 | €2,703 | €1,876 | €37,833 | €2,247 | €2,216 | ▼ 1.4% |
| Non-recurring operating charges66A | €34,665 | - | - | - | - | - |
| Gross operating margin9900 | €73,597 | €47,367 | €40,448 | €2,840 | €17,685 | ▲ 523% |
| Operating profit (loss)9901 | €12,046 | €3,181 | -€13,104 | -€19,336 | -€3,079 | ▲ 84.1% |
| Financial income75/76B | €3,811 | €2,701 | - | €2,127 | €2,904 | ▲ 36.5% |
| Recurring financial income75 | €3,811 | €2,701 | - | €2,127 | €2,904 | ▲ 36.5% |
| Financial charges65/66B | €7,675 | €3,982 | €12,704 | €12,951 | €7,577 | ▼ 41.5% |
| Recurring financial charges65 | €7,675 | €3,982 | €12,704 | €12,951 | €7,577 | ▼ 41.5% |
| Profit (loss) for the period before taxes9903 | €8,182 | €1,900 | -€25,808 | -€30,160 | -€7,752 | ▲ 74.3% |
| Income taxes67/77 | - | - | - | €3,552 | - | - |
| Profit (loss) for the period9904 | €8,182 | €1,900 | -€25,808 | -€33,712 | -€7,752 | ▲ 77.0% |
| Profit (loss) for the period to be appropriated9905 | €8,182 | €1,900 | -€25,808 | -€33,712 | -€7,752 | ▲ 77.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €878,226 | €817,866 | €719,647 | €648,661 | €596,068 | ▼ 8.1% |
| Fixed assets21/28 | €519,475 | €506,346 | €592,764 | €575,657 | €558,332 | ▼ 3.0% |
| Tangible fixed assets22/27 | €519,475 | €506,346 | €592,764 | €575,657 | €558,332 | ▼ 3.0% |
| Land and buildings22 | €512,924 | €500,778 | €589,562 | €571,744 | €554,510 | ▼ 3.0% |
| Plant, machinery and equipment23 | €6,231 | €5,472 | €3,202 | €3,913 | €3,822 | ▼ 2.3% |
| Furniture and vehicles24 | €320 | €96 | - | - | - | - |
| Current assets29/58 | €358,751 | €311,520 | €126,883 | €73,004 | €37,736 | ▼ 48.3% |
| Stocks and contracts in progress3 | €110,000 | €200,000 | €30,000 | €25,000 | - | - |
| Stocks30/36 | €110,000 | €100,000 | - | - | - | - |
| Contracts in progress37 | - | €100,000 | €30,000 | €25,000 | - | - |
| Amounts receivable within one year40/41 | €155,000 | €67,648 | €57,787 | €605 | - | - |
| Trade receivables40 | €155,000 | €56,790 | €55,888 | - | - | - |
| Other amounts receivable41 | - | €10,858 | €1,899 | €605 | - | - |
| Current investments50/53 | - | €311 | - | - | - | - |
| Cash at bank and in hand54/58 | €23,158 | €43,561 | - | - | - | - |
| Deferred charges and accrued income490/1 | €70,593 | - | €39,096 | €47,399 | €37,736 | ▼ 20.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €878,226 | €817,866 | €719,647 | €648,661 | €596,068 | ▼ 8.1% |
| Equity10/15 | €152,549 | €154,449 | €128,641 | €94,929 | €87,177 | ▼ 8.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €230,258 | €230,258 | €230,258 | €230,258 | €230,258 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €24,200 | €24,200 | €24,200 | €24,200 | €24,200 | = |
| Distributable reserves133 | €204,198 | €204,198 | €204,198 | €204,198 | €204,198 | = |
| Profit (loss) carried forward14 | -€96,309 | -€94,409 | -€120,217 | -€153,929 | -€161,681 | ▼ 5.0% |
| Amounts payable17/49 | €725,677 | €663,417 | €591,006 | €553,732 | €508,891 | ▼ 8.1% |
| Amounts payable after more than one year17 | €439,402 | €227,278 | €215,155 | €203,031 | €200,000 | ▼ 1.5% |
| Financial debts170/4 | €439,402 | €227,278 | €215,155 | €203,031 | €200,000 | ▼ 1.5% |
| Amounts payable within one year42/48 | €285,470 | €435,324 | €374,977 | €349,795 | €301,098 | ▼ 13.9% |
| Current portion of amounts payable after more than one year42 | €12,124 | €12,124 | €12,124 | €12,124 | €2,021 | ▼ 83.3% |
| Financial debts43 | - | - | €4,205 | €10,371 | €6,765 | ▼ 34.8% |
| Credit institutions430/8 | - | - | €4,205 | €10,371 | €6,765 | ▼ 34.8% |
| Trade debts44 | €1,772 | - | €510 | €1,271 | €45 | ▼ 96.5% |
| Suppliers440/4 | €1,772 | - | €510 | €1,271 | €45 | ▼ 96.5% |
| Taxes, remuneration and social security45 | €1,533 | €1,417 | - | €21 | €1,388 | ▲ 6,510% |
| Taxes450/3 | €1,247 | - | - | €21 | €1,388 | ▲ 6,510% |
| Remuneration and social security454/9 | €286 | €1,417 | - | - | - | - |
| Other amounts payable47/48 | €270,041 | €421,783 | €358,138 | €326,008 | €290,879 | ▼ 10.8% |
| Accrued charges and deferred income492/3 | €805 | €815 | €874 | €906 | €7,793 | ▲ 760% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,182 | €1,900 | -€25,808 | -€33,712 | -€7,752 | ▲ 77.0% |
| + Depreciation and write-downs630 | €14,955 | €15,766 | €15,719 | €19,929 | €18,548 | ▼ 6.9% |
| Operating cash flow (approximation) | €23,137 | €17,666 | -€10,089 | -€13,783 | €10,796 | ▲ 178% |
| Investment in fixed assets (approximation) | - | -€2,637 | -€102,137 | -€2,822 | -€1,223 | ▲ 56.7% |
| Change in cash | - | €20,403 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€33,712
Net result drops to -€33,712, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
14-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 14 days late
2021
31-12
Financial
Back to profitnet €8,182
Net result €8,182 after 2 loss-making years.
31-12
Financial
Liquidity times 9current ratio 1.26
Current ratio from 0.14 to 1.26.
31-12
Financial
Equity above €150,000Eq €152,549 ▲5.7%
Equity rises from €144,367 to €152,549.
03-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2021
Ground area
928 m²
Building footprint
248 m²
Volume, LiDAR
1,722 m³
Parcel 73048E0236/00L000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ABCIS
since 20212.322.238.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048E0236/00L000 | Flanders | 928 m² | 1 · 248 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 429 EUR awarded · 429 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 429 EUR | 429 EUR |
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Of 9,146 companies in sector 68201 we hold annual accounts for 6,770. 4,035 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-1972
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68329Real estate activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0412830911
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.