ABC - PLAN ID
ActiveSummary
ABC - PLAN ID has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €565,858. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 40% of 7900 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-7
Solvency61▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.37 in 2024; short-term debt: 59.4% and cash: 13% of total assets), and 63.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.4%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
76 d early
2023
65 d early
2022
82 d early
2021
53 d early
2020
81 d early
2019
57 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 68 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.5m▲ 1.1%
2024 · €1.4m
Total assets
€4.0m▼ 9.4%
2024 · €4.4m
Net result
€565,858▼ 33.5%
2024 · €851,018
Working capital
€1.1m▲ 8.0%
2024 · €1.0m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€413,116▲ 32.5%€1.3m▲ 216%€1.6m▲ 23.8%€1.1m▼ 32.5%€746,311▼ 31.5%
Net result€294,035▲ 24.4%€1.0m▲ 242%€1.2m▲ 23.5%€851,018▼ 31.5%€565,858▼ 33.5%
Equity€1.0m▼ 2.5%€1.3m▲ 30.6%€1.4m▲ 9.4%€1.4m▲ 0.4%€1.5m▲ 1.1%
Total assets€4.3m▲ 12.1%€4.3m▲ 1.6%€5.7m▲ 31.6%€4.4m▼ 22.8%€4.0m▼ 9.4%
Debt€3.3m▲ 17.5%€3.0m▼ 7.2%€4.3m▲ 41.2%€3.0m▼ 30.6%€2.5m▼ 14.5%
Working capital€640,411▲ 1.2%€848,036▲ 32.4%€1.1m▲ 31.9%€1.0m▼ 7.4%€1.1m▲ 8.0%
Staff (FTE)8.4▼ 5.6%7.9▼ 6.0%6.8▼ 13.9%8.1▲ 19.1%7.9▼ 2.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.0m
Fixed assets
€503,724 ▼ 16.7%
Current assets
€3.5m ▼ 8.3%
Equity and liabilities €4.0m
Equity
€1.5m ▲ 1.1%
Debt
€2.5m ▼ 14.5%
Debt's share of the balance-sheet total falls from 67.4% to 63.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€854,626▼
2024 · €1.2m
Cash flow
€674,174▼
2024 · €958,881
Current ratio
1.47▲
2024 · 1.37
Debt to equity
1.75▼
2024 · 2.07
ROE
38.9%▼
2024 · 59.2%
ROA
14.2%▼
2024 · 19.3%
Interest coverage
51.71▼
2024 · 52.73
Debt ≤ 1 year
€2.4m▼
2024 · €2.8m
Debt > 1 year
€163,610▼
2024 · €202,206
Income taxes
€196,030▼
2024 · €293,435
Staff costs
€715,892▲
2024 · €712,403
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €22,995 | €39,937 | €3,620 | €5,000 | ▲ 38.1% |
| Remuneration, social security and pensions62 | €625,622 | €619,581 | €605,811 | €712,403 | €715,892 | ▲ 0.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €56,508 | €69,736 | €81,993 | €107,862 | €108,315 | ▲ 0.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €544,332 | -€95,383 | -€190,722 | -€353,610 | €0 | ▲ 100% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €0 | - | - | - | - | - |
| Other operating charges640/8 | €7,987 | €102,513 | €8,077 | €7,265 | €7,231 | ▼ 0.5% |
| Non-recurring operating charges66A | €6,334 | €499 | €0 | - | €1,279 | - |
| Gross operating margin9900 | €1.7m | €2.0m | €2.1m | €1.6m | €1.6m | ▲ 1.0% |
| Operating profit (loss)9901 | €413,116 | €1.3m | €1.6m | €1.1m | €746,311 | ▼ 31.5% |
| Financial income75/76B | €22,505 | €56,801 | €59,694 | €77,902 | €32,106 | ▼ 58.8% |
| Recurring financial income75 | €22,505 | €56,801 | €59,694 | €77,902 | €32,106 | ▼ 58.8% |
| Financial charges65/66B | €11,232 | €10,409 | €9,105 | €22,703 | €16,529 | ▼ 27.2% |
| Recurring financial charges65 | €11,232 | €10,409 | €9,105 | €22,703 | €16,529 | ▼ 27.2% |
| Profit (loss) for the period before taxes9903 | €424,390 | €1.4m | €1.7m | €1.1m | €761,888 | ▼ 33.4% |
| Income taxes67/77 | €130,354 | €343,706 | €421,773 | €293,435 | €196,030 | ▼ 33.2% |
| Profit (loss) for the period9904 | €294,035 | €1.0m | €1.2m | €851,018 | €565,858 | ▼ 33.5% |
| Profit (loss) for the period to be appropriated9905 | €294,035 | €1.0m | €1.2m | €851,018 | €565,858 | ▼ 33.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.3m | €4.3m | €5.7m | €4.4m | €4.0m | ▼ 9.4% |
| Fixed assets21/28 | €524,383 | €571,718 | €609,172 | €604,438 | €503,724 | ▼ 16.7% |
| Intangible fixed assets21 | €0 | €3,145 | €1,688 | €231 | €3,461 | ▲ 1,395% |
| Tangible fixed assets22/27 | €524,383 | €568,573 | €607,484 | €604,207 | €500,263 | ▼ 17.2% |
| Land and buildings22 | €453,235 | €441,762 | €424,934 | €408,106 | €391,278 | ▼ 4.1% |
| Plant, machinery and equipment23 | - | €8,760 | €6,369 | €5,025 | €1,586 | ▼ 68.4% |
| Furniture and vehicles24 | €71,148 | €118,051 | €176,182 | €191,076 | €107,399 | ▼ 43.8% |
| Current assets29/58 | €3.8m | €3.8m | €5.1m | €3.8m | €3.5m | ▼ 8.3% |
| Amounts receivable within one year40/41 | €2.3m | €1.8m | €2.6m | €1.3m | €1.7m | ▲ 30.4% |
| Trade receivables40 | €2.2m | €1.8m | €2.5m | €1.1m | €1.6m | ▲ 39.4% |
| Other amounts receivable41 | €61,927 | €40,315 | €76,576 | €175,305 | €126,136 | ▼ 28.0% |
| Current investments50/53 | - | - | €1.7m | €1.3m | €1.3m | = |
| Cash at bank and in hand54/58 | €1.2m | €1.6m | €741,075 | €1.2m | €519,689 | ▼ 56.8% |
| Deferred charges and accrued income490/1 | €239,944 | €314,674 | €156,783 | €37,472 | €2,318 | ▼ 93.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.3m | €4.3m | €5.7m | €4.4m | €4.0m | ▼ 9.4% |
| Equity10/15 | €1.0m | €1.3m | €1.4m | €1.4m | €1.5m | ▲ 1.1% |
| Contributions10/11 | €72,500 | €72,500 | €72,500 | €72,500 | €72,500 | = |
| Capital10 | €72,500 | €72,500 | €72,500 | €72,500 | €72,500 | = |
| Issued capital100 | €72,500 | €72,500 | €72,500 | €72,500 | €72,500 | = |
| Reserves13 | €477,250 | €477,250 | €1.3m | €1.3m | €1.3m | = |
| Non-distributable reserves130/1 | €7,250 | €7,250 | €1.3m | €1.3m | €1.3m | = |
| Legal reserve130 | €7,250 | €7,250 | €7,250 | €7,250 | €7,250 | = |
| Own shares acquired1312 | - | - | €1.3m | €1.3m | €1.3m | = |
| Distributable reserves133 | €470,000 | €470,000 | €0 | - | - | - |
| Profit (loss) carried forward14 | €453,145 | €759,828 | €102,372 | €108,391 | €124,249 | ▲ 14.6% |
| Amounts payable17/49 | €3.3m | €3.0m | €4.3m | €3.0m | €2.5m | ▼ 14.5% |
| Amounts payable after more than one year17 | €161,900 | €110,176 | €295,295 | €202,206 | €163,610 | ▼ 19.1% |
| Financial debts170/4 | €161,900 | €110,176 | €295,295 | €202,206 | €163,610 | ▼ 19.1% |
| Amounts payable within one year42/48 | €3.1m | €2.9m | €4.0m | €2.8m | €2.4m | ▼ 14.4% |
| Current portion of amounts payable after more than one year42 | €50,986 | €47,442 | €87,670 | €94,433 | €42,798 | ▼ 54.7% |
| Trade debts44 | €1.9m | €1.5m | €1.8m | €2.0m | €2.1m | ▲ 5.7% |
| Suppliers440/4 | €1.9m | €1.5m | €1.8m | €2.0m | €2.1m | ▲ 5.7% |
| Advances received on contracts in progress46 | €720,693 | €659,521 | €1.3m | €302,820 | €177,524 | ▼ 41.4% |
| Taxes, remuneration and social security45 | €227,095 | €113,636 | €131,685 | €122,564 | €88,588 | ▼ 27.7% |
| Taxes450/3 | €154,113 | €43,727 | €59,941 | €23,499 | €19,987 | ▼ 14.9% |
| Remuneration and social security454/9 | €72,982 | €69,909 | €71,743 | €99,065 | €68,601 | ▼ 30.8% |
| Other amounts payable47/48 | €219,915 | €602,619 | €620,000 | €300,000 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | - | - | €5,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €294,035 | €1.0m | €1.2m | €851,018 | €565,858 | ▼ 33.5% |
| + Depreciation and write-downs630 | €56,508 | €69,736 | €81,993 | €107,862 | €108,315 | ▲ 0.4% |
| Operating cash flow (approximation) | €350,543 | €1.1m | €1.3m | €958,881 | €674,174 | ▼ 29.7% |
| Investment in fixed assets (approximation) | - | -€117,071 | -€119,447 | -€103,128 | -€7,601 | ▲ 92.6% |
| Change in cash | - | €413,945 | -€889,489 | €461,083 | -€682,469 | ▼ 248% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €1.2m ▲23.5%
Operating result €1.6m, net result €1.2m, both a record.
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €236,419 ▼58.7%
Net result drops to €236,419, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1mEq €1.0m ▲35.4%
2 profitable years in a row build equity to €1.0m.
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 18 acts read
About the unread acts
We know of 18 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
18 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
Ground area
95 m²
Building footprint
76 m²
Volume, LiDAR
536 m³
Parcel 11344A0557/00M002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lundenstraat +37, 2100 Antwerpen
since 20022.095.621.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0557/00M002indicative | Flanders | 95 m² | 1 · 76 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
2 ownersChain of control
- Turnkey Business Solutions
- ABC - PLAN ID
Highest known parent: Turnkey Business Solutions. The sources do not say who stands above it.
Owners 2
-
81.35%
- Sourceaccounts I3SS 202127%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 3,019 EUR awarded · 3,019 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 83 EUR | 83 EUR |
| 2023 | 1 | 86 EUR | 2,936 EUR |
| 2022 | 1 | 2,850 EUR | 0 EUR |
Recognitions · licences · registrations
Recognised contractor
6 categoriesABC - PLAN ID NV35234
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Of 7,300 companies in sector 43350 we hold annual accounts for 2,361. 698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-01-2002
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476612369
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.