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ZWEMBAD

Active
Private limited companyfounded 2005active for 20 yearsBalkestraat 154, 1910 Kampenhout, BelgiumKBO/BCE: BE 0877.296.011
Summary

ZWEMBAD has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.4m and a net result of €145,321. Equity is growing by about 5.4% per year across the filed financial years. Its solvency ranks better than 95% of 9,806 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
ZWEMBADActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350Retail trade NACE 47529
2nd largest company by total assets in Kampenhout, Construction sector12 sites
Size
€4.7mtotal assets 2025
Staff
11.9 FTE
Equity
€4.4m
Profit
€145,321
Turnover not published (abbreviated format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
2025 accounts 155 days early3 of 4 deeds summarised
Why 96raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 19.15, cash €892,680Equity €4.4m (95.0% of total assets)Founded in 2005Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 67% of its sector peers (NACE 43, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 95.0% of total assets
Liquidity 74+19
short-term debt 5.0% · cash 19.2%
Profitability 73+4
return on assets 3.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,647 companies, NACE 43, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.2%● unchanged vs 07-2025highest value 09-2025: 0.2%● unchanged vs 08-2025highest value 10-2025: 0.2%● unchanged vs 09-2025highest value 11-2025: 0.2%● unchanged vs 10-2025highest value 12-2025: 0.2%● unchanged vs 11-2025highest value 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: < 0.1%▼ -0.2 percentage points vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €420,000 on 30-day terms is acceptable
Liquidity ample (current ratio 19.15, compared with 28.1 in 2024, above the usual 1.5; short-term debt: 5% and cash: 19.2% of total assets), and 5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 95% on solvency, 88% on liquidity, 49% on profitability and 34% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 19.15, cash €892,680
NBB · annual accounts
lowers risk · Equity €4.4m (95.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
155 days early
2024
65 days early
2023
131 days early
2022
1 day late
2021
84 days late
2020
88 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 May (4 of the last 5 filed years within 90 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Power of…
  2. Resignation: Rudi PEEMANS (director)Appointment: JOETRON BV (director) ·…
  3. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€7,468 in 2024 €145,321 View
  • Positive: Among the best 5% on solvencysector median 44.0% · 9,806 companies 95.0% View
  • Board changedlatest change 01-04-2026 · 2 in office 1 joined · 1 left View

By topic

Financials

Financial year
2025
Total assets
€4.7m
Profit
€145,321
Solvency
95.0%
Total assets▲ 2.5%
Net result
20182025
Go to Financials

Timeline

Events
29
Since
2007
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 27-05-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
12
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
14-11-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Annual meeting
Third Saturday of March at 10:00
Purpose
“De vennootschap is een bedrijf met als hoofdactiviteit het verkopen van zwembaden en…” (deed in Dutch)
Go to Articles of association

Key facts about ZWEMBAD

What is the company number of ZWEMBAD?
0877.296.011. In Belgium the VAT number is the company number with BE in front: BE 0877.296.011.
Where is ZWEMBAD based?
The registered office is at Balkestraat 154, 1910 Kampenhout.Company details
What does ZWEMBAD do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of ZWEMBAD?
Private limited company (BV).
When was ZWEMBAD founded?
On 14-11-2005.
Is ZWEMBAD still active?
Yes, ZWEMBAD is an active enterprise in the KBO register.
How many employees does ZWEMBAD have?
On average 11.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ZWEMBAD?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ZWEMBAD profitable?
In financial year 2025, ZWEMBAD made a profit of €145,321.
Where can I find the annual accounts of ZWEMBAD?
ZWEMBAD filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZWEMBAD due?
By 31-07-2027, for financial year 2026.Timeline

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