abbelle
ActiveSummary
abbelle has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €35k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+3
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 10.77 against 3.15 in 2024; short-term debt: 6.2% and cash: 23.2% of total assets), and 6.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
31.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
15 d early
2024
108 d early
2023
47 d early
2022
32 d early
2021
30 d early
2020
33 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 16.8%
2024 · €91k
2019: €38k
2020: €62k
2021: €96k
2022: €99k
2023: €90k
2024: €91k
2019 → 2025
Total assets
€113k▼ 12.8%
2024 · €130k
2019: €50k
2020: €84k
2021: €126k
2022: €113k
2023: €93k
2024: €130k
2019 → 2025
Net result
€35k▲ 18.5%
2024 · €30k
2019: €26k
2020: €24k
2021: €28k
2022: €3k
2023: €-9k
2024: €30k
2019 → 2025
Working capital
€69k▼ 17.9%
2024 · €84k
2019: €35k
2020: €55k
2021: €90k
2022: €96k
2023: €87k
2024: €84k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€99k▲ 2.8%€90k▼ 8.9%€91k▲ 0.9%€106k▲ 16.8%
Operating result€37k-€4k▼ 89.6%€-8k€38k€49k▲ 28.9%
Net result€28k-€3k▼ 90.4%€-9k€30k€35k▲ 18.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113k
Fixed assets
€37k ▲ 418%
Current assets
€76k ▼ 38.3%
Equity and liabilities €113k
Equity
€106k ▲ 16.8%
Debt
€7k ▼ 82.0%
Debt's share of the balance-sheet total falls from 30.0% to 6.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▲
2024 · €40k
Cash flow
€38k▲
2024 · €31k
Current ratio
10.77▲
2024 · 3.15
Debt to equity
0.07▼
2024 · 0.43
ROE
33.3%▲
2024 · 32.8%
ROA
31.2%▲
2024 · 23.0%
Interest coverage
108.27▲
2024 · 82.50
Debt ≤ 1 year
€7k▼
2024 · €39k
Income taxes
€15k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€130k€113k▼
Fixed assets21/28€7k€37k▲
Tangible fixed assets22/27€1k€31k▲
Furniture and vehicles24€1k€31k▲
Financial fixed assets28€6k€6k=
Current assets29/58€123k€76k▼
Amounts receivable within one year40/41€20k€13k▼
Trade receivables40€17k€13k▼
Other amounts receivable41€2k€0▼
Current investments50/53€22k€32k▲
Cash at bank and in hand54/58€79k€26k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€130k€113k▼
Equity10/15€91k€106k▲
Contributions10/11€19k€19k=
Reserves13€55k€73k▲
Distributable reserves133€55k€73k▲
Profit (loss) carried forward14€17k€15k▼
Amounts payable17/49€39k€7k▼
Amounts payable within one year42/48€39k€7k▼
Trade debts44€239€135▼
Suppliers440/4€239€135▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€29k€197▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€182€120▼
Gross operating margin9900€40k€53k▲
Operating profit (loss)9901€38k€49k▲
Financial income75/76B€641€1k▲
Recurring financial income75€641€1k▲
Financial charges65/66B€484€485▲
Recurring financial charges65€484€485▲
Profit (loss) for the period before taxes9903€39k€50k▲
Income taxes67/77€9k€15k▲
Profit (loss) for the period9904€30k€35k▲
Profit (loss) for the period to be appropriated9905€30k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€52k▲
Profit (loss) brought forward from the previous period14P€16k€17k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
Profit to be distributed694/7€29k€20k▼
Return on contributions (dividend)694-€20k
Directors or managers695€29k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €35k ▲18.5%
Operating result €49k, net result €35k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.77
Current ratio from 3.15 to 10.77; short-term debt falls from €39k to €7k.
31-12
Financial
Equity above €100kEq €106k ▲16.8%
2 profitable years in a row build equity to €106k.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 33.30
Current ratio from 7.83 to 33.30; short-term debt falls from €14k to €3k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2018
Ground area
986 m²
Building footprint
134 m²
Volume, LiDAR
1,330 m³
Parcel 12015B0134/03C000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
abbelle
since 20182.280.696.563
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015B0134/03C000 | Flanders | 986 m² | 1 · 134 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 5,850 EUR awarded · 5,850 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,340 EUR | 2,340 EUR |
| 2022 | 1 | 3,510 EUR | 3,510 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,693 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
31009Manufacture of furniture
47551Retail sale of household furniture
71111Activities of building architects
85599Other education
95240Repair and maintenance of furniture and upholstery
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.