Brecafin
ActiveBrecafin has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €30k. Its solvency ranks better than 57% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+14
Solvency99▲+14
Growth78
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 1.66 in 2024), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
23.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
12 d late
2024
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 18.1%
2024 · €69k
2024: €69k
2024 → 2025
Total assets
€128k▼ 11.6%
2024 · €145k
2024: €145k
2024 → 2025
Net result
€30k▲ 153%
2024 · €12k
2024: €12k
2024 → 2025
Working capital
€69k▲ 37.3%
2024 · €50k
2024: €50k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€69k-€81k▲ 18.1%
Operating result€26k-€50k▲ 93.8%
Net result€12k-€30k▲ 153%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€15k▼ 17.3%
Current assets
€113k▼ 10.8%
Equity and liabilities €128k
Equity
€81k▲ 18.1%
Debt
€47k▼ 38.5%
The debt ratio falls from 52.6% to 36.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€53k▲
2024 · €29k
Cash flow
€33k▲
2024 · €15k
Solvency
63.4%▲
2024 · 47.4%
Current ratio
2.57▲
2024 · 1.66
Quick ratio
2.57▲
2024 · 1.66
Debt / equity
0.58▼
2024 · 1.11
ROE
36.9%▲
2024 · 17.3%
ROA
23.4%▲
2024 · 8.2%
Interest coverage
23.98▲
2024 · 5.67
Debt
€47k▼
2024 · €76k
Debt ≤ 1 year
€44k▼
2024 · €76k
Income taxes
€18k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€128k▼
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€18k€15k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€495▼
Other tangible fixed assets26€15k€13k▼
Financial fixed assets28€405€405=
Current assets29/58€127k€113k▼
Amounts receivable within one year40/41€93k€86k▼
Other amounts receivable41€93k€86k▼
Cash at bank and in hand54/58€29k€24k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€145k€128k▼
Equity10/15€69k€81k▲
Contributions10/11€1k€1k=
Reserves13€68k€80k▲
Distributable reserves133€68k€80k▲
Amounts payable17/49€76k€47k▼
Amounts payable within one year42/48€76k€44k▼
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€35k€25k▼
Taxes450/3€34k€24k▼
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€34k€18k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€3k€775▼
Gross operating margin9900€31k€54k▲
Operating profit (loss)9901€26k€50k▲
Financial income75/76B€119€33▼
Recurring financial income75€119€33▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€21k€48k▲
Income taxes67/77€9k€18k▲
Profit (loss) for the period9904€12k€30k▲
Profit (loss) for the period to be appropriated9905€12k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€30k▲
Profit (loss) brought forward from the previous period14P€-521-
Transfer from equity791/2€34k€18k▼
Transfer to equity691/2€11k€30k▲
To other reserves6921€11k€30k▲
Profit to be distributed694/7€34k€18k▼
Return on contributions (dividend)694€34k€18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoevestraat 102280 GrobbendonkGround area
447 m²
Building footprint
90 m²
Volume, LiDAR
266 m³
Parcel 13010B0107/00Z013, Flanders · tallest building 4.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Brecafin
since 20182.275.489.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010B0107/00Z013 | Flanders | 447 m² | 1 · 89 m² | 4.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
56210Event catering
64999Other financial services
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:johan.bremans@telenet.be
Phone:0479915081