Abano
ActiveAbano has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.31M and a net result of €244k. Equity is growing by ~58% per year across the filed fiscal years. Its solvency ranks better than 55% of 1413 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+10
Solvency69▼-10
Growth85=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 4.21 against 2.33 in 2024; short-term debt: 23.6% and cash: 0.8% of total assets), but 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.2%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 d early
2024
22 d late
2023
29 d late
2022
38 d late
2021
26 d late
2020
30 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€7.06M▲ 24.2%
2024 · €5.68M
2019: €884k
2020: €1.07M
2021: €1.72M
2022: €2.70M
2023: €4.89M
2024: €5.68M
2019 → 2025
EBIT margin
5.2%▲ 0.9pp
2024 · 4.4%
2019: 16.0%
2020: 12.0%
2021: 9.2%
2022: 13.0%
2023: 12.2%
2024: 4.4%
2019 → 2025
Net result
€244k▲ 45.3%
2024 · €168k
2018: €9k
2019: €106k
2020: €87k
2021: €107k
2022: €232k
2023: €404k
2024: €168k
2018 → 2025
Working capital
€2.25M▲ 100%
2024 · €1.12M
2018: €62k
2019: €118k
2020: €208k
2021: €345k
2022: €997k
2023: €1.19M
2024: €1.12M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.72M-€2.70M▲ 57.0%€4.89M▲ 81.3%€5.68M▲ 16.1%€7.06M▲ 24.2%
Equity€321k-€553k▲ 72.3%€957k▲ 73.2%€1.06M▲ 11.2%€1.31M▲ 22.9%
Operating result€157k-€350k▲ 122%€596k▲ 70.1%€247k▼ 58.5%€369k▲ 49.2%
Net result€107k-€232k▲ 117%€404k▲ 74.4%€168k▼ 58.5%€244k▲ 45.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.96M
Fixed assets
€11k▲ 49.9%
Current assets
€2.95M▲ 49.8%
Equity and liabilities €2.96M
Equity
€1.31M▲ 22.9%
Provisions
€516▼ 27.4%
Debt
€1.65M▲ 81.3%
The debt ratio rises from 46.1% to 55.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€375k▲
2024 · €255k
Cash flow
€250k▲
2024 · €176k
Solvency
44.2%▼
2024 · 53.9%
Current ratio
4.21▲
2024 · 2.33
Quick ratio
4.21▲
2024 · 2.33
Debt / equity
1.26▲
2024 · 0.86
ROE
18.6%▲
2024 · 15.7%
ROA
8.2%▼
2024 · 8.5%
Interest coverage
5.92▲
2024 · 4.34
Debt
€1.65M▲
2024 · €911k
Debt ≤ 1 year
€700k▼
2024 · €847k
Income taxes
€92k▲
2024 · €40k
Staff costs
€793k▲
2024 · €574k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.98M€2.96M▲
Fixed assets21/28€7k€11k▲
Tangible fixed assets22/27€7k€11k▲
Plant, machinery and equipment23€7k€11k▲
Current assets29/58€1.97M€2.95M▲
Amounts receivable within one year40/41€1.94M€1.97M▲
Trade receivables40€1.35M€1.32M▼
Other amounts receivable41€593k€654k▲
Cash at bank and in hand54/58€10k€24k▲
Deferred charges and accrued income490/1€15k€952k▲
Equity and liabilities
Total equity and liabilities10/49€1.98M€2.96M▲
Equity10/15€1.06M€1.31M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.00M€1.25M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€168k€168k=
Distributable reserves133€826k€1.07M▲
Profit (loss) carried forward14€2k€809▼
Provisions and deferred taxes16€710€516▼
Provisions for liabilities and charges160/5€710€516▼
Pensions and similar obligations160€710€516▼
Amounts payable17/49€911k€1.65M▲
Amounts payable within one year42/48€847k€700k▼
Trade debts44€550k€326k▼
Suppliers440/4€550k€326k▼
Taxes, remuneration and social security45€237k€314k▲
Taxes450/3€173k€218k▲
Remuneration and social security454/9€64k€96k▲
Other amounts payable47/48€60k€60k=
Accrued charges and deferred income492/3€64k€952k▲
Income statement
Code20242025
Turnover70€5.68M€7.06M▲
Non-recurring operating income76A-€92
Goods, raw materials, services and sundry goods60/61€4.87M€5.90M▲
Remuneration, social security and pensions62€574k€793k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€441€-194▼
Other operating charges640/8€5k€7k▲
Gross operating margin9900€835k€1.17M▲
Operating profit (loss)9901€247k€369k▲
Financial income75/76B€20k€30k▲
Recurring financial income75€20k€30k▲
Financial charges65/66B€59k€63k▲
Recurring financial charges65€59k€63k▲
Profit (loss) for the period before taxes9903€208k€336k▲
Income taxes67/77€40k€92k▲
Profit (loss) for the period9904€168k€244k▲
Transfer to tax-exempt reserves689€84k-
Profit (loss) for the period to be appropriated9905€83k€244k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€246k▲
Profit (loss) brought forward from the previous period14P€4k€2k▼
Transfer to equity691/2€25k€245k▲
To other reserves6921€25k€245k▲
Profit to be distributed694/7€60k-
Directors or managers695€60k-
Social balance
Average headcount (FTE)90878.211.9▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
31-12
Financial
Equity above €1MEq €1.06M ▲11.2%
7 profitable years in a row build equity to €1.06M.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €404k ▲74.4%
Operating result €596k, net result €404k, both a record.
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 38 days late
2022
31-12
Financial
Equity above €500kEq €553k ▲72.3%
5 profitable years in a row build equity to €553k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €214k ▲68.7%
3 profitable years in a row build equity to €214k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €127k ▲79%
2 profitable years in a row build equity to €127k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldkant 33 A2550 KontichGround area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Abano
since 20172.269.648.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0079/00F000 | Flanders | 3,333 m² | 1 · 932 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Group per the LEI register
2 parent companiesParent company:De Cronos Groep
Ultimate parent:Nuclys
Recognitions · licences · registrations
Legal Entity Identifier
699400Z26KC4V4PM1084
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 7,031 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-06-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.