AB SERVICES
ActiveSummary
AB SERVICES has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €551k and a net result of €-83k. Equity is shrinking by ~6.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability15▼-49
Solvency84▼-16
Growth58=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 2.37 in 2023; short-term debt: 3% and cash: 2% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
58.9%
Return on assets
-8.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
64 d early
2022
32 d early
2021
61 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-83k▼ 208%
2023 · €-27k
2021: €-108k
2022: €-32k
2023: €-27k
2021 → 2024
Working capital
€6k▼ 75.2%
2023 · €24k
2021: €59k
2022: €-4k
2023: €24k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€694k-€661k▼ 4.7%€634k▼ 4.1%€551k▼ 13.1%
Operating result€-108k-€-31k▲ 71.7%€-25k▲ 17.8%€-72k▼ 187%
Net result€-108k-€-32k▲ 69.8%€-27k▲ 17.3%€-83k▼ 208%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €72k in 2024 against €25k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €935k
Fixed assets
€901k ▲ 32.1%
Current assets
€34k ▼ 18.7%
Equity and liabilities €935k
Equity
€551k ▼ 13.1%
Provisions
€798 ▼ 44.2%
Debt
€383k ▲ 335%
Debt's share of the balance-sheet total rises from 12.2% to 41.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2023 · €46k
Cash flow
€-124▼
2023 · €45k
Current ratio
1.21▼
2023 · 2.37
Debt to equity
0.70▲
2023 · 0.14
ROE
-15.0%▼
2023 · -4.2%
ROA
-8.9%▼
2023 · -3.7%
Interest coverage
0.94▼
2023 · 18.53
Debt ≤ 1 year
€28k▲
2023 · €18k
Debt > 1 year
€356k▲
2023 · €71k
Income taxes
€394▲
2023 · €389
Staff costs
€4k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€723k€935k▲
Fixed assets21/28€682k€901k▲
Tangible fixed assets22/27€682k€901k▲
Land and buildings22€633k€846k▲
Plant, machinery and equipment23€25k€17k▼
Furniture and vehicles24€24k€38k▲
Current assets29/58€41k€34k▼
Stocks and contracts in progress3€2k-
Contracts in progress37€2k-
Amounts receivable within one year40/41€12k€12k▼
Trade receivables40€5k€11k▲
Other amounts receivable41€7k€1k▼
Cash at bank and in hand54/58€26k€19k▼
Deferred charges and accrued income490/1€981€3k▲
Equity and liabilities
Total equity and liabilities10/49€723k€935k▲
Equity10/15€634k€551k▼
Contributions10/11€670k€670k=
Reserves13€21k€21k=
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€-58k€-141k▼
Investment grants15€811€452▼
Provisions and deferred taxes16€1k€798▼
Deferred taxes168€1k€798▼
Amounts payable17/49€88k€383k▲
Amounts payable after more than one year17€71k€356k▲
Financial debts170/4€71k€331k▲
Other amounts payable178/9-€25k
Amounts payable within one year42/48€18k€28k▲
Current portion of amounts payable after more than one year42€14k€13k▼
Trade debts44€3k€12k▲
Suppliers440/4€3k€12k▲
Taxes, remuneration and social security45€756-
Taxes450/3€756-
Other amounts payable47/48-€3k
Income statement
Code20232024
Remuneration, social security and pensions62€4k€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€83k▲
Other operating charges640/8€14k€51k▲
Gross operating margin9900€64k€66k▲
Operating profit (loss)9901€-25k€-72k▼
Financial income75/76B€496€365▼
Recurring financial income75€496€365▼
Financial charges65/66B€2k€11k▲
Recurring financial charges65€2k€11k▲
Profit (loss) for the period before taxes9903€-27k€-83k▼
Transfer from deferred taxes780€632€632=
Income taxes67/77€389€394▲
Profit (loss) for the period9904€-27k€-83k▼
Profit (loss) for the period to be appropriated9905€-27k€-83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-141k▼
Profit (loss) brought forward from the previous period14P€-31k€-58k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-12
Financial
Liquidity triplescurrent ratio 2.37
Current ratio from 0.77 to 2.37; short-term debt falls from €18k to €18k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Obere Rottergasse 224700 Eupen1 establishment unit
AB SERVICES
since 20212.312.803.563
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AIXXL
BE 0888.441.014
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D 75
BE 0883.349.009
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,869 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filings
Scores and ratios are computed by Checked and are not a credit decision.