Financials
- Fiscal year
- 2025
- Total assets
- €563,337
- Profit
- €36,065
- Solvency
- 51.1%
Total assets▲ 86.9%
Net result
20182025
PREMIUM CONCEPT
ActiveSummary
PREMIUM CONCEPT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €287,961 and a net result of €36,065. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€563,337total assets 2025
- Equity
- €287,961
- Profit
- €36,065
Structure
Accounts filed 58 d late0 of 4 deeds read
Why 87- Latest accounts 58 days late; 2 of the last 3 late- Profit of €36,065 (FY 2025)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €563,337Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
76-24
equity 51.1% of total assets
Liquidity
59-37
short-term debt 6.4% · cash 6.9%
Profitability
77-23
return on assets 6.4%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%▼ -0.7% vs 12-2024
02-2025: 0.4%● 0.0% vs 01-2025
03-2025: 0.4%▲ +0.7% vs 02-2025
04-2025: 0.4%▲ +2.1% vs 03-2025
05-2025: 0.4%▼ -0.4% vs 04-2025
06-2025: 0.4%▲ +0.7% vs 05-2025
07-2025: 0.5%▲ +3.3% vs 06-2025highest value
08-2025: < 0.1%▼ -92.5% vs 07-2025
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%● 0.0% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -8.6% vs 12-2025lowest value
02-2026: < 0.1%▲ +3.1% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%● 0.0% vs 03-2026
05-2026: < 0.1%▲ +3.0% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▲ +2.9% vs 06-2026
08-2026: < 0.1%▲ +42.9% vs 07-2026
09-2026: 0.1%▲ +28.0% vs 08-2026
10-2026: 0.3%▲ +311% vs 09-2026
- Latest accounts 58 days late; 2 of the last 3 late raises the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €563,337 lowers the probability for this profile
- Profit of €36,065 (FY 2025) raises the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 5.0 against 6.07 in 2024; short-term debt: 6.4% and cash: 6.9% of total assets), and 48.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 47%, liquidity 50%, profitability 43%, growth against the median 62%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €287,961
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
58 d late
2024
2 d early
2023
64 d late
2022
162 d late
2021
130 d late
2020
101 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 86 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 October (4 of the last 5 filed years within 67 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €100,508 ▲47.8%
Key points
By topic
Timeline
- Events
- 13
- Since
- 2019
- Next accounts
- by 31-07-2027
- 27-09-2026Annual accounts filed
- 29-07-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 27-12-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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