AB DECO PAINT
ActiveAB DECO PAINT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-38k) and a net result of €-15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7719 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.13 against 0.31 in 2024; short-term debt: 326% and cash: 27.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-226%
Return on assets
-89.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-38k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
18 d late
2023
12 d early
2022
16 d late
2021
24 d late
2020
2 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€0
Total assets
€17k▼ 40.5%
2024 · €28k
2018: €39k
2019: €25k
2020: €31k
2021: €38k
2022: €35k
2023: €31k
2024: €28k
2018 → 2025
Net result
€-15k▲ 15.7%
2024 · €-18k
2018: €-5k
2019: €-6k
2020: €6k
2021: €4k
2022: €-8k
2023: €-2k
2024: €-18k
2018 → 2025
Working capital
€-47k▼ 35.9%
2024 · €-35k
2018: €-2k
2019: €-10k
2020: €-1k
2021: €-993
2022: €-2k
2023: €-7k
2024: €-35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-
Equity€4k-€-3k€-5k▼ 62.2%€-23k▼ 344%€-38k▼ 65.3%
Operating result€5k-€-8k€-2k▲ 72.6%€-18k▼ 765%€-15k▲ 16.9%
Net result€4k-€-8k€-2k▲ 74.1%€-18k▼ 796%€-15k▲ 15.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2025 against €18k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€10k▼ 19.4%
Current assets
€7k▼ 56.7%
Key figures and ratios
EBITDA
€-12k▲
2024 · €-17k
Cash flow
€-12k▲
2024 · €-17k
Solvency
-226.0%▼
2024 · -81.4%
Current ratio
0.13▼
2024 · 0.31
Quick ratio
0.13▼
2024 · 0.31
Debt / equity
-1.44▲
2024 · -2.23
ROA
-89.3%▼
2024 · -63.0%
Interest coverage
-230.70▲
2024 · -422.28
Debt
€54k▲
2024 · €51k
Debt ≤ 1 year
€54k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€17k▼
Fixed assets21/28€12k€10k▼
Tangible fixed assets22/27€12k€10k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26€0-
Current assets29/58€16k€7k▼
Amounts receivable within one year40/41€2k€810▼
Trade receivables40€1k€303▼
Other amounts receivable41€855€507▼
Cash at bank and in hand54/58€13k€5k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€28k€17k▼
Equity10/15€-23k€-38k▼
Contributions10/11€13k€13k=
Capital10€13k€13k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€6k€6k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-41k€-56k▼
Amounts payable17/49€51k€54k▲
Amounts payable within one year42/48€51k€54k▲
Trade debts44€710-
Suppliers440/4€710-
Advances received on contracts in progress46€330€2k▲
Taxes, remuneration and social security45€200-
Taxes450/3€200-
Other amounts payable47/48€49k€52k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€659▼
Gross operating margin9900€-16k€-12k▲
Operating profit (loss)9901€-18k€-15k▲
Financial income75/76B€303€50▼
Recurring financial income75€303€50▼
Financial charges65/66B€40€54▲
Recurring financial charges65€40€54▲
Profit (loss) for the period before taxes9903€-18k€-15k▲
Profit (loss) for the period9904€-18k€-15k▲
Profit (loss) for the period to be appropriated9905€-18k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-56k▼
Profit (loss) brought forward from the previous period14P€-23k€-41k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 10 days late
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwenbos 471702 DilbeekGround area
800 m²
Building footprint
104 m²
Volume, LiDAR
615 m³
Parcel 23026B0039/00P024, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AB DECO PAINT
since 19952.071.302.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026B0039/00P024 | Flanders | 799 m² | 1 · 104 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCHAFFRATH J. SRL
BE 0797.839.351
Vielsalm · Eq €4k
FRANK DEKEYSER
BE 0778.864.468
Bertem · Eq €4k
JD PEINTURE
BE 0757.905.936
Charleroi · Eq €5k
BENATMANE
BE 0751.699.718
Wanze · Eq €5k
VD Concept
BE 0886.498.737
Wemmel · Eq €4k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,061 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-1995
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.