AB CONSULTS
ActiveSummary
AB CONSULTS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €4k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency67▲+8
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.46 in 2024; short-term debt: 23.3% and cash: 14.9% of total assets), but 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.3%
Return on assets
3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
50 d early
2024
44 d early
2023
33 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 7.8%
2024 · €48k
2023: €45k
2024: €48k
2023 → 2025
Total assets
€123k▼ 14.3%
2024 · €144k
2023: €64k
2024: €144k
2023 → 2025
Net result
€4k▲ 6.4%
2024 · €4k
2023: €42k
2024: €4k
2023 → 2025
Working capital
€24k▲ 51.5%
2024 · €16k
2023: €34k
2024: €16k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€48k▲ 7.9%€52k▲ 7.8%
Operating result€54k-€7k▼ 86.7%€6k▼ 9.7%
Net result€42k-€4k▼ 91.6%€4k▲ 6.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 10% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€70k ▼ 24.5%
Current assets
€53k ▲ 4.5%
Equity and liabilities €123k
Equity
€52k ▲ 7.8%
Debt
€71k ▼ 25.6%
Debt's share of the balance-sheet total falls from 66.4% to 57.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €32k
Cash flow
€27k▼
2024 · €28k
Current ratio
1.84▲
2024 · 1.46
Debt to equity
1.36▼
2024 · 1.97
ROE
7.2%▼
2024 · 7.3%
ROA
3.0%▲
2024 · 2.5%
Interest coverage
11.11▲
2024 · 10.78
Debt ≤ 1 year
€29k▼
2024 · €35k
Debt > 1 year
€42k▼
2024 · €61k
Income taxes
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€144k€123k▼
Fixed assets21/28€93k€70k▼
Tangible fixed assets22/27€93k€70k▼
Furniture and vehicles24€93k€70k▼
Current assets29/58€50k€53k▲
Amounts receivable within one year40/41€42k€34k▼
Trade receivables40€9k€10k▲
Other amounts receivable41€33k€25k▼
Cash at bank and in hand54/58€9k€18k▲
Equity and liabilities
Total equity and liabilities10/49€144k€123k▼
Equity10/15€48k€52k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€45k€49k▲
Amounts payable17/49€95k€71k▼
Amounts payable after more than one year17€61k€42k▼
Financial debts170/4€61k€42k▼
Amounts payable within one year42/48€35k€29k▼
Current portion of amounts payable after more than one year42€18k€20k▲
Trade debts44€1k€17▼
Suppliers440/4€1k€17▼
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€16k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€34k€31k▼
Operating profit (loss)9901€7k€6k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€5k€5k▲
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€4k€4k▲
Profit (loss) for the period to be appropriated9905€4k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€49k▲
Profit (loss) brought forward from the previous period14P€42k€45k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼91.6%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomsesteenweg 2912610 AntwerpenGround area
311 m²
Building footprint
188 m²
Volume, LiDAR
2,069 m³
Parcel 11462A0343/00V000, Flanders · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
AB CONSULTS
since 20222.330.789.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0343/00V000 | Flanders | 311 m² | 1 · 188 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PrintPlace
BE 0648.702.742
Machelen (Brab.) · Eq €52,033
WR CONSULTING
BE 1018.567.009
Jette · Eq €52,008
VALANJO
BE 1006.997.382
Liedekerke · Eq €52,280
BIZZARC
BE 0597.689.254
Leuven · Eq €52,371
TOCO
BE 1019.518.894
Antwerpen · Eq €51,812
Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,224 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:chahbounrabah@gmail.com
Phone:0485345177