Skip to content

AB CONSTRUCT CONSULT

Active
Private limited companyfounded 201016 yrs activeRue Pierre Joseph Antoine 79, 4040 Herstal, BelgiumKBO/BCE: BE 0822.278.797
Summary

The computed 12-month bankruptcy probability of AB CONSTRUCT CONSULT is 1.9% (moderate). The 2025 annual accounts show negative equity (-€21,347) and a net result of -€3,474. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7564 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€21,347
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 d early
2024
90 d early
2023
33 d early
2022
13 d early
2021
on the day
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 January 2010, AB CONSTRUCT CONSULT was incorporated.1 Total assets went from EUR 195,892 in 2018 to EUR 4,804 in 2025 and headcount from 1 full-time equivalents in 2018 to 1 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2024 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€21,347▼ 19.4%
2024 · -€17,873
Total assets
€4,804▼ 16.5%
2024 · €5,753
Net result
-€3,474
2024 · €13,960
Working capital
-€23,091▼ 49.1%
2024 · -€15,488
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€33,668-€15,508▲ 53.9%-€2,108▲ 86.4%€13,517-€3,404
Net result-€34,482-€16,154▲ 53.2%-€2,244▲ 86.1%€13,960-€3,474
Equity-€13,435-€29,589▼ 120%-€31,833▼ 7.6%-€17,873▲ 43.9%-€21,347▼ 19.4%
Total assets€38,431▼ 69.9%€55,835▲ 45.3%€7,767▼ 86.1%€5,753▼ 25.9%€4,804▼ 16.5%
Debt€51,866▼ 51.4%€85,424▲ 64.7%€39,600▼ 53.6%€23,626▼ 40.3%€26,150▲ 10.7%
Working capital-€39,730▼ 226%-€34,611▲ 12.9%-€33,374▲ 3.6%-€15,488▲ 53.6%-€23,091▼ 49.1%
Staff (FTE)1=1=1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: -€33,668-€33,668Net result 2021: -€34,482-€34,482Operating result 2022: -€15,508-€15,508Net result 2022: -€16,154-€16,154Operating result 2023: -€2,108-€2,108Net result 2023: -€2,244-€2,244Operating result 2024: €13,517€13,517Net result 2024: €13,960€13,960Operating result 2025: -€3,404-€3,404Net result 2025: -€3,474-€3,47420212022202320242025-€5,000€0€5,000€10,000€15,000Operating result 2023: -€2,108-€2,110Net result 2023: -€2,244-€2,240Operating result 2024: €13,517€13,500Net result 2024: €13,960€14,000Operating result 2025: -€3,404-€3,400Net result 2025: -€3,474-€3,470202320242025
The operating result turns negative in 2025: a loss of €3,404 after €13,517 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4,804
Fixed assets €1,745 =
Current assets €3,059 ▼ 23.7%
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€26,150▲
2024 · €19,497
Staff costs
€261▼
2024 · €47,905
Ratios withheld: a balance sheet total of €4,804 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,943 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.1% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,943 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€5,753€4,804▼
Fixed assets21/28€1,745€1,745=
Financial fixed assets28€1,745€1,745=
Current assets29/58€4,009€3,059▼
Stocks and contracts in progress3€2,290€2,290=
Stocks30/36€2,290€2,290=
Amounts receivable within one year40/41€256€25▼
Trade receivables40€90-
Other amounts receivable41€166€25▼
Cash at bank and in hand54/58€69€285▲
Deferred charges and accrued income490/1€1,394€459▼
Equity and liabilities
Total equity and liabilities10/49€5,753€4,804▼
Equity10/15-€17,873-€21,347▼
Contributions10/11€6,400€6,400=
Reserves13€3,456€3,456=
Distributable reserves133€3,456€3,456=
Profit (loss) carried forward14-€27,728-€31,202▼
Amounts payable17/49€23,626€26,150▲
Amounts payable within one year42/48€19,497€26,150▲
Trade debts44€4,880€941▼
Suppliers440/4€4,880€941▼
Taxes, remuneration and social security45€5,477-
Remuneration and social security454/9€5,477-
Other amounts payable47/48€9,140€25,210▲
Accrued charges and deferred income492/3€4,129-
Income statement Code20242025
Remuneration, social security and pensions62€47,905€261▼
Other operating charges640/8€409€128▼
Gross operating margin9900€61,830-€3,016▼
Operating profit (loss)9901€13,517-€3,404▼
Financial income75/76B€529-
Recurring financial income75€529-
Financial charges65/66B€86€69▼
Recurring financial charges65€86€69▼
Profit (loss) for the period before taxes9903€13,960-€3,474▼
Profit (loss) for the period9904€13,960-€3,474▼
Profit (loss) for the period to be appropriated9905€13,960-€3,474▼
Appropriation of the result
Profit (loss) to be appropriated9906-€27,728-€31,202▼
Profit (loss) brought forward from the previous period14P-€41,688-€27,728▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€24,603€44,211€46,064€47,905€261▼ 99.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,381€3,815€3,278---
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€1,507---
Other operating charges640/8€2,115€635€586€409€128▼ 68.8%
Non-recurring operating charges66A-€2,038----
Gross operating margin9900€15,431€35,191€49,327€61,830-€3,016▼ 105%
Operating profit (loss)9901-€33,668-€15,508-€2,108€13,517-€3,404▼ 125%
Financial income75/76B€758€93€239€529--
Recurring financial income75€758€93€239€529--
Financial charges65/66B€649€729€934€86€69▼ 19.0%
Recurring financial charges65€649€729€934€86€69▼ 19.0%
Profit (loss) for the period before taxes9903-€33,560-€16,144-€2,803€13,960-€3,474▼ 125%
Income taxes67/77€922€9-€558---
Profit (loss) for the period9904-€34,482-€16,154-€2,244€13,960-€3,474▼ 125%
Profit (loss) for the period to be appropriated9905-€34,482-€16,154-€2,244€13,960-€3,474▼ 125%
Line20212022202320242025Change
Assets
Total assets20/58€38,431€55,835€7,767€5,753€4,804▼ 16.5%
Fixed assets21/28€31,944€5,022€1,745€1,745€1,745=
Intangible fixed assets21€0-----
Tangible fixed assets22/27€30,199€3,278----
Plant, machinery and equipment23€167-----
Furniture and vehicles24€30,033€3,278----
Financial fixed assets28€1,745€1,745€1,745€1,745€1,745=
Current assets29/58€6,487€50,813€6,023€4,009€3,059▼ 23.7%
Stocks and contracts in progress3€2,320€2,320€2,290€2,290€2,290=
Stocks30/36€2,320€2,320€2,290€2,290€2,290=
Amounts receivable within one year40/41€2,644€46,576€464€256€25▼ 90.1%
Trade receivables40€1,856€44,395€90€90--
Other amounts receivable41€788€2,181€374€166€25▼ 84.7%
Cash at bank and in hand54/58€417-€621€69€285▲ 312%
Deferred charges and accrued income490/1€1,107€1,917€2,648€1,394€459▼ 67.0%
Equity and liabilities
Total equity and liabilities10/49€38,431€55,835€7,767€5,753€4,804▼ 16.5%
Equity10/15-€13,435-€29,589-€31,833-€17,873-€21,347▼ 19.4%
Contributions10/11€6,400€6,400€6,400€6,400€6,400=
Reserves13€3,456€3,456€3,456€3,456€3,456=
Non-distributable reserves130/1€1,860€1,860----
Other1319€1,860€1,860----
Distributable reserves133€1,596€1,596€3,456€3,456€3,456=
Profit (loss) carried forward14-€23,291-€39,444-€41,688-€27,728-€31,202▼ 12.5%
Amounts payable17/49€51,866€85,424€39,600€23,626€26,150▲ 10.7%
Amounts payable after more than one year17€5,570-----
Financial debts170/4€5,570-----
Amounts payable within one year42/48€46,217€85,424€39,397€19,497€26,150▲ 34.1%
Current portion of amounts payable after more than one year42€15,509€2,503----
Financial debts43-€92----
Credit institutions430/8-€92----
Trade debts44€9,111€8,792€2,220€4,880€941▼ 80.7%
Suppliers440/4€9,111€8,792€2,220€4,880€941▼ 80.7%
Taxes, remuneration and social security45€8,808€9,476€9,108€5,477--
Taxes450/3€2,786-----
Remuneration and social security454/9€6,022€9,476€9,108€5,477--
Other amounts payable47/48€12,790€64,560€28,070€9,140€25,210▲ 176%
Accrued charges and deferred income492/3€79-€203€4,129--
Line20212022202320242025Change
Profit (loss) for the period9904-€34,482-€16,154-€2,244€13,960-€3,474▼ 125%
+ Depreciation and write-downs630€22,381€3,815€3,278---
Operating cash flow (approximation)-€12,101-€12,338€1,034€13,960-€3,474▼ 125%
Investment in fixed assets (approximation)-€23,106€0€0€0-
Change in cash----€552€216▲ 139%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €13,960
Net result €13,960 after 3 loss-making years.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
18-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€34,482
Net result drops to -€34,482, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
3.7 ha
Building footprint
7,799 m²
Parcel 62051C0281/00W005, Wallonia. Linked by address, not a title deed.
22 companies at this address See who is registered here
1 establishment unit
Rue Pierre Joseph Antoine 79, 4040 Herstal
Repair, maintenance and installation of machinery and equipment
since 20102.185.833.038
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62051C0281/00W005 Wallonia 3.7 ha 1 · 7,799 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 11,663 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-01-2010
Fiscal year end31-12
Abbreviation FR A.B.C.C.
Activities, NACEBEL 2025
41001General construction of residential buildings
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
Contact
Phone 0474 417 132Herstal
E-invoicing
Reachable via Peppol
Peppol ID 0208:0822278797
Also 9925:BE0822278797
Registered 31-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.