Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Age3 yrs
Board1
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of AB CONCEPT SOLUTION is 3.0% (moderate). The 2024 annual accounts show equity of €62k and a net result of €23k. Its solvency ranks better than 63% of 11088 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 31-12-2025 | 153 d late | 2026-00001587 |
| 31-12-2023 | 31-07-2024 | 30-09-2024 | 61 d late | 2024-00494962 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.0%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€23k-35.0%
Working capital€27k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 31-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 51.5% | 40.9% | |
| Net result | €23k | €11k | |
| Equity | €62k | €34k | |
| Gross operating margin | €44k | €35k | |
| Staff costs | €242 | €25k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€44k
-7.9%
23-24
€23k
-35.0%
23-24
€33k
-17.2%
23-24
€121k
+34.8%
23-24
€62k
+56.8%
23-24
€27k
-
23-24
€242
-
23-24
€11k
+34.8%
23-24
€59k
+17.3%
23-24
€59k
+17.3%
23-24
1.46
+48.3%
23-24
1.46
+48.3%
23-24
51.5%
+16.3%
23-24
0.94
-25.2%
23-24
36.2%
-58.6%
23-24
18.6%
-51.8%
23-24
540.89
-35.2%
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €44k |
| Net profit | €23k |
| Cash flow | €33k |
| Staff costs | €242 |
| Income taxes | €11k |
| Dividends | - |
| Total assets | €121k |
| Equity | €62k |
| Debt | €59k |
| of which ≤ 1y | €59k |
| of which > 1y | - |
| Working capital | €27k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.46 |
| Quick ratio | 1.46 |
| Working capital ratio | 22.5% |
| Solvency | 51.5% |
| Debt / equity | 0.94 |
| Long-term debt ratio | - |
| Interest coverage | 540.89 |
| Gross margin | - |
| Net margin | - |
| ROA | 18.6% |
| ROE | 36.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €121k |
| Fixed assets | 21/28 | €35k |
| Tangible fixed assets | 22/27 | €35k |
| Current assets | 29/58 | €86k |
| Amounts receivable within one year | 40/41 | €15k |
| Cash & bank | 54/58 | €71k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €121k |
| Equity | 10/15 | €62k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €23k |
| Accumulated profits (losses) | 14 | €35k |
| Amounts payable | 17/49 | €59k |
| Amounts payable within one year | 42/48 | €59k |
| Trade debts payable within one year | 44 | €14k |
| Income statement | ||
| Gross operating margin | 9900 | €44k |
| Operating result | 9901 | €34k |
| Financial charges | 65 | €81 |
| Result before taxes | 9903 | €34k |
| Income taxes | 67/77 | €11k |
| Net result for the period | 9904 | €23k |
| Result to be appropriated | 9905 | €23k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed88
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Current01-10-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Dakwerkzaamheden(43410) |
| Legal form | Private limited company(610) |
| Incorporation | 17-03-2023 |
| Status | Active |
| Postal code | 6183 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l' Yser(TR) 396183 CourcellesEstablishment units
1 locationAB CONCEPT SOLUTION
since 20232.343.058.655
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 7 months ago
2025
31-12-2025 Benjamin SACREZ appointed as director
2023
21-03-2023 Incorporation of a new SRL
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes84
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
88
Profitability
100
Solvency
84
Growth
52
Stability
94
Ask AI about this company
Checked AISoon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.
TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soonAI due-diligence brief
Checked AIGenerate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 1007.285.117 · Soignies
BE 0761.562.143 · Ninove
BE 1003.704.728 · Wielsbeke
BE 0803.868.197 · Yvoir
BE 0755.928.720 · Morlanwelz
We hold annual accounts for 1,262 of the 8,507 companies in this sector. 1,119 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Dakwerkzaamheden43410Metselwerk43910Dakwerkzaamheden43910Uitvoeren van metsel- en voegwerken43994Algemene bouw van residentiële gebouwen41001Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van residentiële gebouwen41201Algemene bouw van andere niet-residentiële gebouwen41203Slopen43110Slopen43110Dakwerkzaamheden43410Dakwerkzaamheden43910
Primary activity highlighted.
Names & trade names
| Legal nameFR | AB CONCEPT SOLUTION |
Registered office
Rue de l' Yser(TR) 39
6183 Courcelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.