AN BATI
ActiveThe computed 12-month bankruptcy probability of AN BATI is 2.4% (moderate). The 2024 annual accounts show equity of €100k and a net result of €52k. Its solvency ranks better than 88% of 36377 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78
Stability94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.4 against 6.11 in 2023), and 17.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
42 d late
2023
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€100k▲ 106%
2023 · €49k
2023: €49k
2023 → 2024
Total assets
€121k▲ 112%
2023 · €57k
2023: €57k
2023 → 2024
Net result
€52k▲ 13.3%
2023 · €46k
2023: €46k
2023 → 2024
Working capital
€91k▲ 108%
2023 · €44k
2023: €44k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€49k-€100k▲ 106%
Operating result€46k-€72k▲ 55.5%
Net result€46k-€52k▲ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 56% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121k
Fixed assets
€9k▲ 92.5%
Current assets
€112k▲ 113%
Equity and liabilities €121k
Equity
€100k▲ 106%
Debt
€21k▲ 141%
The debt ratio rises from 15.1% to 17.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€74k▲
2023 · €47k
Cash flow
€54k▲
2023 · €47k
Solvency
82.8%▼
2023 · 84.9%
Current ratio
5.40▼
2023 · 6.11
Quick ratio
5.40▼
2023 · 6.11
Debt / equity
0.21▲
2023 · 0.18
ROE
51.5%▼
2023 · 93.8%
ROA
42.7%▼
2023 · 79.7%
Interest coverage
271.58▲
2023 · 65.95
Debt
€21k▲
2023 · €9k
Debt ≤ 1 year
€21k▲
2023 · €9k
Income taxes
€20k
Staff costs
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€57k€121k▲
Fixed assets21/28€5k€9k▲
Tangible fixed assets22/27€4k€8k▲
Furniture and vehicles24€4k€8k▲
Financial fixed assets28€990€990=
Current assets29/58€53k€112k▲
Amounts receivable within one year40/41€22k€42k▲
Trade receivables40-€12k
Other amounts receivable41€22k€30k▲
Cash at bank and in hand54/58€30k€69k▲
Deferred charges and accrued income490/1€416€2k▲
Equity and liabilities
Total equity and liabilities10/49€57k€121k▲
Equity10/15€49k€100k▲
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Profit (loss) carried forward14€46k€97k▲
Amounts payable17/49€9k€21k▲
Amounts payable within one year42/48€9k€21k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€8
Remuneration and social security454/9-€4k
Income statement
Code20232024
Remuneration, social security and pensions62-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€51k€85k▲
Operating profit (loss)9901€46k€72k▲
Financial charges65/66B€720€274▼
Recurring financial charges65€720€274▼
Profit (loss) for the period before taxes9903€46k€72k▲
Income taxes67/77-€20k
Profit (loss) for the period9904€46k€52k▲
Profit (loss) for the period to be appropriated9905€46k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€97k▲
Profit (loss) brought forward from the previous period14P-€46k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
31-12
Financial
Equity above €100kEq €100k ▲106%
2 profitable years in a row build equity to €100k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de la Digue 126000 CharleroiGround area
79 m²
Building footprint
85 m²
Volume, LiDAR
1,165 m³
Parcel 52011C0132/00H000, Wallonia · tallest building 15.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
AN BATI
since 20222.335.776.727
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011C0132/00H000 | Wallonia | 79 m² | 1 · 85 m² | 15.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE LONGIE
BE 0838.914.495
Oosterzele · Eq €100k
Beyond Luxury
BE 0757.604.543
Elsene · Eq €100k
BOUWWERKEN VAN LOON
BE 0885.558.035
Beerse · Eq €100k
PRESTIGE CONSTRUCT
BE 0805.229.860
Koekelberg · Eq €100k
Aferbel
BE 0758.949.081
La Bruyère · Eq €100k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 12,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43310Plastering work
43320Joinery installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.