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AB.5

Active
Private limited company (pre-2019)founded 198541 yrs activeMaurice Van Rolleghemstraat 55, 1090 Jette, BelgiumKBO/BCE: BE 0426.749.619
Summary

AB.5 has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,306 and a net result of €9,887. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 4718 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability80▲+16
Solvency58▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.3 in 2024; short-term debt: 66.9% and cash: 70.6% of total assets), and 66.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 41 years 0 50 y
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
192021232425
2019 to 2025 · latest year €19,306
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
23 d late
2024
24 d late
2023
28 d late
2021
24 d late
2020
4 d late
2019
66 d early
2018
11 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 February 1985, AB.5 was incorporated.1 Total assets went from EUR 11,629 in 2019 to EUR 58,408 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€3,125
EBIT margin
-12.8%
Net result
€9,887▲ 132%
2024 · €4,270
Working capital
€19,306▲ 105%
2024 · €9,418
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202320242025
Turnover
Operating result-€486▼ 21.1%-€4,034▼ 730%-€460--€987▼ 114%-€37▲ 96.3%
Net result€16,445within the sector's middle half▲ 764%€3,482within the sector's middle half▼ 78.8%€7,494within the sector's middle half-€4,270within the sector's middle half▼ 43.0%€9,887within the sector's middle half▲ 132%
EBIT margin
Equity€10,714within the sector's middle half€14,196within the sector's middle half▲ 32.5%€5,148below the sector's middle half-€9,418within the sector's middle half▲ 82.9%€19,306within the sector's middle half▲ 105%
Total assets€27,285below the sector's middle half▲ 135%€37,318below the sector's middle half▲ 36.8%€35,883below the sector's middle half-€40,467below the sector's middle half▲ 12.8%€58,408within the sector's middle half▲ 44.3%
Debt€16,571▼ 4.5%€23,121▲ 39.5%€30,734-€31,049▲ 1.0%€39,102▲ 25.9%
Working capital€10,575within the sector's middle half€14,196within the sector's middle half▲ 34.2%€5,148within the sector's middle half-€9,418within the sector's middle half▲ 82.9%€19,306within the sector's middle half▲ 105%
Solvency39.3%within the sector's middle half▲ 88.6pp38.0%within the sector's middle half▼ 1.2pp14.3%within the sector's middle half-23.3%within the sector's middle half▲ 8.9pp33.1%within the sector's middle half▲ 9.8pp
Current ratio1.64within the sector's middle half▲ 0.981.61within the sector's middle half▼ 0.021.17within the sector's middle half-1.30within the sector's middle half▲ 0.141.49within the sector's middle half▲ 0.19
Return on assets (ROA)60.3%above the sector's middle half▲ 43.9pp9.3%within the sector's middle half▼ 50.9pp20.9%above the sector's middle half-10.6%within the sector's middle half▼ 10.3pp16.9%above the sector's middle half▲ 6.4pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2020: -€486-€486Net result 2020: €16,445€16,445Operating result 2021: -€4,034-€4,034Net result 2021: €3,482€3,482Operating result 2023: -€460-€460Net result 2023: €7,494€7,494Operating result 2024: -€987-€987Net result 2024: €4,270€4,270Operating result 2025: -€37-€37Net result 2025: €9,887€9,88720202021202320242025-€5,000€0€5,000€10,000Operating result 2023: -€460-€460Net result 2023: €7,494€7,490Operating result 2024: -€987-€987Net result 2024: €4,270€4,270Operating result 2025: -€37-€37Net result 2025: €9,887€9,890202320242025
The operating result stays negative: a loss of €37 in 2025 against €987 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €58,408
Equity €19,306 ▲ 105%
Debt €39,102 ▲ 25.9%
Debt's share of the balance-sheet total falls from 76.7% to 66.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
2.03▼
2024 · 3.30
ROE
51.2%▲
2024 · 45.3%
Debt ≤ 1 year
€39,102▲
2024 · €31,049
Income taxes
€4,624
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.5% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€40,467€58,408▲
Current assets29/58€40,467€58,408▲
Amounts receivable within one year40/41€690€732▲
Trade receivables40€690€691▲
Other amounts receivable41-€41
Current investments50/53€34,708€16,449▼
Cash at bank and in hand54/58€5,069€41,227▲
Equity and liabilities
Total equity and liabilities10/49€40,467€58,408▲
Equity10/15€9,418€19,306▲
Contributions10/11€19,831€19,831=
Reserves13€1,983€1,983=
Non-distributable reserves130/1€1,983€1,983=
Reserves not available under the articles1311€1,983€1,983=
Profit (loss) carried forward14-€12,396-€2,509▲
Amounts payable17/49€31,049€39,102▲
Amounts payable within one year42/48€31,049€39,102▲
Trade debts44€1,184€178▼
Suppliers440/4€1,184€178▼
Taxes, remuneration and social security45-€3,989
Taxes450/3-€3,989
Other amounts payable47/48€29,865€34,935▲
Income statement Code20242025
Other operating charges640/8€384€387▲
Gross operating margin9900-€603€350▲
Operating profit (loss)9901-€987-€37▲
Financial income75/76B€6,438€16,766▲
Recurring financial income75€6,438€16,766▲
Financial charges65/66B€1,181€2,217▲
Recurring financial charges65€1,181€2,217▲
Profit (loss) for the period before taxes9903€4,270€14,512▲
Income taxes67/77-€4,624
Profit (loss) for the period9904€4,270€9,887▲
Profit (loss) for the period to be appropriated9905€4,270€9,887▲
Appropriation of the result
Profit (loss) to be appropriated9906-€12,396-€2,509▲
Profit (loss) brought forward from the previous period14P-€16,666-€12,397▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202320242025Change
Other operating charges640/8--€348€384€387▲ 0.9%
Gross operating margin9900-€486-€3,687-€113-€603€350▲ 158%
Operating profit (loss)9901-€486-€4,034-€460-€987-€37▲ 96.3%
Financial income75/76B--€7,992€6,438€16,766▲ 160%
Recurring financial income75€16,993€7,687€7,992€6,438€16,766▲ 160%
Financial charges65/66B--€36€1,181€2,217▲ 87.7%
Recurring financial charges65€62€170€36€1,181€2,217▲ 87.7%
Profit (loss) for the period before taxes9903€16,445€3,482€7,496€4,270€14,512▲ 240%
Income taxes67/77--€2-€4,624-
Profit (loss) for the period9904€16,445€3,482€7,494€4,270€9,887▲ 132%
Profit (loss) for the period to be appropriated9905€16,445€3,482€7,494€4,270€9,887▲ 132%
Line20202021202320242025Change
Assets
Total assets20/58€27,285€37,318€35,883€40,467€58,408▲ 44.3%
Fixed assets21/28€139-----
Financial fixed assets28€139-----
Current assets29/58€27,146€37,318€35,883€40,467€58,408▲ 44.3%
Amounts receivable within one year40/41€253€944€1,778€690€732▲ 6.0%
Trade receivables40--€1,778€690€691▲ 0.1%
Other amounts receivable41----€41-
Current investments50/53€1,718€31,158€32,238€34,708€16,449▼ 52.6%
Cash at bank and in hand54/58€25,175€3,130€1,866€5,069€41,227▲ 713%
Equity and liabilities
Total equity and liabilities10/49€27,285€37,318€35,883€40,467€58,408▲ 44.3%
Equity10/15€10,714€14,196€5,148€9,418€19,306▲ 105%
Contributions10/11--€19,831€19,831€19,831=
Reserves13€1,983€1,983€1,983€1,983€1,983=
Non-distributable reserves130/1--€1,983€1,983€1,983=
Reserves not available under the articles1311--€1,983€1,983€1,983=
Profit (loss) carried forward14-€11,101-€7,618-€16,666-€12,396-€2,509▲ 79.8%
Amounts payable17/49€16,571€23,121€30,734€31,049€39,102▲ 25.9%
Amounts payable within one year42/48€16,571€23,121€30,734€31,049€39,102▲ 25.9%
Trade debts44€149€4,396€1,006€1,184€178▼ 85.0%
Suppliers440/4--€1,006€1,184€178▼ 85.0%
Taxes, remuneration and social security45--€2-€3,989-
Taxes450/3--€2-€3,989-
Other amounts payable47/48--€29,726€29,865€34,935▲ 17.0%
Line20202021202320242025Change
Profit (loss) for the period9904€16,445€3,482€7,494€4,270€9,887▲ 132%
Operating cash flow (approximation)€16,445€3,482€7,494€4,270€9,887▲ 132%
Change in cash--€22,045-€3,203€36,158▲ 1,029%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
23-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
24-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
28-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2022
24-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
04-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
30-06
Financial Highest result since 2019net €16,445 ▲764%
Net result €16,445, the highest in the series.
30-06
Financial Liquidity doublescurrent ratio 1.64
Current ratio from 0.66 to 1.64; short-term debt falls from €17,360 to €16,571.
2019
26-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
11-02
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
2017
22-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2015
17-12
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1985
seat establishment The establishment unit on the map
Ground area
166 m²
Building footprint
85 m²
Volume, LiDAR
678 m³
Parcel 21010B0049/00B022, Brussels · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Maurice Van Rolleghemstraat 55, 1090 Jette
Air transport
since 19852.026.882.207
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21010B0049/00B022 Brussels 166 m² 1 · 85 m² 9.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

967600B3N9N5C0DF9E72
no longer live in the LEI register

Similar companies · same sector, comparable size

Of 12,583 companies in sector 49410 we hold annual accounts for 8,204. 4,920 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded05-02-1985
Fiscal year end30-06
Activities, NACEBEL 2025
49410Freight transport by road
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.