FreChCo
ActiveFreChCo has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-612. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency54▼-42
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.36 against 1.94 in 2024), and 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
-0.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
41 d early
2023
30 d late
2022
2 d early
2021
43 d early
2020
31 d early
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 1.2%
2024 · €53k
2018: €33k
2019: €33k
2020: €33k
2021: €38k
2022: €32k
2023: €10k
2024: €53k
2018 → 2025
Total assets
€123k▲ 30.1%
2024 · €94k
2018: €39k
2019: €51k
2020: €76k
2021: €61k
2022: €46k
2023: €65k
2024: €94k
2018 → 2025
Net result
€-612
2024 · €43k
2018: €5k
2019: €12k
2020: €630
2021: €5k
2022: €-6k
2023: €-22k
2024: €43k
2018 → 2025
Working capital
€-34k
2024 · €39k
2018: €6k
2019: €6k
2020: €-5k
2021: €-3k
2022: €-4k
2023: €-20k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€32k▼ 14.6%€10k▼ 69.1%€53k▲ 430%€52k▼ 1.2%
Operating result€8k-€-4k€-22k▼ 396%€55k€2k▼ 97.2%
Net result€5k-€-6k€-22k▼ 304%€43k€-612
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 97% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€103k▲ 622%
Current assets
€20k▼ 75.5%
Equity and liabilities €123k
Equity
€52k▼ 1.2%
Debt
€70k▲ 70.4%
The debt ratio rises from 43.7% to 57.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€16k▼
2024 · €57k
Cash flow
€14k▼
2024 · €44k
Solvency
42.8%▼
2024 · 56.3%
Current ratio
0.36▼
2024 · 1.94
Quick ratio
0.36▼
2024 · 1.94
Debt / equity
1.34▲
2024 · 0.78
ROE
-1.2%▼
2024 · 81.1%
ROA
-0.5%▼
2024 · 45.7%
Interest coverage
15.22▼
2024 · 257.15
Debt
€70k▲
2024 · €41k
Debt ≤ 1 year
€54k▲
2024 · €41k
Debt > 1 year
€16k
Income taxes
€1k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€123k▲
Fixed assets21/28€14k€103k▲
Tangible fixed assets22/27€14k€103k▲
Land and buildings22-€18k
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€111€75k▲
Assets under construction and advance payments27€3k-
Current assets29/58€80k€20k▼
Amounts receivable within one year40/41€5k€6k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€74k€13k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€94k€123k▲
Equity10/15€53k€52k▼
Contributions10/11€31k€31k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€12k€11k▼
Amounts payable17/49€41k€70k▲
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€41k€54k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€36k€35k▼
Income statement
Code20242025
Non-recurring operating income76A€43k€10k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€14k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€93-
Gross operating margin9900€58k€18k▼
Operating profit (loss)9901€55k€2k▼
Financial charges65/66B€220€1k▲
Recurring financial charges65€220€1k▲
Profit (loss) for the period before taxes9903€55k€483▼
Income taxes67/77€12k€1k▼
Profit (loss) for the period9904€43k€-612▼
Profit (loss) for the period to be appropriated9905€43k€-612▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€11k▼
Profit (loss) brought forward from the previous period14P€-21k€12k▲
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €43k
Net result €43k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.94
Current ratio from 0.64 to 1.94; short-term debt falls from €55k to €41k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stokt 402440 GeelGround area
1,607 m²
Building footprint
339 m²
Volume, LiDAR
1,359 m³
Parcel 13373L0555/00K000, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FreCh
since 20122.213.933.641
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373L0555/00K000 | Flanders | 1,607 m² | 1 · 339 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 38,194 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2007
Fiscal year end31-12
Abbreviation NL
FreCh
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.