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AANNEMINGEN HM CONSTRUCT

Active
Private limited companyfounded 20223 yrs activeGroenstraat 64, 9070 Destelbergen, BelgiumKBO/BCE: BE 0795.242.721
Summary

AANNEMINGEN HM CONSTRUCT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,748 and a net result of €24,291. Equity is growing by ~63.4% per year across the filed fiscal years. Its solvency ranks better than 55% of 8982 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
AANNEMINGEN HM CONSTRUCTActiveChecked score 71/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€96,016total assets 2025
Equity
€46,748
Profit
€24,291
Turnover not published (abridged schema)
Financial health
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts 1 d early0 of 2 deeds read
Why 71- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2022- 1 change of registered office in 24 months+ Liquidity: current ratio 2.23, cash €57,192Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 81% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 74-7
equity 48.7% of total assets
Liquidity 86+7
short-term debt 31.7% · cash 59.6%
Profitability 100+18
return on assets 25.3%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%▲ +1.6% vs 11-2024 01-2025: 1.6%▼ -9.1% vs 12-2024 02-2025: 1.6%▼ -1.4% vs 01-2025 03-2025: 1.6%▲ +2.6% vs 02-2025 04-2025: 1.9%▲ +16.4% vs 03-2025 05-2025: 2.2%▲ +16.9% vs 04-2025 06-2025: 2.2%▲ +0.8% vs 05-2025 07-2025: 2.3%▲ +6.6% vs 06-2025 08-2025: 3.0%▲ +30.1% vs 07-2025highest value 09-2025: 1.6%▼ -46.4% vs 08-2025 10-2025: 1.6%● 0.0% vs 09-2025 11-2025: 1.6%● 0.0% vs 10-2025 12-2025: 1.6%● 0.0% vs 11-2025 01-2026: 1.5%▼ -10.6% vs 12-2025 02-2026: 1.4%▼ -1.4% vs 01-2026 03-2026: 1.5%▲ +2.6% vs 02-2026 04-2026: 1.7%▲ +17.8% vs 03-2026 05-2026: 2.1%▲ +18.2% vs 04-2026 06-2026: 2.1%▲ +1.2% vs 05-2026 07-2026: 2.2%▲ +6.7% vs 06-2026 08-2026: 1.1%▼ -52.3% vs 07-2026 09-2026: 0.8%▼ -27.1% vs 08-2026 10-2026: 0.8%▼ -2.1% vs 09-2026lowest value
  • Liquidity: current ratio 2.23, cash €57,192 lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2022 raises the probability for this profile
  • 1 change of registered office in 24 months raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.02 in 2024; short-term debt: 31.7% and cash: 59.6% of total assets), but 51.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 57%, liquidity 88%, profitability 92%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.23, cash €57,192
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
1 d early
2024
21 d late
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2023net €24,291 ▲479%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20253 fiscal years filed €96,016 View
  • Active since 2022founded 22-12-2022 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€96,016
Profit
€24,291
Solvency
48.7%
Total assets▲ 140%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 30-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2023
  3. 21-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
22-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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