AAA HOLDING
ActiveSummary
AAA HOLDING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,923 and a net result of €15,275. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 22% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability46▲+4
Solvency43▲+3
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 50.2% and cash: 0.5% of total assets), and 82.2% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
2.5%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 31896 sector peers (2025).
NBB · sector comparisonPosition among 31896 sector peers
Solvency
better than 22%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €106,923
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
6 d early
2024
34 d early
2023
10 d early
2022
26 d early
2021
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€15,275▲ 12.3%
2024 · €13,607
Working capital
-€297,327▼ 12.6%
2024 · -€264,143
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€520--€618▼ 18.8%-€454▲ 26.5%€23,061€23,289▲ 1.0%
Net result-€17,750--€12,862▲ 27.5%-€11,347▲ 11.8%€13,607€15,275▲ 12.3%
Equity€102,250-€89,388▼ 12.6%€78,040▼ 12.7%€91,647▲ 17.4%€106,923▲ 16.7%
Total assets€744,930-€600,298▼ 19.4%€600,230=€599,617▼ 0.1%€599,173▼ 0.1%
Debt€642,680-€510,910▼ 20.5%€522,190▲ 2.2%€507,970▼ 2.7%€492,250▼ 3.1%
Working capital-€97,961--€169,743▼ 73.3%-€229,420▼ 35.2%-€264,143▼ 15.1%-€297,327▼ 12.6%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €599,173
Fixed assets
€596,000 =
Current assets
€3,173 ▼ 5.5%
Equity and liabilities €599,173
Equity
€106,923 ▲ 16.7%
Debt
€492,250 ▼ 3.1%
Debt's share of the balance-sheet total falls from 84.7% to 82.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,549▲
2024 · €23,451
Cash flow
€15,536▲
2024 · €13,997
Current ratio
0.01▼
2024 · 0.01
Debt to equity
4.60▼
2024 · 5.54
ROE
14.3%▼
2024 · 14.8%
ROA
2.5%▲
2024 · 2.3%
Interest coverage
2.94▲
2024 · 2.48
Debt ≤ 1 year
€300,500▲
2024 · €267,500
Debt > 1 year
€188,000▼
2024 · €236,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €165 | €64 | ▼ 61.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €520 | €390 | €390 | €390 | €260 | ▼ 33.3% |
| Other operating charges640/8 | - | - | - | €384 | €387 | ▲ 0.9% |
| Gross operating margin9900 | - | -€228 | -€64 | €23,835 | €23,936 | ▲ 0.4% |
| Operating profit (loss)9901 | -€520 | -€618 | -€454 | €23,061 | €23,289 | ▲ 1.0% |
| Financial charges65/66B | - | €12,244 | €10,893 | €9,454 | €8,013 | ▼ 15.2% |
| Recurring financial charges65 | €17,230 | €12,244 | €10,893 | €9,454 | €8,013 | ▼ 15.2% |
| Profit (loss) for the period before taxes9903 | -€17,750 | -€12,862 | -€11,347 | €13,607 | €15,275 | ▲ 12.3% |
| Profit (loss) for the period9904 | -€17,750 | -€12,862 | -€11,347 | €13,607 | €15,275 | ▲ 12.3% |
| Profit (loss) for the period to be appropriated9905 | -€17,750 | -€12,862 | -€11,347 | €13,607 | €15,275 | ▲ 12.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €744,930 | €600,298 | €600,230 | €599,617 | €599,173 | ▼ 0.1% |
| Formation expenses20 | €1,431 | €1,041 | €651 | €260 | - | - |
| Fixed assets21/28 | €596,000 | €596,000 | €596,000 | €596,000 | €596,000 | = |
| Financial fixed assets28 | €596,000 | €596,000 | €596,000 | €596,000 | €596,000 | = |
| Current assets29/58 | €147,499 | €3,257 | €3,580 | €3,357 | €3,173 | ▼ 5.5% |
| Cash at bank and in hand54/58 | €147,499 | €3,257 | €3,580 | €3,357 | €3,173 | ▼ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €744,930 | €600,298 | €600,230 | €599,617 | €599,173 | ▼ 0.1% |
| Equity10/15 | €102,250 | €89,388 | €78,040 | €91,647 | €106,923 | ▲ 16.7% |
| Contributions10/11 | - | €120,000 | €120,000 | €120,000 | €120,000 | = |
| Profit (loss) carried forward14 | -€17,750 | -€30,612 | -€41,960 | -€28,353 | -€13,077 | ▲ 53.9% |
| Amounts payable17/49 | €642,680 | €510,910 | €522,190 | €507,970 | €492,250 | ▼ 3.1% |
| Amounts payable after more than one year17 | €380,000 | €332,000 | €284,000 | €236,000 | €188,000 | ▼ 20.3% |
| Financial debts170/4 | - | €332,000 | €284,000 | €236,000 | €188,000 | ▼ 20.3% |
| Amounts payable within one year42/48 | €245,460 | €173,000 | €233,000 | €267,500 | €300,500 | ▲ 12.3% |
| Current portion of amounts payable after more than one year42 | - | €48,000 | €48,000 | €48,000 | €48,000 | = |
| Other amounts payable47/48 | - | €125,000 | €185,000 | €219,500 | €252,500 | ▲ 15.0% |
| Accrued charges and deferred income492/3 | - | €5,910 | €5,190 | €4,470 | €3,750 | ▼ 16.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,750 | -€12,862 | -€11,347 | €13,607 | €15,275 | ▲ 12.3% |
| + Depreciation and write-downs630 | €520 | €390 | €390 | €390 | €260 | ▼ 33.3% |
| Operating cash flow (approximation) | -€17,230 | -€12,472 | -€10,957 | €13,997 | €15,536 | ▲ 11.0% |
| Investment in fixed assets (approximation) | - | -€390 | -€390 | -€390 | -€260 | ▲ 33.3% |
| Change in cash | - | -€144,242 | €323 | -€223 | -€184 | ▲ 17.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €15,275 ▲12.3%
Operating result €23,289, net result €15,275, both a record.
30-06
Financial
Equity above €100,000Eq €106,923 ▲16.7%
2 profitable years in a row build equity to €106,923.
2024
28-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €13,607
Net result €13,607 after 3 loss-making years.
21-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2020
Ground area
1,136 m²
Parcel 92085A0006/00C011, Wallonia. Linked by address, not a title deed.
1 establishment unit
AAA HOLDING
since 20202.302.284.508
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92085A0006/00C011 | Wallonia | 1,136 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the annual accounts to 30-06-2025 of AAA HOLDING and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 40,712 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2020
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743995641
Also
9925:BE0743995641
Registered
08-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.